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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and Maison Solutions Inc. (MSS). Click either name above to swap in a different company.
Maison Solutions Inc. is the larger business by last-quarter revenue ($27.6M vs $25.8M, roughly 1.1× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs -18.0%, a 57.3% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs -10.9%). Over the past eight quarters, Maison Solutions Inc.'s revenue compounded faster (42.5% CAGR vs 18.1%).
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
Maison Solutions Inc.MSSEarnings & Financial Report
Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.
FNLC vs MSS — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $25.8M | $27.6M |
| Net Profit | $10.2M | $-5.0M |
| Gross Margin | — | 23.4% |
| Operating Margin | 48.1% | -4.9% |
| Net Margin | 39.4% | -18.0% |
| Revenue YoY | 17.5% | -10.9% |
| Net Profit YoY | 39.7% | -1840.5% |
| EPS (diluted) | $0.91 | $-0.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.8M | $27.6M | ||
| Q3 25 | $24.5M | $27.2M | ||
| Q2 25 | $22.5M | $34.4M | ||
| Q1 25 | $21.8M | $32.3M | ||
| Q4 24 | $22.0M | $29.4M | ||
| Q3 24 | $20.5M | $28.2M | ||
| Q2 24 | $19.2M | $16.9M | ||
| Q1 24 | $18.5M | $13.6M |
| Q4 25 | $10.2M | $-5.0M | ||
| Q3 25 | $9.1M | $-1.5M | ||
| Q2 25 | $8.1M | $-287.4K | ||
| Q1 25 | $7.1M | $1.0M | ||
| Q4 24 | $7.3M | $-256.0K | ||
| Q3 24 | $7.6M | $700.9K | ||
| Q2 24 | $6.2M | $-2.8M | ||
| Q1 24 | $6.0M | $-549.0K |
| Q4 25 | — | 23.4% | ||
| Q3 25 | — | 24.1% | ||
| Q2 25 | — | 9.5% | ||
| Q1 25 | — | 21.8% | ||
| Q4 24 | — | 26.9% | ||
| Q3 24 | — | 28.9% | ||
| Q2 24 | — | 13.0% | ||
| Q1 24 | — | 23.4% |
| Q4 25 | 48.1% | -4.9% | ||
| Q3 25 | 45.2% | 0.7% | ||
| Q2 25 | 43.7% | -15.9% | ||
| Q1 25 | 39.3% | 3.7% | ||
| Q4 24 | 39.5% | 3.2% | ||
| Q3 24 | 44.6% | 7.3% | ||
| Q2 24 | 38.8% | -14.4% | ||
| Q1 24 | 39.3% | -2.3% |
| Q4 25 | 39.4% | -18.0% | ||
| Q3 25 | 37.0% | -5.7% | ||
| Q2 25 | 35.8% | -0.8% | ||
| Q1 25 | 32.5% | 3.1% | ||
| Q4 24 | 33.1% | -0.9% | ||
| Q3 24 | 36.9% | 2.5% | ||
| Q2 24 | 32.1% | -16.4% | ||
| Q1 24 | 32.5% | -4.0% |
| Q4 25 | $0.91 | $-0.23 | ||
| Q3 25 | $0.81 | $-0.08 | ||
| Q2 25 | $0.72 | $-0.02 | ||
| Q1 25 | $0.63 | $0.06 | ||
| Q4 24 | $0.66 | $-0.01 | ||
| Q3 24 | $0.68 | $0.04 | ||
| Q2 24 | $0.55 | $-0.16 | ||
| Q1 24 | $0.54 | $-0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $95.5M | $2.6M |
| Stockholders' EquityBook value | $283.1M | $11.6M |
| Total Assets | $3.2B | $75.4M |
| Debt / EquityLower = less leverage | 0.34× | 0.22× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $1.1M | ||
| Q2 25 | — | $775.4K | ||
| Q1 25 | — | $445.4K | ||
| Q4 24 | — | $355.7K | ||
| Q3 24 | — | $588.9K | ||
| Q2 24 | — | $2.1M | ||
| Q1 24 | — | $9.4M |
| Q4 25 | $95.5M | $2.6M | ||
| Q3 25 | $95.5M | $2.6M | ||
| Q2 25 | $95.0M | $2.6M | ||
| Q1 25 | $70.0M | — | ||
| Q4 24 | $95.0M | — | ||
| Q3 24 | $95.0M | $2.5M | ||
| Q2 24 | $70.0M | $2.6M | ||
| Q1 24 | $70.0M | $2.6M |
| Q4 25 | $283.1M | $11.6M | ||
| Q3 25 | $274.6M | $10.1M | ||
| Q2 25 | $265.5M | $11.7M | ||
| Q1 25 | $259.7M | $12.0M | ||
| Q4 24 | $252.5M | $10.9M | ||
| Q3 24 | $256.8M | $11.2M | ||
| Q2 24 | $244.7M | $10.5M | ||
| Q1 24 | $242.6M | $13.3M |
| Q4 25 | $3.2B | $75.4M | ||
| Q3 25 | $3.2B | $73.3M | ||
| Q2 25 | $3.2B | $77.4M | ||
| Q1 25 | $3.2B | $82.7M | ||
| Q4 24 | $3.2B | $82.7M | ||
| Q3 24 | $3.1B | $82.1M | ||
| Q2 24 | $3.1B | $82.4M | ||
| Q1 24 | $3.0B | $44.2M |
| Q4 25 | 0.34× | 0.22× | ||
| Q3 25 | 0.35× | 0.26× | ||
| Q2 25 | 0.36× | 0.22× | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.37× | 0.23× | ||
| Q2 24 | 0.29× | 0.24× | ||
| Q1 24 | 0.29× | 0.19× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $37.8M | $-1.7M |
| Free Cash FlowOCF − Capex | $34.6M | — |
| FCF MarginFCF / Revenue | 133.9% | — |
| Capex IntensityCapex / Revenue | 12.5% | — |
| Cash ConversionOCF / Net Profit | 3.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | $55.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $37.8M | $-1.7M | ||
| Q3 25 | $12.9M | $1.1M | ||
| Q2 25 | $7.4M | $-1.6M | ||
| Q1 25 | $2.2M | $1.7M | ||
| Q4 24 | $26.0M | $1.1M | ||
| Q3 24 | $9.8M | $3.6M | ||
| Q2 24 | $6.4M | $-2.6M | ||
| Q1 24 | $-1.5M | $-1.4M |
| Q4 25 | $34.6M | — | ||
| Q3 25 | $12.6M | — | ||
| Q2 25 | $7.2M | — | ||
| Q1 25 | $828.0K | — | ||
| Q4 24 | $24.6M | — | ||
| Q3 24 | $9.6M | — | ||
| Q2 24 | $6.3M | — | ||
| Q1 24 | $-1.8M | — |
| Q4 25 | 133.9% | — | ||
| Q3 25 | 51.4% | — | ||
| Q2 25 | 32.1% | — | ||
| Q1 25 | 3.8% | — | ||
| Q4 24 | 111.7% | — | ||
| Q3 24 | 47.0% | — | ||
| Q2 24 | 32.9% | — | ||
| Q1 24 | -9.8% | — |
| Q4 25 | 12.5% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 6.2% | — | ||
| Q4 24 | 6.7% | — | ||
| Q3 24 | 0.5% | — | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 1.8% | — |
| Q4 25 | 3.72× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | 1.66× | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | 5.12× | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNLC
Segment breakdown not available.
MSS
| Perishables | $14.4M | 52% |
| Nonperishables | $13.2M | 48% |
