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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and La Rosa Holdings Corp. (LRHC). Click either name above to swap in a different company.
First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $20.2M, roughly 1.3× La Rosa Holdings Corp.). First Bancorp, Inc runs the higher net margin — 39.4% vs -27.4%, a 66.7% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs 3.2%). Over the past eight quarters, La Rosa Holdings Corp.'s revenue compounded faster (72.5% CAGR vs 18.1%).
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
V. La Rosa and Sons Macaroni Company was founded in 1914 by Vincenzo La Rosa, a Sicilian immigrant. The company eventually became one of the largest regional brands in the United States producing over 40 varieties of pasta.
FNLC vs LRHC — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | ||
|---|---|---|
| Revenue | $25.8M | $20.2M |
| Net Profit | $10.2M | $-5.5M |
| Gross Margin | — | 8.4% |
| Operating Margin | 48.1% | -24.7% |
| Net Margin | 39.4% | -27.4% |
| Revenue YoY | 17.5% | 3.2% |
| Net Profit YoY | 39.7% | -125.7% |
| EPS (diluted) | $0.91 | $-5.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.8M | — | ||
| Q3 25 | $24.5M | $20.2M | ||
| Q2 25 | $22.5M | $23.2M | ||
| Q1 25 | $21.8M | $17.5M | ||
| Q4 24 | $22.0M | $17.7M | ||
| Q3 24 | $20.5M | $19.6M | ||
| Q2 24 | $19.2M | $19.1M | ||
| Q1 24 | $18.5M | $13.1M |
| Q4 25 | $10.2M | — | ||
| Q3 25 | $9.1M | $-5.5M | ||
| Q2 25 | $8.1M | $78.4M | ||
| Q1 25 | $7.1M | $-95.7M | ||
| Q4 24 | $7.3M | $-5.1M | ||
| Q3 24 | $7.6M | $-2.5M | ||
| Q2 24 | $6.2M | $-2.3M | ||
| Q1 24 | $6.0M | $-4.6M |
| Q4 25 | — | — | ||
| Q3 25 | — | 8.4% | ||
| Q2 25 | — | 8.0% | ||
| Q1 25 | — | 8.8% | ||
| Q4 24 | — | 8.9% | ||
| Q3 24 | — | 8.3% | ||
| Q2 24 | — | 8.3% | ||
| Q1 24 | — | 8.9% |
| Q4 25 | 48.1% | — | ||
| Q3 25 | 45.2% | -24.7% | ||
| Q2 25 | 43.7% | -10.6% | ||
| Q1 25 | 39.3% | -26.7% | ||
| Q4 24 | 39.5% | -17.1% | ||
| Q3 24 | 44.6% | -8.9% | ||
| Q2 24 | 38.8% | -9.7% | ||
| Q1 24 | 39.3% | -35.0% |
| Q4 25 | 39.4% | — | ||
| Q3 25 | 37.0% | -27.4% | ||
| Q2 25 | 35.8% | 337.8% | ||
| Q1 25 | 32.5% | -546.5% | ||
| Q4 24 | 33.1% | -28.7% | ||
| Q3 24 | 36.9% | -12.5% | ||
| Q2 24 | 32.1% | -12.2% | ||
| Q1 24 | 32.5% | -35.1% |
| Q4 25 | $0.91 | — | ||
| Q3 25 | $0.81 | $-5.44 | ||
| Q2 25 | $0.72 | $15.25 | ||
| Q1 25 | $0.63 | $-5.86 | ||
| Q4 24 | $0.66 | $28.54 | ||
| Q3 24 | $0.68 | $-16.49 | ||
| Q2 24 | $0.55 | $-12.49 | ||
| Q1 24 | $0.54 | $-0.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $4.0M |
| Total DebtLower is stronger | $95.5M | $642.8K |
| Stockholders' EquityBook value | $283.1M | $1.6M |
