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Side-by-side financial comparison of First Seacoast Bancorp, Inc. (FSEA) and XTI Aerospace, Inc. (XTIA). Click either name above to swap in a different company.

First Seacoast Bancorp, Inc. is the larger business by last-quarter revenue ($4.0M vs $2.5M, roughly 1.6× XTI Aerospace, Inc.). First Seacoast Bancorp, Inc. runs the higher net margin — -2.4% vs -541.3%, a 538.9% gap on every dollar of revenue. On growth, XTI Aerospace, Inc. posted the faster year-over-year revenue change (170.6% vs 20.6%). First Seacoast Bancorp, Inc. produced more free cash flow last quarter ($329.0K vs $-8.4M).

Sterling Bancorp was an American regional bank holding company that owned Sterling National Bank. It merged into Webster Bank in February 2022.

Nextant Aerospace is a United States–based company specializing in the remanufacturing of business jets. Founded in 2007, Nextant is the first company to introduce the concept of aircraft remanufacturing to the business jet market.

FSEA vs XTIA — Head-to-Head

Bigger by revenue
FSEA
FSEA
1.6× larger
FSEA
$4.0M
$2.5M
XTIA
Growing faster (revenue YoY)
XTIA
XTIA
+150.0% gap
XTIA
170.6%
20.6%
FSEA
Higher net margin
FSEA
FSEA
538.9% more per $
FSEA
-2.4%
-541.3%
XTIA
More free cash flow
FSEA
FSEA
$8.7M more FCF
FSEA
$329.0K
$-8.4M
XTIA

