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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and IT TECH PACKAGING, INC. (ITP). Click either name above to swap in a different company.
First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $25.6M, roughly 1.0× IT TECH PACKAGING, INC.). First Bancorp, Inc runs the higher net margin — 39.4% vs -5.7%, a 45.0% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs 2.1%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $1.5M). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs 10.5%).
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
IT TECH PACKAGING, INC. is a paper manufacturing enterprise primarily operating in China. It produces and distributes a diverse portfolio of paper products including corrugated packaging paper, boxboard, and printing-use cultural paper, serving sectors such as consumer goods packaging, logistics, and commercial printing across its core market.
FNLC vs ITP — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.8M | $25.6M |
| Net Profit | $10.2M | $-1.4M |
| Gross Margin | — | 7.9% |
| Operating Margin | 48.1% | -3.9% |
| Net Margin | 39.4% | -5.7% |
| Revenue YoY | 17.5% | 2.1% |
| Net Profit YoY | 39.7% | 26.6% |
| EPS (diluted) | $0.91 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.8M | — | ||
| Q3 25 | $24.5M | $25.6M | ||
| Q2 25 | $22.5M | $24.8M | ||
| Q1 25 | $21.8M | $10.9M | ||
| Q4 24 | $22.0M | $17.6M | ||
| Q3 24 | $20.5M | $25.1M | ||
| Q2 24 | $19.2M | $26.2M | ||
| Q1 24 | $18.5M | $6.9M |
| Q4 25 | $10.2M | — | ||
| Q3 25 | $9.1M | $-1.4M | ||
| Q2 25 | $8.1M | $-2.0M | ||
| Q1 25 | $7.1M | $-3.5M | ||
| Q4 24 | $7.3M | $-4.0M | ||
| Q3 24 | $7.6M | $-2.0M | ||
| Q2 24 | $6.2M | $-77.7K | ||
| Q1 24 | $6.0M | $-3.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | 7.9% | ||
| Q2 25 | — | 5.1% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | — | 7.6% | ||
| Q2 24 | — | 12.4% | ||
| Q1 24 | — | 5.8% |
| Q4 25 | 48.1% | — | ||
| Q3 25 | 45.2% | -3.9% | ||
| Q2 25 | 43.7% | -7.1% | ||
| Q1 25 | 39.3% | -31.0% | ||
| Q4 24 | 39.5% | -21.5% | ||
| Q3 24 | 44.6% | -5.8% | ||
| Q2 24 | 38.8% | 2.1% | ||
| Q1 24 | 39.3% | -51.0% |
| Q4 25 | 39.4% | — | ||
| Q3 25 | 37.0% | -5.7% | ||
| Q2 25 | 35.8% | -7.9% | ||
| Q1 25 | 32.5% | -32.2% | ||
| Q4 24 | 33.1% | -22.9% | ||
| Q3 24 | 36.9% | -7.9% | ||
| Q2 24 | 32.1% | -0.3% | ||
| Q1 24 | 32.5% | -54.6% |
| Q4 25 | $0.91 | — | ||
| Q3 25 | $0.81 | $-0.11 | ||
| Q2 25 | $0.72 | $-0.16 | ||
| Q1 25 | $0.63 | $-0.35 | ||
| Q4 24 | $0.66 | $-0.40 | ||
| Q3 24 | $0.68 | $-0.20 | ||
| Q2 24 | $0.55 | $-0.01 | ||
| Q1 24 | $0.54 | $-0.37 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $95.5M | $4.7M |
| Stockholders' EquityBook value | $283.1M | $152.0M |
| Total Assets | $3.2B | $175.7M |
| Debt / EquityLower = less leverage | 0.34× | 0.03× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $95.5M | — | ||
| Q3 25 | $95.5M | $4.7M | ||
| Q2 25 | $95.0M | $4.7M | ||
| Q1 25 | $70.0M | $4.7M | ||
| Q4 24 | $95.0M | $4.7M | ||
| Q3 24 | $95.0M | $8.9M | ||
| Q2 24 | $70.0M | $11.3M | ||
| Q1 24 | $70.0M | $11.4M |
| Q4 25 | $283.1M | — | ||
| Q3 25 | $274.6M | $152.0M | ||
| Q2 25 | $265.5M | $152.3M | ||
| Q1 25 | $259.7M | $152.8M | ||
| Q4 24 | $252.5M | $156.1M | ||
| Q3 24 | $256.8M | $164.3M | ||
| Q2 24 | $244.7M | $163.5M | ||
| Q1 24 | $242.6M | $164.3M |
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.2B | $175.7M | ||
| Q2 25 | $3.2B | $175.2M | ||
| Q1 25 | $3.2B | $175.2M | ||
| Q4 24 | $3.2B | $177.5M | ||
| Q3 24 | $3.1B | $190.0M | ||
| Q2 24 | $3.1B | $191.4M | ||
| Q1 24 | $3.0B | $177.5M |
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | 0.03× | ||
| Q2 25 | 0.36× | 0.03× | ||
| Q1 25 | 0.27× | 0.03× | ||
| Q4 24 | 0.38× | 0.03× | ||
| Q3 24 | 0.37× | 0.05× | ||
| Q2 24 | 0.29× | 0.07× | ||
| Q1 24 | 0.29× | 0.07× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $37.8M | $1.5M |
| Free Cash FlowOCF − Capex | $34.6M | $1.5M |
| FCF MarginFCF / Revenue | 133.9% | 5.9% |
| Capex IntensityCapex / Revenue | 12.5% | 0.0% |
| Cash ConversionOCF / Net Profit | 3.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | $55.3M | $3.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $37.8M | — | ||
| Q3 25 | $12.9M | $1.5M | ||
| Q2 25 | $7.4M | $1.4M | ||
| Q1 25 | $2.2M | $-2.5M | ||
| Q4 24 | $26.0M | $3.5M | ||
| Q3 24 | $9.8M | $1.5M | ||
| Q2 24 | $6.4M | $721.9K | ||
| Q1 24 | $-1.5M | $624.4K |
| Q4 25 | $34.6M | — | ||
| Q3 25 | $12.6M | $1.5M | ||
| Q2 25 | $7.2M | $1.3M | ||
| Q1 25 | $828.0K | $-2.5M | ||
| Q4 24 | $24.6M | $3.5M | ||
| Q3 24 | $9.6M | $1.2M | ||
| Q2 24 | $6.3M | $668.3K | ||
| Q1 24 | $-1.8M | $615.4K |
| Q4 25 | 133.9% | — | ||
| Q3 25 | 51.4% | 5.9% | ||
| Q2 25 | 32.1% | 5.4% | ||
| Q1 25 | 3.8% | -22.8% | ||
| Q4 24 | 111.7% | 19.6% | ||
| Q3 24 | 47.0% | 4.9% | ||
| Q2 24 | 32.9% | 2.5% | ||
| Q1 24 | -9.8% | 9.0% |
| Q4 25 | 12.5% | — | ||
| Q3 25 | 1.2% | 0.0% | ||
| Q2 25 | 0.6% | 0.1% | ||
| Q1 25 | 6.2% | 0.1% | ||
| Q4 24 | 6.7% | 0.1% | ||
| Q3 24 | 0.5% | 1.0% | ||
| Q2 24 | 0.3% | 0.2% | ||
| Q1 24 | 1.8% | 0.1% |
| Q4 25 | 3.72× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
