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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and SOUNDTHINKING, INC. (SSTI). Click either name above to swap in a different company.

First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $24.8M, roughly 1.0× SOUNDTHINKING, INC.). First Bancorp, Inc runs the higher net margin — 39.4% vs -11.2%, a 50.5% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs 5.9%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $3.7M). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs -1.2%).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

SoundThinking, Inc. is a public safety technology provider specializing in acoustic monitoring solutions, most notably gunshot detection systems. It delivers data-driven tools and analytics services to law enforcement agencies, municipal governments and public safety organizations primarily across North America, helping improve emergency response efficiency and community safety outcomes.

FNLC vs SSTI — Head-to-Head

Bigger by revenue
FNLC
FNLC
1.0× larger
FNLC
$25.8M
$24.8M
SSTI
Growing faster (revenue YoY)
FNLC
FNLC
+11.6% gap
FNLC
17.5%
5.9%
SSTI
Higher net margin
FNLC
FNLC
50.5% more per $
FNLC
39.4%
-11.2%
SSTI
More free cash flow
FNLC
FNLC
$30.9M more FCF
FNLC
$34.6M
$3.7M
SSTI
Faster 2-yr revenue CAGR
FNLC
FNLC
Annualised
FNLC
18.1%
-1.2%
SSTI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FNLC
FNLC
SSTI
SSTI
Revenue
$25.8M
$24.8M
Net Profit
$10.2M
$-2.8M
Gross Margin
50.9%
Operating Margin
48.1%
-10.2%
Net Margin
39.4%
-11.2%
Revenue YoY
17.5%
5.9%
Net Profit YoY
39.7%
32.0%
EPS (diluted)
$0.91
$-0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
SSTI
SSTI
Q4 25
$25.8M
$24.8M
Q3 25
$24.5M
$25.1M
Q2 25
$22.5M
$25.9M
Q1 25
$21.8M
$28.3M
Q4 24
$22.0M
$23.4M
Q3 24
$20.5M
$26.3M
Q2 24
$19.2M
$27.0M
Q1 24
$18.5M
$25.4M
Net Profit
FNLC
FNLC
SSTI
SSTI
Q4 25
$10.2M
$-2.8M
Q3 25
$9.1M
$-2.0M
Q2 25
$8.1M
$-3.1M
Q1 25
$7.1M
$-1.5M
Q4 24
$7.3M
$-4.1M
Q3 24
$7.6M
$-1.4M
Q2 24
$6.2M
$-752.0K
Q1 24
$6.0M
$-2.9M
Gross Margin
FNLC
FNLC
SSTI
SSTI
Q4 25
50.9%
Q3 25
54.3%
Q2 25
53.3%
Q1 25
58.5%
Q4 24
50.0%
Q3 24
58.0%
Q2 24
59.6%
Q1 24
58.6%
Operating Margin
FNLC
FNLC
SSTI
SSTI
Q4 25
48.1%
-10.2%
Q3 25
45.2%
-8.2%
Q2 25
43.7%
-11.4%
Q1 25
39.3%
-4.2%
Q4 24
39.5%
-17.7%
Q3 24
44.6%
-4.0%
Q2 24
38.8%
-0.2%
Q1 24
39.3%
-10.3%
Net Margin
FNLC
FNLC
SSTI
SSTI
Q4 25
39.4%
-11.2%
Q3 25
37.0%
-8.1%
Q2 25
35.8%
-12.1%
Q1 25
32.5%
-5.2%
Q4 24
33.1%
-17.4%
Q3 24
36.9%
-5.5%
Q2 24
32.1%
-2.8%
Q1 24
32.5%
-11.4%
EPS (diluted)
FNLC
FNLC
SSTI
SSTI
Q4 25
$0.91
$-0.22
Q3 25
$0.81
$-0.16
Q2 25
$0.72
$-0.24
Q1 25
$0.63
$-0.12
Q4 24
$0.66
$-0.32
Q3 24
$0.68
$-0.11
Q2 24
$0.55
$-0.06
Q1 24
$0.54
$-0.23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
SSTI
SSTI
Cash + ST InvestmentsLiquidity on hand
$15.8M
Total DebtLower is stronger
$95.5M
Stockholders' EquityBook value
$283.1M
$72.2M
Total Assets
$3.2B
$135.8M
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
SSTI
SSTI
Q4 25
$15.8M
Q3 25
$11.8M
Q2 25
$8.9M
Q1 25
$11.7M
Q4 24
$13.2M
Q3 24
$15.3M
Q2 24
$9.8M
Q1 24
$8.5M
Total Debt
FNLC
FNLC
SSTI
SSTI
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
Q1 25
$70.0M
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
FNLC
FNLC
SSTI
SSTI
Q4 25
$283.1M
$72.2M
Q3 25
$274.6M
$73.5M
Q2 25
$265.5M
$74.5M
Q1 25
$259.7M
$73.8M
Q4 24
$252.5M
$72.4M
Q3 24
$256.8M
$73.3M
Q2 24
$244.7M
$75.6M
Q1 24
$242.6M
$74.8M
Total Assets
FNLC
FNLC
SSTI
SSTI
Q4 25
$3.2B
$135.8M
Q3 25
$3.2B
$134.4M
Q2 25
$3.2B
$134.8M
Q1 25
$3.2B
$136.3M
Q4 24
$3.2B
$136.8M
Q3 24
$3.1B
$141.7M
Q2 24
$3.1B
$145.9M
Q1 24
$3.0B
$145.0M
Debt / Equity
FNLC
FNLC
SSTI
SSTI
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
SSTI
SSTI
Operating Cash FlowLast quarter
$37.8M
$4.5M
Free Cash FlowOCF − Capex
$34.6M
$3.7M
FCF MarginFCF / Revenue
133.9%
14.9%
Capex IntensityCapex / Revenue
12.5%
3.2%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$55.3M
$4.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
SSTI
SSTI
Q4 25
$37.8M
$4.5M
Q3 25
$12.9M
$6.2M
Q2 25
$7.4M
$-1.3M
Q1 25
$2.2M
$-141.0K
Q4 24
$26.0M
$-859.0K
Q3 24
$9.8M
$13.7M
Q2 24
$6.4M
$4.4M
Q1 24
$-1.5M
$5.0M
Free Cash Flow
FNLC
FNLC
SSTI
SSTI
Q4 25
$34.6M
$3.7M
Q3 25
$12.6M
$4.9M
Q2 25
$7.2M
$-2.7M
Q1 25
$828.0K
$-1.0M
Q4 24
$24.6M
$-2.2M
Q3 24
$9.6M
$12.4M
Q2 24
$6.3M
$2.8M
Q1 24
$-1.8M
$2.8M
FCF Margin
FNLC
FNLC
SSTI
SSTI
Q4 25
133.9%
14.9%
Q3 25
51.4%
19.4%
Q2 25
32.1%
-10.3%
Q1 25
3.8%
-3.7%
Q4 24
111.7%
-9.5%
Q3 24
47.0%
47.4%
Q2 24
32.9%
10.5%
Q1 24
-9.8%
11.2%
Capex Intensity
FNLC
FNLC
SSTI
SSTI
Q4 25
12.5%
3.2%
Q3 25
1.2%
5.5%
Q2 25
0.6%
5.3%
Q1 25
6.2%
3.2%
Q4 24
6.7%
5.8%
Q3 24
0.5%
4.7%
Q2 24
0.3%
5.9%
Q1 24
1.8%
8.4%
Cash Conversion
FNLC
FNLC
SSTI
SSTI
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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