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Side-by-side financial comparison of Forestar Group Inc. (FOR) and TEXAS CAPITAL BANCSHARES INC (TCBI). Click either name above to swap in a different company.

TEXAS CAPITAL BANCSHARES INC is the larger business by last-quarter revenue ($324.0M vs $273.0M, roughly 1.2× Forestar Group Inc.). TEXAS CAPITAL BANCSHARES INC runs the higher net margin — 22.8% vs 5.6%, a 17.1% gap on every dollar of revenue. On growth, TEXAS CAPITAL BANCSHARES INC posted the faster year-over-year revenue change (15.5% vs 9.0%). Over the past eight quarters, TEXAS CAPITAL BANCSHARES INC's revenue compounded faster (10.2% CAGR vs -9.6%).

Forestar Group Inc. is a residential lot development company based in Arlington, Texas. The company has operations in 51 markets in 21 states and delivered 11,518 residential lots during the twelve-month period ended December 31, 2020. The company is publicly traded on the New York Stock Exchange and in October 2017 became a majority-owned subsidiary of D.R. Horton, Inc., the largest homebuilder by volume in the United States since 2002. The company primarily acquires entitled real estate and...

Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.

FOR vs TCBI — Head-to-Head

Bigger by revenue
TCBI
TCBI
1.2× larger
TCBI
$324.0M
$273.0M
FOR
Growing faster (revenue YoY)
TCBI
TCBI
+6.5% gap
TCBI
15.5%
9.0%
FOR
Higher net margin
TCBI
TCBI
17.1% more per $
TCBI
22.8%
5.6%
FOR
Faster 2-yr revenue CAGR
TCBI
TCBI
Annualised
TCBI
10.2%
-9.6%
FOR

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
FOR
FOR
TCBI
TCBI
Revenue
$273.0M
$324.0M
Net Profit
$15.4M
$73.8M
Gross Margin
20.1%
Operating Margin
7.6%
Net Margin
5.6%
22.8%
Revenue YoY
9.0%
15.5%
Net Profit YoY
-6.7%
56.8%
EPS (diluted)
$0.30
$1.56

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FOR
FOR
TCBI
TCBI
Q1 26
$324.0M
Q4 25
$273.0M
$327.5M
Q3 25
$670.5M
$340.4M
Q2 25
$390.5M
$307.5M
Q1 25
$351.0M
$280.5M
Q4 24
$250.4M
$229.6M
Q3 24
$551.3M
$125.3M
Q2 24
$318.4M
$267.0M
Net Profit
FOR
FOR
TCBI
TCBI
Q1 26
$73.8M
Q4 25
$15.4M
$100.7M
Q3 25
$86.9M
$105.2M
Q2 25
$32.9M
$77.3M
Q1 25
$31.6M
$47.0M
Q4 24
$16.5M
$71.0M
Q3 24
$81.5M
$-61.3M
Q2 24
$38.7M
$41.7M
Gross Margin
FOR
FOR
TCBI
TCBI
Q1 26
Q4 25
20.1%
Q3 25
22.3%
Q2 25
20.4%
Q1 25
22.6%
Q4 24
22.0%
Q3 24
23.9%
Q2 24
22.5%
Operating Margin
FOR
FOR
TCBI
TCBI
Q1 26
Q4 25
7.6%
40.4%
Q3 25
16.9%
40.5%
Q2 25
11.2%
33.2%
Q1 25
11.6%
21.6%
Q4 24
8.7%
40.7%
Q3 24
19.7%
-63.8%
Q2 24
16.2%
21.9%
Net Margin
FOR
FOR
TCBI
TCBI
Q1 26
22.8%
Q4 25
5.6%
30.7%
Q3 25
13.0%
30.9%
Q2 25
8.4%
25.2%
Q1 25
9.0%
16.8%
Q4 24
6.6%
30.9%
Q3 24
14.8%
-48.9%
Q2 24
12.2%
15.6%
EPS (diluted)
FOR
FOR
TCBI
TCBI
Q1 26
$1.56
Q4 25
$0.30
$2.11
Q3 25
$1.70
$2.18
Q2 25
$0.65
$1.58
Q1 25
$0.62
$0.92
Q4 24
$0.32
$1.43
Q3 24
$1.59
$-1.41
Q2 24
$0.76
$0.80

