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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and La Rosa Holdings Corp. (LRHC). Click either name above to swap in a different company.

First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $20.2M, roughly 1.3× La Rosa Holdings Corp.). First Bancorp, Inc runs the higher net margin — 39.4% vs -27.4%, a 66.7% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs 3.2%). Over the past eight quarters, La Rosa Holdings Corp.'s revenue compounded faster (72.5% CAGR vs 18.1%).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

V. La Rosa and Sons Macaroni Company was founded in 1914 by Vincenzo La Rosa, a Sicilian immigrant. The company eventually became one of the largest regional brands in the United States producing over 40 varieties of pasta.

FNLC vs LRHC — Head-to-Head

Bigger by revenue
FNLC
FNLC
1.3× larger
FNLC
$25.8M
$20.2M
LRHC
Growing faster (revenue YoY)
FNLC
FNLC
+14.4% gap
FNLC
17.5%
3.2%
LRHC
Higher net margin
FNLC
FNLC
66.7% more per $
FNLC
39.4%
-27.4%
LRHC
Faster 2-yr revenue CAGR
LRHC
LRHC
Annualised
LRHC
72.5%
18.1%
FNLC

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
FNLC
FNLC
LRHC
LRHC
Revenue
$25.8M
$20.2M
Net Profit
$10.2M
$-5.5M
Gross Margin
8.4%
Operating Margin
48.1%
-24.7%
Net Margin
39.4%
-27.4%
Revenue YoY
17.5%
3.2%
Net Profit YoY
39.7%
-125.7%
EPS (diluted)
$0.91
$-5.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
LRHC
LRHC
Q4 25
$25.8M
Q3 25
$24.5M
$20.2M
Q2 25
$22.5M
$23.2M
Q1 25
$21.8M
$17.5M
Q4 24
$22.0M
$17.7M
Q3 24
$20.5M
$19.6M
Q2 24
$19.2M
$19.1M
Q1 24
$18.5M
$13.1M
Net Profit
FNLC
FNLC
LRHC
LRHC
Q4 25
$10.2M
Q3 25
$9.1M
$-5.5M
Q2 25
$8.1M
$78.4M
Q1 25
$7.1M
$-95.7M
Q4 24
$7.3M
$-5.1M
Q3 24
$7.6M
$-2.5M
Q2 24
$6.2M
$-2.3M
Q1 24
$6.0M
$-4.6M
Gross Margin
FNLC
FNLC
LRHC
LRHC
Q4 25
Q3 25
8.4%
Q2 25
8.0%
Q1 25
8.8%
Q4 24
8.9%
Q3 24
8.3%
Q2 24
8.3%
Q1 24
8.9%
Operating Margin
FNLC
FNLC
LRHC
LRHC
Q4 25
48.1%
Q3 25
45.2%
-24.7%
Q2 25
43.7%
-10.6%
Q1 25
39.3%
-26.7%
Q4 24
39.5%
-17.1%
Q3 24
44.6%
-8.9%
Q2 24
38.8%
-9.7%
Q1 24
39.3%
-35.0%
Net Margin
FNLC
FNLC
LRHC
LRHC
Q4 25
39.4%
Q3 25
37.0%
-27.4%
Q2 25
35.8%
337.8%
Q1 25
32.5%
-546.5%
Q4 24
33.1%
-28.7%
Q3 24
36.9%
-12.5%
Q2 24
32.1%
-12.2%
Q1 24
32.5%
-35.1%
EPS (diluted)
FNLC
FNLC
LRHC
LRHC
Q4 25
$0.91
Q3 25
$0.81
$-5.44
Q2 25
$0.72
$15.25
Q1 25
$0.63
$-5.86
Q4 24
$0.66
$28.54
Q3 24
$0.68
$-16.49
