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Side-by-side financial comparison of First Bancorp, Inc (FNLC) and TRX GOLD Corp (TRX). Click either name above to swap in a different company.

First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $25.1M, roughly 1.0× TRX GOLD Corp). First Bancorp, Inc runs the higher net margin — 39.4% vs -2.0%, a 41.3% gap on every dollar of revenue. On growth, TRX GOLD Corp posted the faster year-over-year revenue change (100.5% vs 17.5%). Over the past eight quarters, TRX GOLD Corp's revenue compounded faster (64.2% CAGR vs 18.1%).

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

TRX Gold Corp is a mineral exploration and development firm primarily engaged in the identification, evaluation, and development of gold resource assets. It conducts most of its operations in East Africa, with core project holdings in Tanzania, targeting high-grade deposits to deliver sustainable production and stakeholder value.

FNLC vs TRX — Head-to-Head

Bigger by revenue
FNLC
FNLC
1.0× larger
FNLC
$25.8M
$25.1M
TRX
Growing faster (revenue YoY)
TRX
TRX
+83.0% gap
TRX
100.5%
17.5%
FNLC
Higher net margin
FNLC
FNLC
41.3% more per $
FNLC
39.4%
-2.0%
TRX
Faster 2-yr revenue CAGR
TRX
TRX
Annualised
TRX
64.2%
18.1%
FNLC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FNLC
FNLC
TRX
TRX
Revenue
$25.8M
$25.1M
Net Profit
$10.2M
$-496.0K
Gross Margin
56.6%
Operating Margin
48.1%
Net Margin
39.4%
-2.0%
Revenue YoY
17.5%
100.5%
Net Profit YoY
39.7%
-123.2%
EPS (diluted)
$0.91
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FNLC
FNLC
TRX
TRX
Q4 25
$25.8M
$25.1M
Q3 25
$24.5M
Q2 25
$22.5M
$12.5M
Q1 25
$21.8M
$9.1M
Q4 24
$22.0M
$12.5M
Q3 24
$20.5M
Q2 24
$19.2M
$10.1M
Q1 24
$18.5M
$8.0M
Net Profit
FNLC
FNLC
TRX
TRX
Q4 25
$10.2M
$-496.0K
Q3 25
$9.1M
Q2 25
$8.1M
$1.1M
Q1 25
$7.1M
$-1.9M
Q4 24
$7.3M
$2.1M
Q3 24
$7.6M
Q2 24
$6.2M
$-1.7M
Q1 24
$6.0M
$1.9M
Gross Margin
FNLC
FNLC
TRX
TRX
Q4 25
56.6%
Q3 25
Q2 25
35.1%
Q1 25
23.5%
Q4 24
38.6%
Q3 24
Q2 24
42.9%
Q1 24
41.0%
Operating Margin
FNLC
FNLC
TRX
TRX
Q4 25
48.1%
Q3 25
45.2%
Q2 25
43.7%
Q1 25
39.3%
Q4 24
39.5%
Q3 24
44.6%
Q2 24
38.8%
Q1 24
39.3%
Net Margin
FNLC
FNLC
TRX
TRX
Q4 25
39.4%
-2.0%
Q3 25
37.0%
Q2 25
35.8%
8.9%
Q1 25
32.5%
-21.3%
Q4 24
33.1%
17.1%
Q3 24
36.9%
Q2 24
32.1%
-16.3%
Q1 24
32.5%
24.1%
EPS (diluted)
FNLC
FNLC
TRX
TRX
Q4 25
$0.91
$-0.01
Q3 25
$0.81
Q2 25
$0.72
$0.00
Q1 25
$0.63
$-0.01
Q4 24
$0.66
$0.00
Q3 24
$0.68
Q2 24
$0.55
$-0.01
Q1 24
$0.54
$0.00

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FNLC
FNLC
TRX
TRX
Cash + ST InvestmentsLiquidity on hand
$9.2M
Total DebtLower is stronger
$95.5M
Stockholders' EquityBook value
$283.1M
$74.5M
Total Assets
$3.2B
$129.6M
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FNLC
FNLC
TRX
TRX
Q4 25
$9.2M
Q3 25
Q2 25
$3.6M
Q1 25
$6.0M
Q4 24
$6.8M
Q3 24
Q2 24
$7.7M
Q1 24
$8.0M
Total Debt
FNLC
FNLC
TRX
TRX
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
Q1 25
$70.0M
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
FNLC
FNLC
TRX
TRX
Q4 25
$283.1M
$74.5M
Q3 25
$274.6M
Q2 25
$265.5M
$69.0M
Q1 25
$259.7M
$67.5M
Q4 24
$252.5M
$68.4M
Q3 24
$256.8M
Q2 24
$244.7M
$62.5M
Q1 24
$242.6M
$63.9M
Total Assets
FNLC
FNLC
TRX
TRX
Q4 25
$3.2B
$129.6M
Q3 25
$3.2B
Q2 25
$3.2B
$112.3M
Q1 25
$3.2B
$106.7M
Q4 24
$3.2B
$102.6M
Q3 24
$3.1B
Q2 24
$3.1B
$92.6M
Q1 24
$3.0B
$88.2M
Debt / Equity
FNLC
FNLC
TRX
TRX
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FNLC
FNLC
TRX
TRX
Operating Cash FlowLast quarter
$37.8M
$4.0M
Free Cash FlowOCF − Capex
$34.6M
FCF MarginFCF / Revenue
133.9%
Capex IntensityCapex / Revenue
12.5%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$55.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FNLC
FNLC
TRX
TRX
Q4 25
$37.8M
$4.0M
Q3 25
$12.9M
Q2 25
$7.4M
$3.4M
Q1 25
$2.2M
$2.0M
Q4 24
$26.0M
$2.4M
Q3 24
$9.8M
Q2 24
$6.4M
$3.1M
Q1 24
$-1.5M
$1.0M
Free Cash Flow
FNLC
FNLC
TRX
TRX
Q4 25
$34.6M
Q3 25
$12.6M
Q2 25
$7.2M
Q1 25
$828.0K
Q4 24
$24.6M
Q3 24
$9.6M
Q2 24
$6.3M
Q1 24
$-1.8M
FCF Margin
FNLC
FNLC
TRX
TRX
Q4 25
133.9%
Q3 25
51.4%
Q2 25
32.1%
Q1 25
3.8%
Q4 24
111.7%
Q3 24
47.0%
Q2 24
32.9%
Q1 24
-9.8%
Capex Intensity
FNLC
FNLC
TRX
TRX
Q4 25
12.5%
Q3 25
1.2%
Q2 25
0.6%
Q1 25
6.2%
Q4 24
6.7%
Q3 24
0.5%
Q2 24
0.3%
Q1 24
1.8%
Cash Conversion
FNLC
FNLC
TRX
TRX
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
3.10×
Q1 25
0.31×
Q4 24
3.58×
1.11×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×
0.54×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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