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FOR
FOR
TCBI
TCBI
Cash + ST InvestmentsLiquidity on hand
$211.7M
Total DebtLower is stronger
$793.2M
$878.3M
Stockholders' EquityBook value
$1.8B
$3.6B
Total Assets
$3.2B
$33.5B
Debt / EquityLower = less leverage
0.44×
0.24×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FOR
FOR
TCBI
TCBI
Q1 26
Q4 25
$211.7M
Q3 25
$379.2M
Q2 25
$189.2M
Q1 25
$174.3M
Q4 24
$132.0M
Q3 24
$481.2M
Q2 24
$359.2M
Total Debt
FOR
FOR
TCBI
TCBI
Q1 26
$878.3M
Q4 25
$793.2M
$620.6M
Q3 25
$802.7M
$620.4M
Q2 25
$872.8M
$620.3M
Q1 25
$872.5M
$660.5M
Q4 24
$806.8M
$660.3M
Q3 24
$706.4M
$660.2M
Q2 24
$706.1M
$660.0M
Stockholders' Equity
FOR
FOR
TCBI
TCBI
Q1 26
$3.6B
Q4 25
$1.8B
$3.6B
Q3 25
$1.8B
$3.6B
Q2 25
$1.7B
$3.5B
Q1 25
$1.6B
$3.4B
Q4 24
$1.6B
$3.4B
Q3 24
$1.6B
$3.4B
Q2 24
$1.5B
$3.2B
Total Assets
FOR
FOR
TCBI
TCBI
Q1 26
$33.5B
Q4 25
$3.2B
$31.5B
Q3 25
$3.1B
$32.5B
Q2 25
$3.1B
$31.9B
Q1 25
$3.0B
$31.4B
Q4 24
$3.0B
$30.7B
Q3 24
$2.8B
$31.6B
Q2 24
$2.7B
$29.9B
Debt / Equity
FOR
FOR
TCBI
TCBI
Q1 26
0.24×
Q4 25
0.44×
0.17×
Q3 25
0.45×
0.17×
Q2 25
0.52×
0.18×
Q1 25
0.53×
0.19×
Q4 24
0.50×
0.20×
Q3 24
0.44×
0.20×
Q2 24
0.47×
0.21×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FOR
FOR
TCBI
TCBI
Operating Cash FlowLast quarter
$-157.0M
Free Cash FlowOCF − Capex
$-157.1M
FCF MarginFCF / Revenue
-57.5%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
-10.19×
TTM Free Cash FlowTrailing 4 quarters
$93.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FOR
FOR
TCBI
TCBI
Q1 26
Q4 25
$-157.0M
$360.2M
Q3 25
$256.3M
$166.3M
Q2 25
$15.8M
$63.0M
Q1 25
$-19.8M
$368.0K
Q4 24
$-450.0M
$480.1M
Q3 24
$119.2M
$332.8M
Q2 24
$-61.7M
$33.3M
Free Cash Flow
FOR
FOR
TCBI
TCBI
Q1 26
Q4 25
$-157.1M
$347.6M
Q3 25
$255.6M
$161.3M
Q2 25
$15.0M
$57.5M
Q1 25
$-20.5M
$-2.0M
Q4 24
$415.2M
Q3 24
$118.4M
$317.6M
Q2 24
$-62.3M
$11.1M
FCF Margin
FOR
FOR
TCBI
TCBI
Q1 26
Q4 25
-57.5%
106.1%
Q3 25
38.1%
47.4%
Q2 25
3.8%
18.7%
Q1 25
-5.8%
-0.7%
Q4 24
180.9%
Q3 24
21.5%
253.4%
Q2 24
-19.6%
4.1%
Capex Intensity
FOR
FOR
TCBI
TCBI
Q1 26
Q4 25
0.0%
3.8%
Q3 25
0.1%
1.5%
Q2 25
0.2%
1.8%
Q1 25
0.2%
0.9%
Q4 24
0.0%
28.2%
Q3 24
0.1%
12.1%
Q2 24
0.2%
8.3%
Cash Conversion
FOR
FOR
TCBI
TCBI
Q1 26
Q4 25
-10.19×
3.58×
Q3 25
2.95×
1.58×
Q2 25
0.48×
0.81×
Q1 25
-0.63×
0.01×
Q4 24
-27.27×
6.76×
Q3 24
1.46×
Q2 24
-1.59×
0.80×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FOR
FOR

D.R.Horton Inc.$183.8M67%
Other$89.2M33%

TCBI
TCBI

Segment breakdown not available.

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