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
FSEA
FSEA
XTIA
XTIA
Revenue
$4.0M
$2.5M
Net Profit
$-87.0K
$-13.4M
Gross Margin
43.4%
Operating Margin
-3.1%
-596.2%
Net Margin
-2.4%
-541.3%
Revenue YoY
20.6%
170.6%
Net Profit YoY
93.8%
-203.2%
EPS (diluted)
$-0.04
$-0.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FSEA
FSEA
XTIA
XTIA
Q4 25
$4.0M
Q3 25
$4.0M
$2.5M
Q2 25
$3.9M
$600.0K
Q1 25
$3.5M
$484.0K
Q4 24
$3.4M
$1.0M
Q3 24
$3.3M
$918.0K
Q2 24
$5.9M
$1.0M
Q1 24
$3.2M
Net Profit
FSEA
FSEA
XTIA
XTIA
Q4 25
$-87.0K
Q3 25
$390.0K
$-13.4M
Q2 25
$-545.0K
$-20.9M
Q1 25
$-603.0K
$-12.9M
Q4 24
$-1.4M
Q3 24
$44.0K
$-4.4M
Q2 24
$2.0M
$-14.7M
Q1 24
$-1.2M
Gross Margin
FSEA
FSEA
XTIA
XTIA
Q4 25
Q3 25
43.4%
Q2 25
80.5%
Q1 25
69.2%
Q4 24
54.7%
Q3 24
56.6%
Q2 24
64.2%
Q1 24
Operating Margin
FSEA
FSEA
XTIA
XTIA
Q4 25
-3.1%
Q3 25
-5.2%
-596.2%
Q2 25
-13.7%
-1855.0%
Q1 25
-17.9%
-2149.2%
Q4 24
-23.5%
Q3 24
-17.8%
-459.3%
Q2 24
35.6%
-1350.8%
Q1 24
-24.8%
Net Margin
FSEA
FSEA
XTIA
XTIA
Q4 25
-2.4%
Q3 25
9.8%
-541.3%
Q2 25
-14.1%
-3476.3%
Q1 25
-17.1%
-2659.5%
Q4 24
-46.9%
Q3 24
1.3%
-483.1%
Q2 24
33.9%
-1426.8%
Q1 24
-36.1%
EPS (diluted)
FSEA
FSEA
XTIA
XTIA
Q4 25
$-0.04
Q3 25
$0.08
$-0.61
Q2 25
$-0.13
$-2.93
Q1 25
$-0.14
$-3.80
Q4 24
$-0.31
Q3 24
$0.01
$-33.40
Q2 24
$0.42
$-261.99
Q1 24
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FSEA
FSEA
XTIA
XTIA
Cash + ST InvestmentsLiquidity on hand
$32.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$63.5M
$10.5M
Total Assets
$599.3M
$47.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FSEA
FSEA
XTIA
XTIA
Q4 25
Q3 25
$32.2M
Q2 25
$20.0M
Q1 25
$8.0M
Q4 24
$4.0M
Q3 24
$511.0K
Q2 24
$5.8M
Q1 24
Total Debt
FSEA
FSEA
XTIA
XTIA
Q4 25
Q3 25
Q2 25
$65.0K
Q1 25
$65.0K
Q4 24
$65.0K
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FSEA
FSEA
XTIA
XTIA
Q4 25
$63.5M
Q3 25
$63.2M
$10.5M
Q2 25
$60.8M
$12.4M
Q1 25
$61.2M
$13.9M
Q4 24
$62.0M
$6.6M
Q3 24
$65.8M
$6.9M
Q2 24
$64.5M
$10.6M
Q1 24
$64.7M
Total Assets
FSEA
FSEA
XTIA
XTIA
Q4 25
$599.3M
Q3 25
$609.6M
$47.9M
Q2 25
$604.8M
$35.4M
Q1 25
$592.6M
$27.1M
Q4 24
$580.8M
$24.3M
Q3 24
$601.8M
$29.3M
Q2 24
$601.7M
$34.0M
Q1 24
$576.5M
Debt / Equity
FSEA
FSEA
XTIA
XTIA
Q4 25
Q3 25
Q2 25
0.01×
Q1 25
0.00×
Q4 24
0.01×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FSEA
FSEA
XTIA
XTIA
Operating Cash FlowLast quarter
$449.0K
$-8.4M
Free Cash FlowOCF − Capex
$329.0K
$-8.4M
FCF MarginFCF / Revenue
8.1%
-338.0%
Capex IntensityCapex / Revenue
3.0%
0.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$1.4M
$-52.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FSEA
FSEA
XTIA
XTIA
Q4 25
$449.0K
Q3 25
$661.0K
$-8.4M
Q2 25
$-151.0K
$-6.7M
Q1 25
$573.0K
$-15.2M
Q4 24
$-2.9M
$-22.3M
Q3 24
$289.0K
$-6.1M
Q2 24
$-1.4M
$-5.6M
Q1 24
$-70.0K
Free Cash Flow
FSEA
FSEA
XTIA
XTIA
Q4 25
$329.0K
Q3 25
$640.0K
$-8.4M
Q2 25
$-154.0K
$-6.8M
Q1 25
$542.0K
$-15.3M
Q4 24
$-3.3M
$-22.4M
Q3 24
$264.0K
$-6.2M
Q2 24
$-1.6M
$-5.7M
Q1 24
$-81.0K
FCF Margin
FSEA
FSEA
XTIA
XTIA
Q4 25
8.1%
Q3 25
16.0%
-338.0%
Q2 25
-4.0%
-1133.2%
Q1 25
15.4%
-3158.5%
Q4 24
-99.0%
-2166.0%
Q3 24
7.9%
-670.0%
Q2 24
-26.5%
-548.0%
Q1 24
-2.5%
Capex Intensity
FSEA
FSEA
XTIA
XTIA
Q4 25
3.0%
Q3 25
0.5%
0.9%
Q2 25
0.1%
9.7%
Q1 25
0.9%
9.3%
Q4 24
11.0%
6.6%
Q3 24
0.7%
3.9%
Q2 24
2.8%
1.1%
Q1 24
0.3%
Cash Conversion
FSEA
FSEA
XTIA
XTIA
Q4 25
Q3 25
1.69×
Q2 25
Q1 25
Q4 24
Q3 24
6.57×
Q2 24
-0.70×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FSEA
FSEA

Segment breakdown not available.

XTIA
XTIA

Short Term Contract With Customer$2.1M85%
Other$374.0K15%

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