vs
Side-by-side financial comparison of Fastly, Inc. (FSLY) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $172.6M, roughly 1.4× Fastly, Inc.). Oportun Financial Corp runs the higher net margin — 1.4% vs -9.0%, a 10.4% gap on every dollar of revenue. On growth, Fastly, Inc. posted the faster year-over-year revenue change (22.8% vs -1.3%). Over the past eight quarters, Fastly, Inc.'s revenue compounded faster (13.7% CAGR vs -0.5%).
Fastly, Inc. is an American company based in San Francisco, which describes itself as a cloud computing company. Fastly provides content delivery network services, image optimization, and load balancing services. Fastly's cloud security services include denial-of-service attack protection, bot mitigation, and a web application firewall.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
FSLY vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $172.6M | $247.7M |
| Net Profit | $-15.5M | $3.4M |
| Gross Margin | 61.4% | — |
| Operating Margin | -8.7% | 2.6% |
| Net Margin | -9.0% | 1.4% |
| Revenue YoY | 22.8% | -1.3% |
| Net Profit YoY | 52.9% | -61.0% |
| EPS (diluted) | $-0.10 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $172.6M | $247.7M | ||
| Q3 25 | $158.2M | $238.7M | ||
| Q2 25 | $148.7M | $234.3M | ||
| Q1 25 | $144.5M | $235.9M | ||
| Q4 24 | $140.6M | $250.9M | ||
| Q3 24 | $137.2M | $250.0M | ||
| Q2 24 | $132.4M | $250.4M | ||
| Q1 24 | $133.5M | $250.5M |
| Q4 25 | $-15.5M | $3.4M | ||
| Q3 25 | $-29.5M | $5.2M | ||
| Q2 25 | $-37.5M | $6.9M | ||
| Q1 25 | $-39.1M | $9.8M | ||
| Q4 24 | $-32.9M | $8.7M | ||
| Q3 24 | $-38.0M | $-30.0M | ||
| Q2 24 | $-43.7M | $-31.0M | ||
| Q1 24 | $-43.4M | $-26.4M |
| Q4 25 | 61.4% | — | ||
| Q3 25 | 58.4% | — | ||
| Q2 25 | 54.5% | — | ||
| Q1 25 | 53.2% | — | ||
| Q4 24 | 53.4% | — | ||
| Q3 24 | 54.5% | — | ||
| Q2 24 | 55.1% | — | ||
| Q1 24 | 54.8% | — |
| Q4 25 | -8.7% | 2.6% | ||
| Q3 25 | -18.2% | 6.0% | ||
| Q2 25 | -24.8% | 4.3% | ||
| Q1 25 | -26.4% | 5.6% | ||
| Q4 24 | -24.4% | 89.6% | ||
| Q3 24 | -29.6% | -15.8% | ||
| Q2 24 | -35.3% | -19.6% | ||
| Q1 24 | -34.6% | -12.2% |
| Q4 25 | -9.0% | 1.4% | ||
| Q3 25 | -18.6% | 2.2% | ||
| Q2 25 | -25.2% | 2.9% | ||
| Q1 25 | -27.1% | 4.1% | ||
| Q4 24 | -23.4% | 200.1% | ||
| Q3 24 | -27.7% | -12.0% | ||
| Q2 24 | -33.0% | -12.4% | ||
| Q1 24 | -32.5% | -10.6% |
| Q4 25 | $-0.10 | $0.07 | ||
| Q3 25 | $-0.20 | $0.11 | ||
| Q2 25 | $-0.26 | $0.14 | ||
| Q1 25 | $-0.27 | $0.21 | ||
| Q4 24 | $-0.23 | $0.26 | ||
| Q3 24 | $-0.27 | $-0.75 | ||
| Q2 24 | $-0.32 | $-0.78 | ||
| Q1 24 | $-0.32 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $361.8M | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $929.6M | $390.1M |
| Total Assets | $1.5B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $361.8M | $105.5M | ||
| Q3 25 | $342.9M | $104.6M | ||
| Q2 25 | $321.2M | $96.8M | ||
| Q1 25 | $307.3M | $78.5M | ||
| Q4 24 | $295.9M | $60.0M | ||
| Q3 24 | $308.2M | $71.8M | ||
| Q2 24 | $311.8M | $72.9M | ||
| Q1 24 | $329.5M | $69.2M |
| Q4 25 | $929.6M | $390.1M | ||
| Q3 25 | $937.0M | $383.9M | ||
| Q2 25 | $942.6M | $376.0M | ||
| Q1 25 | $957.0M | $366.1M | ||
| Q4 24 | $965.3M | $353.8M | ||
| Q3 24 | $969.5M | $327.6M | ||
| Q2 24 | $981.2M | $354.1M | ||
| Q1 24 | $991.8M | $382.0M |
| Q4 25 | $1.5B | $3.3B | ||
| Q3 25 | $1.5B | $3.2B | ||
| Q2 25 | $1.5B | $3.2B | ||
| Q1 25 | $1.4B | $3.2B | ||
| Q4 24 | $1.5B | $3.2B | ||
| Q3 24 | $1.5B | $3.3B | ||
| Q2 24 | $1.5B | $3.3B | ||
| Q1 24 | $1.5B | $3.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $22.4M | $413.4M |
| Free Cash FlowOCF − Capex | $12.2M | — |
| FCF MarginFCF / Revenue | 7.1% | — |
| Capex IntensityCapex / Revenue | 5.9% | — |
| Cash ConversionOCF / Net Profit | — | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $65.8M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $22.4M | $413.4M | ||
| Q3 25 | $28.9M | $99.0M | ||
| Q2 25 | $25.8M | $104.5M | ||
| Q1 25 | $17.3M | $101.0M | ||
| Q4 24 | $5.2M | $393.5M | ||
| Q3 24 | $5.0M | $108.5M | ||
| Q2 24 | $-4.9M | $107.7M | ||
| Q1 24 | $11.1M | $85.9M |
| Q4 25 | $12.2M | — | ||
| Q3 25 | $22.9M | — | ||
| Q2 25 | $15.9M | — | ||
| Q1 25 | $14.7M | — | ||
| Q4 24 | $251.0K | — | ||
| Q3 24 | $3.0M | — | ||
| Q2 24 | $-6.7M | — | ||
| Q1 24 | $9.5M | — |
| Q4 25 | 7.1% | — | ||
| Q3 25 | 14.5% | — | ||
| Q2 25 | 10.7% | — | ||
| Q1 25 | 10.2% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 2.2% | — | ||
| Q2 24 | -5.1% | — | ||
| Q1 24 | 7.1% | — |
| Q4 25 | 5.9% | — | ||
| Q3 25 | 3.8% | — | ||
| Q2 25 | 6.6% | — | ||
| Q1 25 | 1.8% | — | ||
| Q4 24 | 3.5% | — | ||
| Q3 24 | 1.5% | — | ||
| Q2 24 | 1.3% | — | ||
| Q1 24 | 1.2% | — |
| Q4 25 | — | 121.45× | ||
| Q3 25 | — | 19.05× | ||
| Q2 25 | — | 15.20× | ||
| Q1 25 | — | 10.34× | ||
| Q4 24 | — | 45.04× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FSLY
| Network Services | $130.8M | 76% |
| Security | $35.4M | 21% |
| Other | $6.4M | 4% |
OPRT
Segment breakdown not available.
