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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.
First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $22.7M, roughly 1.1× R F INDUSTRIES LTD). First Bancorp, Inc runs the higher net margin — 39.4% vs 0.8%, a 38.6% gap on every dollar of revenue. On growth, R F INDUSTRIES LTD posted the faster year-over-year revenue change (22.9% vs 17.5%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $2.0M). Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs 18.1%).
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.
FNLC vs RFIL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.8M | $22.7M |
| Net Profit | $10.2M | $173.0K |
| Gross Margin | — | 36.8% |
| Operating Margin | 48.1% | 4.0% |
| Net Margin | 39.4% | 0.8% |
| Revenue YoY | 17.5% | 22.9% |
| Net Profit YoY | 39.7% | 172.7% |
| EPS (diluted) | $0.91 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.8M | $22.7M | ||
| Q3 25 | $24.5M | $19.8M | ||
| Q2 25 | $22.5M | $18.9M | ||
| Q1 25 | $21.8M | $19.2M | ||
| Q4 24 | $22.0M | $18.5M | ||
| Q3 24 | $20.5M | $16.8M | ||
| Q2 24 | $19.2M | $16.1M | ||
| Q1 24 | $18.5M | $13.5M |
| Q4 25 | $10.2M | $173.0K | ||
| Q3 25 | $9.1M | $392.0K | ||
| Q2 25 | $8.1M | $-245.0K | ||
| Q1 25 | $7.1M | $-245.0K | ||
| Q4 24 | $7.3M | $-238.0K | ||
| Q3 24 | $7.6M | $-705.0K | ||
| Q2 24 | $6.2M | $-4.3M | ||
| Q1 24 | $6.0M | $-1.4M |
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 34.0% | ||
| Q2 25 | — | 31.5% | ||
| Q1 25 | — | 29.8% | ||
| Q4 24 | — | 31.3% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 29.9% | ||
| Q1 24 | — | 24.5% |
| Q4 25 | 48.1% | 4.0% | ||
| Q3 25 | 45.2% | 3.6% | ||
| Q2 25 | 43.7% | 0.6% | ||
| Q1 25 | 39.3% | 0.3% | ||
| Q4 24 | 39.5% | 0.5% | ||
| Q3 24 | 44.6% | -2.5% | ||
| Q2 24 | 38.8% | -2.6% | ||
| Q1 24 | 39.3% | -15.5% |
| Q4 25 | 39.4% | 0.8% | ||
| Q3 25 | 37.0% | 2.0% | ||
| Q2 25 | 35.8% | -1.3% | ||
| Q1 25 | 32.5% | -1.3% | ||
| Q4 24 | 33.1% | -1.3% | ||
| Q3 24 | 36.9% | -4.2% | ||
| Q2 24 | 32.1% | -26.7% | ||
| Q1 24 | 32.5% | -10.1% |
| Q4 25 | $0.91 | $0.01 | ||
| Q3 25 | $0.81 | $0.04 | ||
| Q2 25 | $0.72 | $-0.02 | ||
| Q1 25 | $0.63 | $-0.02 | ||
| Q4 24 | $0.66 | $-0.02 | ||
| Q3 24 | $0.68 | $-0.07 | ||
| Q2 24 | $0.55 | $-0.41 | ||
| Q1 24 | $0.54 | $-0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $5.1M |
| Total DebtLower is stronger | $95.5M | — |
| Stockholders' EquityBook value | $283.1M | $35.2M |
| Total Assets | $3.2B | $73.0M |
| Debt / EquityLower = less leverage | 0.34× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $5.1M | ||
| Q3 25 | — | $3.0M | ||
| Q2 25 | — | $3.6M | ||
| Q1 25 | — | $1.3M | ||
| Q4 24 | — | $839.0K | ||
| Q3 24 | — | $1.8M | ||
| Q2 24 | — | $1.4M | ||
| Q1 24 | — | $4.5M |
| Q4 25 | $95.5M | — | ||
| Q3 25 | $95.5M | — | ||
| Q2 25 | $95.0M | — | ||
| Q1 25 | $70.0M | — | ||
| Q4 24 | $95.0M | — | ||
| Q3 24 | $95.0M | — | ||
| Q2 24 | $70.0M | — | ||
| Q1 24 | $70.0M | — |
| Q4 25 | $283.1M | $35.2M | ||
| Q3 25 | $274.6M | $34.8M | ||
| Q2 25 | $265.5M | $34.2M | ||
| Q1 25 | $259.7M | $34.2M | ||
| Q4 24 | $252.5M | $34.1M | ||
| Q3 24 | $256.8M | $34.1M | ||
| Q2 24 | $244.7M | $34.6M | ||
| Q1 24 | $242.6M | $38.7M |
| Q4 25 | $3.2B | $73.0M | ||
| Q3 25 | $3.2B | $73.2M | ||
| Q2 25 | $3.2B | $72.7M | ||
| Q1 25 | $3.2B | $70.4M | ||
| Q4 24 | $3.2B | $71.0M | ||
| Q3 24 | $3.1B | $71.9M | ||
| Q2 24 | $3.1B | $72.8M | ||
| Q1 24 | $3.0B | $79.1M |
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.29× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $37.8M | $2.1M |
| Free Cash FlowOCF − Capex | $34.6M | $2.0M |
| FCF MarginFCF / Revenue | 133.9% | 9.0% |
| Capex IntensityCapex / Revenue | 12.5% | 0.3% |
| Cash ConversionOCF / Net Profit | 3.72× | 12.13× |
| TTM Free Cash FlowTrailing 4 quarters | $55.3M | $4.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $37.8M | $2.1M | ||
| Q3 25 | $12.9M | $-311.0K | ||
| Q2 25 | $7.4M | $2.2M | ||
| Q1 25 | $2.2M | $601.0K | ||
| Q4 24 | $26.0M | $-244.0K | ||
| Q3 24 | $9.8M | $2.4M | ||
| Q2 24 | $6.4M | $197.0K | ||
| Q1 24 | $-1.5M | $840.0K |
| Q4 25 | $34.6M | $2.0M | ||
| Q3 25 | $12.6M | $-419.0K | ||
| Q2 25 | $7.2M | $2.2M | ||
| Q1 25 | $828.0K | $574.0K | ||
| Q4 24 | $24.6M | $-418.0K | ||
| Q3 24 | $9.6M | $2.1M | ||
| Q2 24 | $6.3M | $28.0K | ||
| Q1 24 | $-1.8M | $697.0K |
| Q4 25 | 133.9% | 9.0% | ||
| Q3 25 | 51.4% | -2.1% | ||
| Q2 25 | 32.1% | 11.4% | ||
| Q1 25 | 3.8% | 3.0% | ||
| Q4 24 | 111.7% | -2.3% | ||
| Q3 24 | 47.0% | 12.6% | ||
| Q2 24 | 32.9% | 0.2% | ||
| Q1 24 | -9.8% | 5.2% |
| Q4 25 | 12.5% | 0.3% | ||
| Q3 25 | 1.2% | 0.5% | ||
| Q2 25 | 0.6% | 0.2% | ||
| Q1 25 | 6.2% | 0.1% | ||
| Q4 24 | 6.7% | 0.9% | ||
| Q3 24 | 0.5% | 1.5% | ||
| Q2 24 | 0.3% | 1.0% | ||
| Q1 24 | 1.8% | 1.1% |
| Q4 25 | 3.72× | 12.13× | ||
| Q3 25 | 1.42× | -0.79× | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNLC
Segment breakdown not available.
RFIL
| US | $20.9M | 92% |
| Non Us | $1.8M | 8% |
