vs
Side-by-side financial comparison of Freshworks Inc. (FRSH) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $228.6M, roughly 1.1× Freshworks Inc.). Oportun Financial Corp runs the higher net margin — 1.4% vs -2.1%, a 3.5% gap on every dollar of revenue. On growth, Freshworks Inc. posted the faster year-over-year revenue change (16.5% vs -1.3%). Over the past eight quarters, Freshworks Inc.'s revenue compounded faster (14.6% CAGR vs -0.5%).
Freshworks Inc. is a cloud-based software-as-a-service company, founded in 2010 in Chennai, India. The company provides cloud-based tools for customer relationship management (CRM), IT service management (ITSM), and e-commerce marketing.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
FRSH vs OPRT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $228.6M | $247.7M |
| Net Profit | $-4.8M | $3.4M |
| Gross Margin | 84.8% | — |
| Operating Margin | 11.6% | 2.6% |
| Net Margin | -2.1% | 1.4% |
| Revenue YoY | 16.5% | -1.3% |
| Net Profit YoY | -268.9% | -61.0% |
| EPS (diluted) | $-0.02 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $228.6M | — | ||
| Q4 25 | $222.7M | $247.7M | ||
| Q3 25 | $215.1M | $238.7M | ||
| Q2 25 | $204.7M | $234.3M | ||
| Q1 25 | $196.3M | $235.9M | ||
| Q4 24 | $194.6M | $250.9M | ||
| Q3 24 | $186.6M | $250.0M | ||
| Q2 24 | $174.1M | $250.4M |
| Q1 26 | $-4.8M | — | ||
| Q4 25 | $191.4M | $3.4M | ||
| Q3 25 | $-4.7M | $5.2M | ||
| Q2 25 | $-1.7M | $6.9M | ||
| Q1 25 | $-1.3M | $9.8M | ||
| Q4 24 | $-21.9M | $8.7M | ||
| Q3 24 | $-30.0M | $-30.0M | ||
| Q2 24 | $-20.2M | $-31.0M |
| Q1 26 | 84.8% | — | ||
| Q4 25 | 85.6% | — | ||
| Q3 25 | 84.7% | — | ||
| Q2 25 | 84.8% | — | ||
| Q1 25 | 84.8% | — | ||
| Q4 24 | 84.9% | — | ||
| Q3 24 | 84.0% | — | ||
| Q2 24 | 83.8% | — |
| Q1 26 | 11.6% | — | ||
| Q4 25 | 17.8% | 2.6% | ||
| Q3 25 | -3.5% | 6.0% | ||
| Q2 25 | -4.2% | 4.3% | ||
| Q1 25 | -5.3% | 5.6% | ||
| Q4 24 | -12.2% | 89.6% | ||
| Q3 24 | -20.8% | -15.8% | ||
| Q2 24 | -25.1% | -19.6% |
| Q1 26 | -2.1% | — | ||
| Q4 25 | 86.0% | 1.4% | ||
| Q3 25 | -2.2% | 2.2% | ||
| Q2 25 | -0.8% | 2.9% | ||
| Q1 25 | -0.7% | 4.1% | ||
| Q4 24 | -11.3% | 200.1% | ||
| Q3 24 | -16.1% | -12.0% | ||
| Q2 24 | -11.6% | -12.4% |
| Q1 26 | $-0.02 | — | ||
| Q4 25 | $0.66 | $0.07 | ||
| Q3 25 | $-0.02 | $0.11 | ||
| Q2 25 | $-0.01 | $0.14 | ||
| Q1 25 | $0.00 | $0.21 | ||
| Q4 24 | $-0.07 | $0.26 | ||
| Q3 24 | $-0.10 | $-0.75 | ||
| Q2 24 | $-0.07 | $-0.78 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $548.2M | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.0B | $390.1M |
| Total Assets | $1.6B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $548.2M | — | ||
| Q4 25 | $781.4M | $105.5M | ||
| Q3 25 | $813.2M | $104.6M | ||
| Q2 25 | $926.2M | $96.8M | ||
| Q1 25 | $995.3M | $78.5M | ||
| Q4 24 | $1.1B | $60.0M | ||
| Q3 24 | $1.1B | $71.8M | ||
| Q2 24 | $1.0B | $72.9M |
| Q1 26 | $1.0B | — | ||
| Q4 25 | $1.0B | $390.1M | ||
| Q3 25 | $851.5M | $383.9M | ||
| Q2 25 | $984.6M | $376.0M | ||
| Q1 25 | $1.1B | $366.1M | ||
| Q4 24 | $1.1B | $353.8M | ||
| Q3 24 | $1.1B | $327.6M | ||
| Q2 24 | $1.1B | $354.1M |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $3.3B | ||
| Q3 25 | $1.4B | $3.2B | ||
| Q2 25 | $1.5B | $3.2B | ||
| Q1 25 | $1.5B | $3.2B | ||
| Q4 24 | $1.6B | $3.2B | ||
| Q3 24 | $1.6B | $3.3B | ||
| Q2 24 | $1.5B | $3.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $62.4M | $413.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $62.4M | — | ||
| Q4 25 | $62.3M | $413.4M | ||
| Q3 25 | $63.5M | $99.0M | ||
| Q2 25 | $58.6M | $104.5M | ||
| Q1 25 | $58.0M | $101.0M | ||
| Q4 24 | $41.4M | $393.5M | ||
| Q3 24 | $42.3M | $108.5M | ||
| Q2 24 | $36.3M | $107.7M |
| Q1 26 | — | — | ||
| Q4 25 | $60.1M | — | ||
| Q3 25 | $61.7M | — | ||
| Q2 25 | $58.2M | — | ||
| Q1 25 | $56.7M | — | ||
| Q4 24 | $36.3M | — | ||
| Q3 24 | $41.3M | — | ||
| Q2 24 | $34.0M | — |
| Q1 26 | — | — | ||
| Q4 25 | 27.0% | — | ||
| Q3 25 | 28.7% | — | ||
| Q2 25 | 28.4% | — | ||
| Q1 25 | 28.9% | — | ||
| Q4 24 | 18.7% | — | ||
| Q3 24 | 22.1% | — | ||
| Q2 24 | 19.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.0% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 0.7% | — | ||
| Q4 24 | 2.6% | — | ||
| Q3 24 | 0.6% | — | ||
| Q2 24 | 1.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.33× | 121.45× | ||
| Q3 25 | — | 19.05× | ||
| Q2 25 | — | 15.20× | ||
| Q1 25 | — | 10.34× | ||
| Q4 24 | — | 45.04× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
