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Side-by-side financial comparison of Floor & Decor Holdings, Inc. (FND) and SAIA INC (SAIA). Click either name above to swap in a different company.

Floor & Decor Holdings, Inc. is the larger business by last-quarter revenue ($1.1B vs $790.0M, roughly 1.4× SAIA INC). SAIA INC runs the higher net margin — 6.0% vs 3.5%, a 2.5% gap on every dollar of revenue. On growth, Floor & Decor Holdings, Inc. posted the faster year-over-year revenue change (2.0% vs 0.1%). Floor & Decor Holdings, Inc. produced more free cash flow last quarter ($45.1M vs $37.5M). Over the past eight quarters, SAIA INC's revenue compounded faster (2.3% CAGR vs 1.5%).

Floor & Decor Holdings, Inc., branded as Floor & Decor, is a multi-channel American specialty retailer of hard surface flooring and related accessories that was founded in 2000 and headquartered in Smyrna, Georgia, United States.

Saia is an American less than truckload (LTL) trucking company that originated in Houma, Louisiana, in 1924. With original operation occurring in Louisiana and Texas for the first fifty years, expansion came after 1980 when coverage began reaching into more states in the South. Further expansion happened through mergers with other companies, which allowed Saia to provide service for thirty six states. Saia ranks in the top ten of LTL carriers in the United States, with revenues of over $1.8 b...

FND vs SAIA — Head-to-Head

Bigger by revenue
FND
FND
1.4× larger
FND
$1.1B
$790.0M
SAIA
Growing faster (revenue YoY)
FND
FND
+1.9% gap
FND
2.0%
0.1%
SAIA
Higher net margin
SAIA
SAIA
2.5% more per $
SAIA
6.0%
3.5%
FND
More free cash flow
FND
FND
$7.7M more FCF
FND
$45.1M
$37.5M
SAIA
Faster 2-yr revenue CAGR
SAIA
SAIA
Annualised
SAIA
2.3%
1.5%
FND

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FND
FND
SAIA
SAIA
Revenue
$1.1B
$790.0M
Net Profit
$39.3M
$47.5M
Gross Margin
43.5%
Operating Margin
4.6%
8.1%
Net Margin
3.5%
6.0%
Revenue YoY
2.0%
0.1%
Net Profit YoY
-17.2%
-37.6%
EPS (diluted)
$0.36
$1.77

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FND
FND
SAIA
SAIA
Q4 25
$1.1B
$790.0M
Q3 25
$1.2B
$839.6M
Q2 25
$1.2B
$817.1M
Q1 25
$1.2B
$787.6M
Q4 24
$1.1B
$789.0M
Q3 24
$1.1B
$842.1M
Q2 24
$1.1B
$823.2M
Q1 24
$1.1B
$754.8M
Net Profit
FND
FND
SAIA
SAIA
Q4 25
$39.3M
$47.5M
Q3 25
$57.3M
$86.3M
Q2 25
$63.2M
$71.4M
Q1 25
$48.9M
$49.8M
Q4 24
$47.5M
$76.1M
Q3 24
$51.7M
$92.7M
Q2 24
$56.7M
$102.5M
Q1 24
$50.0M
$90.7M
Gross Margin
FND
FND
SAIA
SAIA
Q4 25
43.5%
Q3 25
43.4%
Q2 25
43.9%
Q1 25
43.8%
Q4 24
43.5%
Q3 24
43.5%
Q2 24
43.3%
Q1 24
42.8%
Operating Margin
FND
FND
SAIA
SAIA
Q4 25
4.6%
8.1%
Q3 25
6.1%
14.1%
Q2 25
6.7%
12.2%
Q1 25
5.5%
8.9%
Q4 24
5.3%
12.9%
Q3 24
5.9%
14.9%
Q2 24
6.3%
16.7%
Q1 24
5.4%
15.6%
Net Margin
FND
FND
SAIA
SAIA
Q4 25
3.5%
6.0%
Q3 25
4.9%
10.3%
Q2 25
5.2%
8.7%
Q1 25
4.2%
6.3%
Q4 24
4.3%
9.6%
Q3 24
4.6%
11.0%
Q2 24
5.0%
12.5%
Q1 24
4.6%
12.0%
EPS (diluted)
FND
FND
SAIA
SAIA
Q4 25
$0.36
$1.77
Q3 25
$0.53
$3.22
Q2 25
$0.58
$2.67
Q1 25
$0.45
$1.86
Q4 24
$0.44
$2.84
Q3 24
$0.48
$3.46
Q2 24
$0.52
$3.83
Q1 24
$0.46
$3.38

