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Side-by-side financial comparison of Creative Media & Community Trust Corp (CMCT) and First Bancorp, Inc (FNLC). Click either name above to swap in a different company.

Creative Media & Community Trust Corp is the larger business by last-quarter revenue ($28.5M vs $25.8M, roughly 1.1× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs -125.8%, a 165.1% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs 3.6%). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs -8.5%).

Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

CMCT vs FNLC — Head-to-Head

Bigger by revenue
CMCT
CMCT
1.1× larger
CMCT
$28.5M
$25.8M
FNLC
Growing faster (revenue YoY)
FNLC
FNLC
+13.9% gap
FNLC
17.5%
3.6%
CMCT
Higher net margin
FNLC
FNLC
165.1% more per $
FNLC
39.4%
-125.8%
CMCT
Faster 2-yr revenue CAGR
FNLC
FNLC
Annualised
FNLC
18.1%
-8.5%
CMCT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CMCT
CMCT
FNLC
FNLC
Revenue
$28.5M
$25.8M
Net Profit
$-11.4M
$10.2M
Gross Margin
Operating Margin
-125.6%
48.1%
Net Margin
-125.8%
39.4%
Revenue YoY
3.6%
17.5%
Net Profit YoY
-11.4%
39.7%
EPS (diluted)
$-3.89
$0.91

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CMCT
CMCT
FNLC
FNLC
Q4 25
$28.5M
$25.8M
Q3 25
$26.2M
$24.5M
Q2 25
$29.7M
$22.5M
Q1 25
$32.3M
$21.8M
Q4 24
$27.5M
$22.0M
Q3 24
$28.6M
$20.5M
Q2 24
$34.4M
$19.2M
Q1 24
$34.0M
$18.5M
Net Profit
CMCT
CMCT
FNLC
FNLC
Q4 25
$-11.4M
$10.2M
Q3 25
$-12.5M
$9.1M
Q2 25
$-9.0M
$8.1M
Q1 25
$-6.1M
$7.1M
Q4 24
$-10.3M
$7.3M
Q3 24
$-10.4M
$7.6M
Q2 24
$-796.0K
$6.2M
Q1 24
$-3.7M
$6.0M
Operating Margin
CMCT
CMCT
FNLC
FNLC
Q4 25
-125.6%
48.1%
Q3 25
-47.7%
45.2%
Q2 25
-30.3%
43.7%
Q1 25
-19.0%
39.3%
Q4 24
-128.8%
39.5%
Q3 24
-36.9%
44.6%
Q2 24
-1.6%
38.8%
Q1 24
-10.7%
39.3%
Net Margin
CMCT
CMCT
FNLC
FNLC
Q4 25
-125.8%
39.4%
Q3 25
-47.5%
37.0%
Q2 25
-30.3%
35.8%
Q1 25
-18.9%
32.5%
Q4 24
-129.8%
33.1%
Q3 24
-36.3%
36.9%
Q2 24
-2.3%
32.1%
Q1 24
-11.0%
32.5%
EPS (diluted)
CMCT
CMCT
FNLC
FNLC
Q4 25
$-3.89
$0.91
Q3 25
$-23.52
$0.81
Q2 25
$-18.94
$0.72
Q1 25
$-20.73
$0.63
Q4 24
$97.71
$0.66
Q3 24
$-305.04
$0.68
Q2 24
$-98.64
$0.55
Q1 24
$-125.46
$0.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CMCT
CMCT
FNLC
FNLC
Cash + ST InvestmentsLiquidity on hand
$15.4M
Total DebtLower is stronger
$509.8M
$95.5M
Stockholders' EquityBook value
$265.4M
$283.1M
Total Assets
$859.2M
$3.2B
Debt / EquityLower = less leverage
1.92×
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CMCT
CMCT
FNLC
FNLC
Q4 25
$15.4M
Q3 25
$17.3M
Q2 25
$27.8M
Q1 25
$19.8M
Q4 24
$20.3M
Q3 24
$18.5M
Q2 24
$29.3M
Q1 24
$21.3M
Total Debt
CMCT
CMCT
FNLC
FNLC
Q4 25
$509.8M
$95.5M
Q3 25
$527.8M
$95.5M
Q2 25
$535.6M
$95.0M
Q1 25
$512.7M
$70.0M
Q4 24
$505.7M
$95.0M
Q3 24
$478.3M
$95.0M
Q2 24
$485.1M
$70.0M
Q1 24
$472.8M
$70.0M
Stockholders' Equity
CMCT
CMCT
FNLC
FNLC
Q4 25
$265.4M
$283.1M
Q3 25
$281.9M
$274.6M
Q2 25
$287.1M
$265.5M
Q1 25
$293.0M
$259.7M
Q4 24
$304.5M
$252.5M
Q3 24
$321.0M
$256.8M
Q2 24
$351.1M
$244.7M
Q1 24
$369.9M
$242.6M
Total Assets
CMCT
CMCT
FNLC
FNLC
Q4 25
$859.2M
$3.2B
Q3 25
$871.8M
$3.2B
Q2 25
$885.0M
$3.2B
Q1 25
$882.3M
$3.2B
Q4 24
$889.6M
$3.2B
Q3 24
$868.0M
$3.1B
Q2 24
$891.2M
$3.1B
Q1 24
$887.5M
$3.0B
Debt / Equity
CMCT
CMCT
FNLC
FNLC
Q4 25
1.92×
0.34×
Q3 25
1.87×
0.35×
Q2 25
1.87×
0.36×
Q1 25
1.75×
0.27×
Q4 24
1.66×
0.38×
Q3 24
1.49×
0.37×
Q2 24
1.38×
0.29×
Q1 24
1.28×
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CMCT
CMCT
FNLC
FNLC
Operating Cash FlowLast quarter
$5.8M
$37.8M
Free Cash FlowOCF − Capex
$34.6M
FCF MarginFCF / Revenue
133.9%
Capex IntensityCapex / Revenue
12.5%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$55.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CMCT
CMCT
FNLC
FNLC
Q4 25
$5.8M
$37.8M
Q3 25
$3.7M
$12.9M
Q2 25
$-2.5M
$7.4M
Q1 25
$1.2M
$2.2M
Q4 24
$17.0M
$26.0M
Q3 24
$10.3M
$9.8M
Q2 24
$3.9M
$6.4M
Q1 24
$1.6M
$-1.5M
Free Cash Flow
CMCT
CMCT
FNLC
FNLC
Q4 25
$34.6M
Q3 25
$12.6M
Q2 25
$7.2M
Q1 25
$828.0K
Q4 24
$24.6M
Q3 24
$9.6M
Q2 24
$6.3M
Q1 24
$-1.8M
FCF Margin
CMCT
CMCT
FNLC
FNLC
Q4 25
133.9%
Q3 25
51.4%
Q2 25
32.1%
Q1 25
3.8%
Q4 24
111.7%
Q3 24
47.0%
Q2 24
32.9%
Q1 24
-9.8%
Capex Intensity
CMCT
CMCT
FNLC
FNLC
Q4 25
12.5%
Q3 25
1.2%
Q2 25
0.6%
Q1 25
6.2%
Q4 24
6.7%
Q3 24
0.5%
Q2 24
0.3%
Q1 24
1.8%
Cash Conversion
CMCT
CMCT
FNLC
FNLC
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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