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Side-by-side financial comparison of Floor & Decor Holdings, Inc. (FND) and SouthState Bank Corp (SSB). Click either name above to swap in a different company.

Floor & Decor Holdings, Inc. is the larger business by last-quarter revenue ($1.1B vs $661.7M, roughly 1.7× SouthState Bank Corp). SouthState Bank Corp runs the higher net margin — 34.1% vs 3.5%, a 30.6% gap on every dollar of revenue. Over the past eight quarters, SouthState Bank Corp's revenue compounded faster (37.4% CAGR vs 1.5%).

Floor & Decor Holdings, Inc., branded as Floor & Decor, is a multi-channel American specialty retailer of hard surface flooring and related accessories that was founded in 2000 and headquartered in Smyrna, Georgia, United States.

SouthState Bank, based in Winter Haven, Florida, is an American bank and a subsidiary of SouthState Corporation, a bank holding company. As of May 26, 2025, the company had 371 branches in South Carolina, North Carolina, Georgia, Florida, Alabama, Virginia, Colorado and Texas.

FND vs SSB — Head-to-Head

Bigger by revenue
FND
FND
1.7× larger
FND
$1.1B
$661.7M
SSB
Higher net margin
SSB
SSB
30.6% more per $
SSB
34.1%
3.5%
FND
Faster 2-yr revenue CAGR
SSB
SSB
Annualised
SSB
37.4%
1.5%
FND

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FND
FND
SSB
SSB
Revenue
$1.1B
$661.7M
Net Profit
$39.3M
$225.8M
Gross Margin
43.5%
Operating Margin
4.6%
15.1%
Net Margin
3.5%
34.1%
Revenue YoY
2.0%
Net Profit YoY
-17.2%
153.5%
EPS (diluted)
$0.36
$2.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FND
FND
SSB
SSB
Q1 26
$661.7M
Q4 25
$1.1B
$581.1M
Q3 25
$1.2B
$599.7M
Q2 25
$1.2B
$577.9M
Q1 25
$1.2B
$544.5M
Q4 24
$1.1B
$369.8M
Q3 24
$1.1B
$351.5M
Q2 24
$1.1B
$350.3M
Net Profit
FND
FND
SSB
SSB
Q1 26
$225.8M
Q4 25
$39.3M
$247.7M
Q3 25
$57.3M
$246.6M
Q2 25
$63.2M
$215.2M
Q1 25
$48.9M
$89.1M
Q4 24
$47.5M
$144.2M
Q3 24
$51.7M
$143.2M
Q2 24
$56.7M
$132.4M
Gross Margin
FND
FND
SSB
SSB
Q1 26
Q4 25
43.5%
Q3 25
43.4%
Q2 25
43.9%
Q1 25
43.8%
Q4 24
43.5%
Q3 24
43.5%
Q2 24
43.3%
Operating Margin
FND
FND
SSB
SSB
Q1 26
15.1%
Q4 25
4.6%
54.3%
Q3 25
6.1%
53.6%
Q2 25
6.7%
48.8%
Q1 25
5.5%
22.3%
Q4 24
5.3%
50.7%
Q3 24
5.9%
53.1%
Q2 24
6.3%
49.3%
Net Margin
FND
FND
SSB
SSB
Q1 26
34.1%
Q4 25
3.5%
42.6%
Q3 25
4.9%
41.1%
Q2 25
5.2%
37.2%
Q1 25
4.2%
16.4%
Q4 24
4.3%
39.0%
Q3 24
4.6%
40.7%
Q2 24
5.0%
37.8%
EPS (diluted)
FND
FND
SSB
SSB
Q1 26
$2.28
Q4 25
$0.36
$2.47
Q3 25
$0.53
$2.42
Q2 25
$0.58
$2.11
Q1 25
$0.45
$0.87
Q4 24
$0.44
$1.88
Q3 24
$0.48
$1.86
Q2 24
$0.52
$1.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FND
FND
SSB
SSB
Cash + ST InvestmentsLiquidity on hand
$2.9B
Total DebtLower is stronger
Stockholders' EquityBook value
$2.4B
$9.0B
Total Assets
$5.5B
$68.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FND
FND
SSB
SSB
Q1 26
$2.9B
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
FND
FND
SSB
SSB
Q1 26
$9.0B
Q4 25
$2.4B
$9.1B
Q3 25
$2.4B
$9.0B
Q2 25
$2.3B
$8.8B
Q1 25
$2.2B
$8.6B
Q4 24
$2.2B
$5.9B
Q3 24
$2.1B
$5.9B
Q2 24
$2.0B
$5.7B
Total Assets
FND
FND
SSB
SSB
Q1 26
$68.0B
Q4 25
$5.5B
$67.2B
Q3 25
$5.5B
$66.0B
Q2 25
$5.4B
$65.9B
Q1 25
$5.4B
$65.1B
Q4 24
$5.1B
$46.4B
Q3 24
$4.9B
$46.1B
Q2 24
$4.8B
$45.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FND
FND
SSB
SSB
Operating Cash FlowLast quarter
$124.1M
Free Cash FlowOCF − Capex
$45.1M
FCF MarginFCF / Revenue
4.0%
Capex IntensityCapex / Revenue
7.0%
Cash ConversionOCF / Net Profit
3.15×
TTM Free Cash FlowTrailing 4 quarters
$64.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FND
FND
SSB
SSB
Q1 26
Q4 25
$124.1M
$232.1M
Q3 25
$102.5M
$122.4M
Q2 25
$84.1M
$72.6M
Q1 25
$71.2M
$-126.3M
Q4 24
$101.4M
$354.3M
Q3 24
$160.3M
$-246.8M
Q2 24
$194.0M
$126.8M
Free Cash Flow
FND
FND
SSB
SSB
Q1 26
Q4 25
$45.1M
$215.5M
Q3 25
$24.5M
$101.7M
Q2 25
$-10.0M
$52.5M
Q1 25
$4.4M
$-139.1M
Q4 24
$3.9M
$340.9M
Q3 24
$36.5M
$-254.2M
Q2 24
$80.0M
$117.3M
FCF Margin
FND
FND
SSB
SSB
Q1 26
Q4 25
4.0%
37.1%
Q3 25
2.1%
17.0%
Q2 25
-0.8%
9.1%
Q1 25
0.4%
-25.5%
Q4 24
0.4%
92.2%
Q3 24
3.3%
-72.3%
Q2 24
7.1%
33.5%
Capex Intensity
FND
FND
SSB
SSB
Q1 26
Q4 25
7.0%
2.9%
Q3 25
6.6%
3.5%
Q2 25
7.8%
3.5%
Q1 25
5.7%
2.4%
Q4 24
8.8%
3.6%
Q3 24
11.1%
2.1%
Q2 24
10.1%
2.7%
Cash Conversion
FND
FND
SSB
SSB
Q1 26
Q4 25
3.15×
0.94×
Q3 25
1.79×
0.50×
Q2 25
1.33×
0.34×
Q1 25
1.46×
-1.42×
Q4 24
2.14×
2.46×
Q3 24
3.10×
-1.72×
Q2 24
3.42×
0.96×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FND
FND

Laminate And Vinyl$310.1M27%
Tile$259.1M23%
Installation Materials And Tools$218.4M19%
Decorative Accessories And Wall Tile$177.0M16%
Wood$83.2M7%
Natural Stone$46.8M4%
Adjacent Categories$26.6M2%
Other$8.5M1%

SSB
SSB

Net Interest Income$561.6M85%
Noninterest Income$100.1M15%

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