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FND
FND
SAIA
SAIA
Cash + ST InvestmentsLiquidity on hand
$19.7M
Total DebtLower is stronger
$163.0M
Stockholders' EquityBook value
$2.4B
$2.6B
Total Assets
$5.5B
$3.5B
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FND
FND
SAIA
SAIA
Q4 25
$19.7M
Q3 25
$35.5M
Q2 25
$18.8M
Q1 25
$16.5M
Q4 24
$19.5M
Q3 24
$14.4M
Q2 24
$11.2M
Q1 24
$12.3M
Total Debt
FND
FND
SAIA
SAIA
Q4 25
$163.0M
Q3 25
$218.0M
Q2 25
$307.1M
Q1 25
$291.8M
Q4 24
$195.0M
Q3 24
$184.2M
Q2 24
$169.1M
Q1 24
$76.6M
Stockholders' Equity
FND
FND
SAIA
SAIA
Q4 25
$2.4B
$2.6B
Q3 25
$2.4B
$2.5B
Q2 25
$2.3B
$2.4B
Q1 25
$2.2B
$2.4B
Q4 24
$2.2B
$2.3B
Q3 24
$2.1B
$2.2B
Q2 24
$2.0B
$2.1B
Q1 24
$2.0B
$2.0B
Total Assets
FND
FND
SAIA
SAIA
Q4 25
$5.5B
$3.5B
Q3 25
$5.5B
$3.5B
Q2 25
$5.4B
$3.5B
Q1 25
$5.4B
$3.4B
Q4 24
$5.1B
$3.2B
Q3 24
$4.9B
$3.1B
Q2 24
$4.8B
$3.0B
Q1 24
$4.7B
$2.8B
Debt / Equity
FND
FND
SAIA
SAIA
Q4 25
0.06×
Q3 25
0.09×
Q2 25
0.13×
Q1 25
0.12×
Q4 24
0.08×
Q3 24
0.08×
Q2 24
0.08×
Q1 24
0.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FND
FND
SAIA
SAIA
Operating Cash FlowLast quarter
$124.1M
$137.3M
Free Cash FlowOCF − Capex
$45.1M
$37.5M
FCF MarginFCF / Revenue
4.0%
4.7%
Capex IntensityCapex / Revenue
7.0%
12.6%
Cash ConversionOCF / Net Profit
3.15×
2.89×
TTM Free Cash FlowTrailing 4 quarters
$64.1M
$27.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FND
FND
SAIA
SAIA
Q4 25
$124.1M
$137.3M
Q3 25
$102.5M
$177.8M
Q2 25
$84.1M
$170.7M
Q1 25
$71.2M
$109.1M
Q4 24
$101.4M
$164.7M
Q3 24
$160.3M
$181.7M
Q2 24
$194.0M
$130.8M
Q1 24
$147.5M
$106.5M
Free Cash Flow
FND
FND
SAIA
SAIA
Q4 25
$45.1M
$37.5M
Q3 25
$24.5M
$87.6M
Q2 25
$-10.0M
$-3.9M
Q1 25
$4.4M
$-93.8M
Q4 24
$3.9M
$-3.5M
Q3 24
$36.5M
$-11.7M
Q2 24
$80.0M
$-94.0M
Q1 24
$35.8M
$-350.7M
FCF Margin
FND
FND
SAIA
SAIA
Q4 25
4.0%
4.7%
Q3 25
2.1%
10.4%
Q2 25
-0.8%
-0.5%
Q1 25
0.4%
-11.9%
Q4 24
0.4%
-0.4%
Q3 24
3.3%
-1.4%
Q2 24
7.1%
-11.4%
Q1 24
3.3%
-46.5%
Capex Intensity
FND
FND
SAIA
SAIA
Q4 25
7.0%
12.6%
Q3 25
6.6%
10.8%
Q2 25
7.8%
21.4%
Q1 25
5.7%
25.8%
Q4 24
8.8%
21.3%
Q3 24
11.1%
23.0%
Q2 24
10.1%
27.3%
Q1 24
10.2%
60.6%
Cash Conversion
FND
FND
SAIA
SAIA
Q4 25
3.15×
2.89×
Q3 25
1.79×
2.06×
Q2 25
1.33×
2.39×
Q1 25
1.46×
2.19×
Q4 24
2.14×
2.16×
Q3 24
3.10×
1.96×
Q2 24
3.42×
1.28×
Q1 24
2.95×
1.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FND
FND

Laminate And Vinyl$310.1M27%
Tile$259.1M23%
Installation Materials And Tools$218.4M19%
Decorative Accessories And Wall Tile$177.0M16%
Wood$83.2M7%
Natural Stone$46.8M4%
Adjacent Categories$26.6M2%
Other$8.5M1%

SAIA
SAIA

Segment breakdown not available.

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