| Total Assets | $3.2B | $21.7M |
| Debt / EquityLower = less leverage | 0.34× | 0.41× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $4.0M | ||
| Q2 25 | — | $5.1M | ||
| Q1 25 | — | $2.9M | ||
| Q4 24 | — | $1.4M | ||
| Q3 24 | — | $1.8M | ||
| Q2 24 | — | $1.6M | ||
| Q1 24 | — | $1.1M |
| Q4 25 | $95.5M | — | ||
| Q3 25 | $95.5M | $642.8K | ||
| Q2 25 | $95.0M | $644.3K | ||
| Q1 25 | $70.0M | $645.9K | ||
| Q4 24 | $95.0M | $647.6K | ||
| Q3 24 | $95.0M | $649.2K | ||
| Q2 24 | $70.0M | $650.8K | ||
| Q1 24 | $70.0M | $652.4K |
| Q4 25 | $283.1M | — | ||
| Q3 25 | $274.6M | $1.6M | ||
| Q2 25 | $265.5M | $3.4M | ||
| Q1 25 | $259.7M | $-87.5M | ||
| Q4 24 | $252.5M | $2.6M | ||
| Q3 24 | $256.8M | $5.0M | ||
| Q2 24 | $244.7M | $4.7M | ||
| Q1 24 | $242.6M | $5.6M |
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.2B | $21.7M | ||
| Q2 25 | $3.2B | $22.9M | ||
| Q1 25 | $3.2B | $21.0M | ||
| Q4 24 | $3.2B | $19.4M | ||
| Q3 24 | $3.1B | $19.7M | ||
| Q2 24 | $3.1B | $18.7M | ||
| Q1 24 | $3.0B | $16.3M |
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | 0.41× | ||
| Q2 25 | 0.36× | 0.19× | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | 0.25× | ||
| Q3 24 | 0.37× | 0.13× | ||
| Q2 24 | 0.29× | 0.14× | ||
| Q1 24 | 0.29× | 0.12× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $37.8M | $-1.3M |
| Free Cash FlowOCF − Capex | $34.6M | — |
| FCF MarginFCF / Revenue | 133.9% | — |
| Capex IntensityCapex / Revenue | 12.5% | — |
| Cash ConversionOCF / Net Profit | 3.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | $55.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $37.8M | — | ||
| Q3 25 | $12.9M | $-1.3M | ||
| Q2 25 | $7.4M | $-1.4M | ||
| Q1 25 | $2.2M | $-3.5M | ||
| Q4 24 | $26.0M | $-1.1M | ||
| Q3 24 | $9.8M | $-591.6K | ||
| Q2 24 | $6.4M | $-803.1K | ||
| Q1 24 | $-1.5M | $-538.3K |
| Q4 25 | $34.6M | — | ||
| Q3 25 | $12.6M | — | ||
| Q2 25 | $7.2M | — | ||
| Q1 25 | $828.0K | — | ||
| Q4 24 | $24.6M | — | ||
| Q3 24 | $9.6M | — | ||
| Q2 24 | $6.3M | — | ||
| Q1 24 | $-1.8M | — |
| Q4 25 | 133.9% | — | ||
| Q3 25 | 51.4% | — | ||
| Q2 25 | 32.1% | — | ||
| Q1 25 | 3.8% | — | ||
| Q4 24 | 111.7% | — | ||
| Q3 24 | 47.0% | — | ||
| Q2 24 | 32.9% | — | ||
| Q1 24 | -9.8% | — |
| Q4 25 | 12.5% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 6.2% | — | ||
| Q4 24 | 6.7% | — | ||
| Q3 24 | 0.5% | — | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 1.8% | — |
| Q4 25 | 3.72× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.91× | -0.02× | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNLC
Segment breakdown not available.
LRHC
| Real Estate Residential Brokerage Services | $16.8M | 83% |
| Transferred Over Time | $3.5M | 17% |