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Side-by-side financial comparison of Freedom Holding Corp. (FRHC) and SERVICE CORP INTERNATIONAL (SCI). Click either name above to swap in a different company.

SERVICE CORP INTERNATIONAL is the larger business by last-quarter revenue ($1.1B vs $628.6M, roughly 1.8× Freedom Holding Corp.). SERVICE CORP INTERNATIONAL runs the higher net margin — 14.3% vs 12.1%, a 2.2% gap on every dollar of revenue. On growth, SERVICE CORP INTERNATIONAL posted the faster year-over-year revenue change (1.7% vs -4.1%). Freedom Holding Corp. produced more free cash flow last quarter ($651.7M vs $87.2M). Over the past eight quarters, Freedom Holding Corp.'s revenue compounded faster (16.3% CAGR vs 3.1%).

Freedom Holding Corp. is an investment conglomerate registered in Nevada, USA. The company provides a range of services in retail financial securities brokerage and trading, asset management, capital markets, investment research and counseling, investment banking and underwriting services, mortgages, insurance, banking and other consumer services. Its main area of focus is in the American stock market, as well as the markets of Europe and Central Asia, mainly Kazakhstan.

International Distribution Services Limited is a British company providing postal and courier services. IDS was created in 2013 by the UK government as a new holding company of Royal Mail, and a majority of its shares were then sold on the London Stock Exchange, with the government initially retaining a 30 per cent at the time. As of April 2025, IDS is owned and operated by Czech-based EP Group, owned by Daniel Křetínský.

FRHC vs SCI — Head-to-Head

Bigger by revenue
SCI
SCI
1.8× larger
SCI
$1.1B
$628.6M
FRHC
Growing faster (revenue YoY)
SCI
SCI
+5.7% gap
SCI
1.7%
-4.1%
FRHC
Higher net margin
SCI
SCI
2.2% more per $
SCI
14.3%
12.1%
FRHC
More free cash flow
FRHC
FRHC
$564.5M more FCF
FRHC
$651.7M
$87.2M
SCI
Faster 2-yr revenue CAGR
FRHC
FRHC
Annualised
FRHC
16.3%
3.1%
SCI

