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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and Performance Shipping Inc. (PSHG). Click either name above to swap in a different company.

Performance Shipping Inc. is the larger business by last-quarter revenue ($39.5M vs $25.8M, roughly 1.5× First Bancorp, Inc). Performance Shipping Inc. runs the higher net margin — 97.5% vs 39.4%, a 58.2% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs -7.9%).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

Azerbaijan Caspian Shipping Closed Joint-Stock Company is a state-owned Azerbaijani shipping company. It is also known by its Russian-derived abbreviation CASPAR.

FNLC vs PSHG — Head-to-Head

Bigger by revenue
PSHG
PSHG
1.5× larger
PSHG
$39.5M
$25.8M
FNLC
Growing faster (revenue YoY)
FNLC
FNLC
+25.5% gap
FNLC
17.5%
-7.9%
PSHG
Higher net margin
PSHG
PSHG
58.2% more per $
PSHG
97.5%
39.4%
FNLC

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
FNLC
FNLC
PSHG
PSHG
Revenue
$25.8M
$39.5M
Net Profit
$10.2M
$38.5M
Gross Margin
Operating Margin
48.1%
93.3%
Net Margin
39.4%
97.5%
Revenue YoY
17.5%
-7.9%
Net Profit YoY
39.7%
78.1%
EPS (diluted)
$0.91
$1.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
PSHG
PSHG
Q4 25
$25.8M
Q3 25
$24.5M
Q2 25
$22.5M
$39.5M
Q1 25
$21.8M
Q4 24
$22.0M
Q3 24
$20.5M
Q2 24
$19.2M
$42.9M
Q1 24
$18.5M
Net Profit
FNLC
FNLC
PSHG
PSHG
Q4 25
$10.2M
Q3 25
$9.1M
Q2 25
$8.1M
$38.5M
Q1 25
$7.1M
Q4 24
$7.3M
Q3 24
$7.6M
Q2 24
$6.2M
$21.6M
Q1 24
$6.0M
Operating Margin
FNLC
FNLC
PSHG
PSHG
Q4 25
48.1%
Q3 25
45.2%
Q2 25
43.7%
93.3%
Q1 25
39.3%
Q4 24
39.5%
Q3 24
44.6%
Q2 24
38.8%
49.1%
Q1 24
39.3%
Net Margin
FNLC
FNLC
PSHG
PSHG
Q4 25
39.4%
Q3 25
37.0%
Q2 25
35.8%
97.5%
Q1 25
32.5%
Q4 24
33.1%
Q3 24
36.9%
Q2 24
32.1%
50.4%
Q1 24
32.5%
EPS (diluted)
FNLC
FNLC
PSHG
PSHG
Q4 25
$0.91
Q3 25
$0.81
Q2 25
$0.72
$1.00
Q1 25
$0.63
Q4 24
$0.66
Q3 24
$0.68
Q2 24
$0.55
$0.55
Q1 24
$0.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
PSHG
PSHG
Cash + ST InvestmentsLiquidity on hand
$95.8M
Total DebtLower is stronger
$95.5M
$43.7M
Stockholders' EquityBook value
$283.1M
$312.8M
Total Assets
$3.2B
$363.8M
Debt / EquityLower = less leverage
0.34×
0.14×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
PSHG
PSHG
Q4 25
Q3 25
Q2 25
$95.8M
Q1 25
Q4 24
Q3 24
Q2 24
$61.7M
Q1 24
Total Debt
FNLC
FNLC
PSHG
PSHG
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
$43.7M
Q1 25
$70.0M
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
$51.2M
Q1 24
$70.0M
Stockholders' Equity
FNLC
FNLC
PSHG
PSHG
Q4 25
$283.1M
Q3 25
$274.6M
Q2 25
$265.5M
$312.8M
Q1 25
$259.7M
Q4 24
$252.5M
Q3 24
$256.8M
Q2 24
$244.7M
$254.0M
Q1 24
$242.6M
Total Assets
FNLC
FNLC
PSHG
PSHG
Q4 25
$3.2B
Q3 25
$3.2B
Q2 25
$3.2B
$363.8M
Q1 25
$3.2B
Q4 24
$3.2B
Q3 24
$3.1B
Q2 24
$3.1B
$310.5M
Q1 24
$3.0B
Debt / Equity
FNLC
FNLC
PSHG
PSHG
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
0.14×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
0.20×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
PSHG
PSHG
Operating Cash FlowLast quarter
$37.8M
$26.8M
Free Cash FlowOCF − Capex
$34.6M
FCF MarginFCF / Revenue
133.9%
Capex IntensityCapex / Revenue
12.5%
Cash ConversionOCF / Net Profit
3.72×
0.70×
TTM Free Cash FlowTrailing 4 quarters
$55.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
PSHG
PSHG
Q4 25
$37.8M
Q3 25
$12.9M
Q2 25
$7.4M
$26.8M
Q1 25
$2.2M
Q4 24
$26.0M
Q3 24
$9.8M
Q2 24
$6.4M
$31.7M
Q1 24
$-1.5M
Free Cash Flow
FNLC
FNLC
PSHG
PSHG
Q4 25
$34.6M
Q3 25
$12.6M
Q2 25
$7.2M
Q1 25
$828.0K
Q4 24
$24.6M
Q3 24
$9.6M
Q2 24
$6.3M
Q1 24
$-1.8M
FCF Margin
FNLC
FNLC
PSHG
PSHG
Q4 25
133.9%
Q3 25
51.4%
Q2 25
32.1%
Q1 25
3.8%
Q4 24
111.7%
Q3 24
47.0%
Q2 24
32.9%
Q1 24
-9.8%
Capex Intensity
FNLC
FNLC
PSHG
PSHG
Q4 25
12.5%
Q3 25
1.2%
Q2 25
0.6%
Q1 25
6.2%
Q4 24
6.7%
Q3 24
0.5%
Q2 24
0.3%
0.0%
Q1 24
1.8%
Cash Conversion
FNLC
FNLC
PSHG
PSHG
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
0.70×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
1.47×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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