Q2 24
$0.55
$-12.49
Q1 24
$0.54
$-0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
LRHC
LRHC
Cash + ST InvestmentsLiquidity on hand
$4.0M
Total DebtLower is stronger
$95.5M
$642.8K
Stockholders' EquityBook value
$283.1M
$1.6M
Total Assets
$3.2B
$21.7M
Debt / EquityLower = less leverage
0.34×
0.41×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
LRHC
LRHC
Q4 25
Q3 25
$4.0M
Q2 25
$5.1M
Q1 25
$2.9M
Q4 24
$1.4M
Q3 24
$1.8M
Q2 24
$1.6M
Q1 24
$1.1M
Total Debt
FNLC
FNLC
LRHC
LRHC
Q4 25
$95.5M
Q3 25
$95.5M
$642.8K
Q2 25
$95.0M
$644.3K
Q1 25
$70.0M
$645.9K
Q4 24
$95.0M
$647.6K
Q3 24
$95.0M
$649.2K
Q2 24
$70.0M
$650.8K
Q1 24
$70.0M
$652.4K
Stockholders' Equity
FNLC
FNLC
LRHC
LRHC
Q4 25
$283.1M
Q3 25
$274.6M
$1.6M
Q2 25
$265.5M
$3.4M
Q1 25
$259.7M
$-87.5M
Q4 24
$252.5M
$2.6M
Q3 24
$256.8M
$5.0M
Q2 24
$244.7M
$4.7M
Q1 24
$242.6M
$5.6M
Total Assets
FNLC
FNLC
LRHC
LRHC
Q4 25
$3.2B
Q3 25
$3.2B
$21.7M
Q2 25
$3.2B
$22.9M
Q1 25
$3.2B
$21.0M
Q4 24
$3.2B
$19.4M
Q3 24
$3.1B
$19.7M
Q2 24
$3.1B
$18.7M
Q1 24
$3.0B
$16.3M
Debt / Equity
FNLC
FNLC
LRHC
LRHC
Q4 25
0.34×
Q3 25
0.35×
0.41×
Q2 25
0.36×
0.19×
Q1 25
0.27×
Q4 24
0.38×
0.25×
Q3 24
0.37×
0.13×
Q2 24
0.29×
0.14×
Q1 24
0.29×
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
LRHC
LRHC
Operating Cash FlowLast quarter
$37.8M
$-1.3M
Free Cash FlowOCF − Capex
$34.6M
FCF MarginFCF / Revenue
133.9%
Capex IntensityCapex / Revenue
12.5%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$55.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
LRHC
LRHC
Q4 25
$37.8M
Q3 25
$12.9M
$-1.3M
Q2 25
$7.4M
$-1.4M
Q1 25
$2.2M
$-3.5M
Q4 24
$26.0M
$-1.1M
Q3 24
$9.8M
$-591.6K
Q2 24
$6.4M
$-803.1K
Q1 24
$-1.5M
$-538.3K
Free Cash Flow
FNLC
FNLC
LRHC
LRHC
Q4 25
$34.6M
Q3 25
$12.6M
Q2 25
$7.2M
Q1 25
$828.0K
Q4 24
$24.6M
Q3 24
$9.6M
Q2 24
$6.3M
Q1 24
$-1.8M
FCF Margin
FNLC
FNLC
LRHC
LRHC
Q4 25
133.9%
Q3 25
51.4%
Q2 25
32.1%
Q1 25
3.8%
Q4 24
111.7%
Q3 24
47.0%
Q2 24
32.9%
Q1 24
-9.8%
Capex Intensity
FNLC
FNLC
LRHC
LRHC
Q4 25
12.5%
Q3 25
1.2%
Q2 25
0.6%
Q1 25
6.2%
Q4 24
6.7%
Q3 24
0.5%
Q2 24
0.3%
Q1 24
1.8%
Cash Conversion
FNLC
FNLC
LRHC
LRHC
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
-0.02×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FNLC
FNLC

Segment breakdown not available.

LRHC
LRHC

Real Estate Residential Brokerage Services$16.8M83%
Transferred Over Time$3.5M17%

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