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
FRHC
FRHC
SCI
SCI
Revenue
$628.6M
$1.1B
Net Profit
$76.2M
$159.4M
Gross Margin
96.0%
28.0%
Operating Margin
14.9%
24.8%
Net Margin
12.1%
14.3%
Revenue YoY
-4.1%
1.7%
Net Profit YoY
-2.6%
5.3%
EPS (diluted)
$1.25
$1.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FRHC
FRHC
SCI
SCI
Q4 25
$628.6M
$1.1B
Q3 25
$526.1M
$1.1B
Q2 25
$533.4M
$1.1B
Q1 25
$363.7M
$1.1B
Q4 24
$655.2M
$1.1B
Q3 24
$580.9M
$1.0B
Q2 24
$450.7M
$1.0B
Q1 24
$464.7M
$1.0B
Net Profit
FRHC
FRHC
SCI
SCI
Q4 25
$76.2M
$159.4M
Q3 25
$38.7M
$117.5M
Q2 25
$30.4M
$122.9M
Q1 25
$-142.7M
$142.9M
Q4 24
$78.3M
$151.4M
Q3 24
$114.7M
$117.8M
Q2 24
$34.4M
$118.2M
Q1 24
$95.2M
$131.3M
Gross Margin
FRHC
FRHC
SCI
SCI
Q4 25
96.0%
28.0%
Q3 25
97.1%
25.1%
Q2 25
97.4%
25.5%
Q1 25
96.6%
27.1%
Q4 24
98.6%
28.0%
Q3 24
99.1%
24.9%
Q2 24
99.0%
24.9%
Q1 24
26.2%
Operating Margin
FRHC
FRHC
SCI
SCI
Q4 25
14.9%
24.8%
Q3 25
11.5%
21.4%
Q2 25
7.6%
21.1%
Q1 25
-42.7%
23.4%
Q4 24
15.0%
24.0%
Q3 24
22.1%
20.9%
Q2 24
9.2%
21.4%
Q1 24
22.5%
22.2%
Net Margin
FRHC
FRHC
SCI
SCI
Q4 25
12.1%
14.3%
Q3 25
7.4%
11.1%
Q2 25
5.7%
11.5%
Q1 25
-39.2%
13.3%
Q4 24
11.9%
13.8%
Q3 24
19.7%
11.6%
Q2 24
7.6%
11.4%
Q1 24
20.5%
12.6%
EPS (diluted)
FRHC
FRHC
SCI
SCI
Q4 25
$1.25
$1.13
Q3 25
$0.63
$0.83
Q2 25
$0.50
$0.86
Q1 25
$-2.35
$0.98
Q4 24
$1.29
$1.02
Q3 24
$1.89
$0.81
Q2 24
$0.57
$0.81
Q1 24
$1.60
$0.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FRHC
FRHC
SCI
SCI
Cash + ST InvestmentsLiquidity on hand
$869.2M
$243.6M
Total DebtLower is stronger
$5.1B
Stockholders' EquityBook value
$1.4B
$1.6B
Total Assets
$12.4B
$18.7B
Debt / EquityLower = less leverage
3.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FRHC
FRHC
SCI
SCI
Q4 25
$869.2M
$243.6M
Q3 25
$636.0M
$241.3M
Q2 25
$567.9M
$255.4M
Q1 25
$837.3M
$227.2M
Q4 24
$577.9M
$218.8M
Q3 24
$569.2M
$185.4M
Q2 24
$718.7M
$184.4M
Q1 24
$545.1M
$205.6M
Total Debt
FRHC
FRHC
SCI
SCI
Q4 25
$5.1B
Q3 25
$5.0B
Q2 25
$5.0B
Q1 25
$4.7B
Q4 24
$4.8B
Q3 24
$4.7B
Q2 24
$4.7B
Q1 24
$4.6B
Stockholders' Equity
FRHC
FRHC
SCI
SCI
Q4 25
$1.4B
$1.6B
Q3 25
$1.2B
$1.6B
Q2 25
$1.2B
$1.6B
Q1 25
$1.2B
$1.7B
Q4 24
$1.3B
$1.7B
Q3 24
$1.3B
$1.6B
Q2 24
$1.1B
$1.5B
Q1 24
$1.2B
$1.6B
Total Assets
FRHC
FRHC
SCI
SCI
Q4 25
$12.4B
$18.7B
Q3 25
$10.3B
$18.4B
Q2 25
$9.7B
$18.0B
Q1 25
$9.9B
$17.3B
Q4 24
$9.1B
$17.4B
Q3 24
$8.8B
$17.4B
Q2 24
$8.5B
$16.8B
Q1 24
$8.3B
$16.7B
Debt / Equity
FRHC
FRHC
SCI
SCI
Q4 25
3.10×
Q3 25
3.17×
Q2 25
3.19×
Q1 25
2.87×
Q4 24
2.83×
Q3 24
2.92×
Q2 24
3.05×
Q1 24
2.90×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FRHC
FRHC
SCI
SCI
Operating Cash FlowLast quarter
$717.8M
$212.9M
Free Cash FlowOCF − Capex
$651.7M
$87.2M
FCF MarginFCF / Revenue
103.7%
7.8%
Capex IntensityCapex / Revenue
10.5%
11.3%
Cash ConversionOCF / Net Profit
9.42×
1.34×
TTM Free Cash FlowTrailing 4 quarters
$554.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FRHC
FRHC
SCI
SCI
Q4 25
$717.8M
$212.9M
Q3 25
$535.3M
$252.3M
Q2 25
$480.8M
$166.4M
Q1 25
$1.3B
$311.1M
Q4 24
$-72.8M
$264.1M
Q3 24
$-438.0M
$263.8M
Q2 24
$854.1M
$196.9M
Q1 24
$309.0M
$220.1M
Free Cash Flow
FRHC
FRHC
SCI
SCI
Q4 25
$651.7M
$87.2M
Q3 25
$456.4M
$150.7M
Q2 25
$450.0M
$83.4M
Q1 25
$233.0M
Q4 24
$-92.7M
$151.8M
Q3 24
$-447.5M
$162.8M
Q2 24
$829.9M
$100.8M
Q1 24
$140.3M
FCF Margin
FRHC
FRHC
SCI
SCI
Q4 25
103.7%
7.8%
Q3 25
86.7%
14.2%
Q2 25
84.4%
7.8%
Q1 25
21.7%
Q4 24
-14.1%
13.9%
Q3 24
-77.0%
16.1%
Q2 24
184.1%
9.7%
Q1 24
13.4%
Capex Intensity
FRHC
FRHC
SCI
SCI
Q4 25
10.5%
11.3%
Q3 25
15.0%
9.6%
Q2 25
5.8%
7.8%
Q1 25
7.3%
Q4 24
3.0%
10.3%
Q3 24
1.6%
10.0%
Q2 24
5.4%
9.3%
Q1 24
7.6%
Cash Conversion
FRHC
FRHC
SCI
SCI
Q4 25
9.42×
1.34×
Q3 25
13.82×
2.15×
Q2 25
15.82×
1.35×
Q1 25
2.18×
Q4 24
-0.93×
1.75×
Q3 24
-3.82×
2.24×
Q2 24
24.83×
1.67×
Q1 24
3.24×
1.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FRHC
FRHC

Segment breakdown not available.

SCI
SCI

Cemetery$510.9M46%
Funeral Matured Preneed Revenue$196.5M18%
Cemetery Recognized Preneed Merchandise And Service Revenue$107.4M10%
Cemetery Atneed Revenue$104.9M9%
CA$56.4M5%
Funeral Other Revenue$54.6M5%
Cemetery Other Revenue$40.2M4%
Nonfuneral Home Revenue$28.1M3%
Non Funeral Home Preneed Sales Revenue$22.0M2%

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