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Side-by-side financial comparison of Frontdoor, Inc. (FTDR) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Frontdoor, Inc. is the larger business by last-quarter revenue ($433.0M vs $247.7M, roughly 1.7× Oportun Financial Corp). Oportun Financial Corp runs the higher net margin — 1.4% vs 0.2%, a 1.1% gap on every dollar of revenue. On growth, Frontdoor, Inc. posted the faster year-over-year revenue change (13.1% vs -1.3%). Over the past eight quarters, Oportun Financial Corp's revenue compounded faster (-0.5% CAGR vs -10.6%).
Frontdoor, Inc. operates a leading U.S.-focused home services and protection platform. It offers customizable home warranty plans covering repairs and replacements for household appliances, HVAC, plumbing, and electrical systems, plus on-demand access to a network of pre-vetted local service professionals for residential maintenance and repairs.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
FTDR vs OPRT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $433.0M | $247.7M |
| Net Profit | $1.0M | $3.4M |
| Gross Margin | 49.2% | — |
| Operating Margin | — | 2.6% |
| Net Margin | 0.2% | 1.4% |
| Revenue YoY | 13.1% | -1.3% |
| Net Profit YoY | — | -61.0% |
| EPS (diluted) | $0.02 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $433.0M | — | ||
| Q4 25 | $432.0M | $247.7M | ||
| Q3 25 | $618.0M | $238.7M | ||
| Q2 25 | $617.0M | $234.3M | ||
| Q1 25 | $426.0M | $235.9M | ||
| Q4 24 | $383.0M | $250.9M | ||
| Q3 24 | $540.0M | $250.0M | ||
| Q2 24 | $542.0M | $250.4M |
| Q1 26 | $1.0M | — | ||
| Q4 25 | $1.0M | $3.4M | ||
| Q3 25 | $106.0M | $5.2M | ||
| Q2 25 | $111.0M | $6.9M | ||
| Q1 25 | $37.0M | $9.8M | ||
| Q4 24 | $9.0M | $8.7M | ||
| Q3 24 | $100.0M | $-30.0M | ||
| Q2 24 | $92.0M | $-31.0M |
| Q1 26 | 49.2% | — | ||
| Q4 25 | 49.3% | — | ||
| Q3 25 | 57.1% | — | ||
| Q2 25 | 57.7% | — | ||
| Q1 25 | 55.2% | — | ||
| Q4 24 | 48.0% | — | ||
| Q3 24 | 56.7% | — | ||
| Q2 24 | 56.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 2.6% | ||
| Q3 25 | 23.0% | 6.0% | ||
| Q2 25 | 23.7% | 4.3% | ||
| Q1 25 | 11.3% | 5.6% | ||
| Q4 24 | 1.6% | 89.6% | ||
| Q3 24 | 24.8% | -15.8% | ||
| Q2 24 | 22.9% | -19.6% |
| Q1 26 | 0.2% | — | ||
| Q4 25 | 0.2% | 1.4% | ||
| Q3 25 | 17.2% | 2.2% | ||
| Q2 25 | 18.0% | 2.9% | ||
| Q1 25 | 8.7% | 4.1% | ||
| Q4 24 | 2.3% | 200.1% | ||
| Q3 24 | 18.5% | -12.0% | ||
| Q2 24 | 17.0% | -12.4% |
| Q1 26 | $0.02 | — | ||
| Q4 25 | $0.03 | $0.07 | ||
| Q3 25 | $1.42 | $0.11 | ||
| Q2 25 | $1.48 | $0.14 | ||
| Q1 25 | $0.49 | $0.21 | ||
| Q4 24 | $0.10 | $0.26 | ||
| Q3 24 | $1.30 | $-0.75 | ||
| Q2 24 | $1.18 | $-0.78 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $566.0M | $105.5M |
| Total DebtLower is stronger | $1.2B | — |
| Stockholders' EquityBook value | $242.0M | $390.1M |
| Total Assets | $2.1B | $3.3B |
| Debt / EquityLower = less leverage | 4.85× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $566.0M | — | ||
| Q4 25 | $566.0M | $105.5M | ||
| Q3 25 | $563.0M | $104.6M | ||
| Q2 25 | $562.0M | $96.8M | ||
| Q1 25 | $506.0M | $78.5M | ||
| Q4 24 | $436.0M | $60.0M | ||
| Q3 24 | $375.0M | $71.8M | ||
| Q2 24 | $419.0M | $72.9M |
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.1B | — | ||
| Q3 25 | $1.2B | — | ||
| Q2 25 | $1.2B | — | ||
| Q1 25 | $1.2B | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $565.0M | — | ||
| Q2 24 | $569.0M | — |
| Q1 26 | $242.0M | — | ||
| Q4 25 | $242.0M | $390.1M | ||
| Q3 25 | $316.0M | $383.9M | ||
| Q2 25 | $254.0M | $376.0M | ||
| Q1 25 | $198.0M | $366.1M | ||
| Q4 24 | $239.0M | $353.8M | ||
| Q3 24 | $261.0M | $327.6M | ||
| Q2 24 | $214.0M | $354.1M |
| Q1 26 | $2.1B | — | ||
| Q4 25 | $2.1B | $3.3B | ||
| Q3 25 | $2.2B | $3.2B | ||
| Q2 25 | $2.2B | $3.2B | ||
| Q1 25 | $2.1B | $3.2B | ||
| Q4 24 | $2.1B | $3.2B | ||
| Q3 24 | $1.2B | $3.3B | ||
| Q2 24 | $1.2B | $3.3B |
| Q1 26 | 4.85× | — | ||
| Q4 25 | 4.73× | — | ||
| Q3 25 | 3.64× | — | ||
| Q2 25 | 4.56× | — | ||
| Q1 25 | 5.88× | — | ||
| Q4 24 | 4.90× | — | ||
| Q3 24 | 2.16× | — | ||
| Q2 24 | 2.66× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $413.4M |
| Free Cash FlowOCF − Capex | $94.0M | — |
| FCF MarginFCF / Revenue | 21.7% | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $367.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $101.0M | $413.4M | ||
| Q3 25 | $64.0M | $99.0M | ||
| Q2 25 | $127.0M | $104.5M | ||
| Q1 25 | $124.0M | $101.0M | ||
| Q4 24 | $58.0M | $393.5M | ||
| Q3 24 | $25.0M | $108.5M | ||
| Q2 24 | $103.0M | $107.7M |
| Q1 26 | $94.0M | — | ||
| Q4 25 | $95.0M | — | ||
| Q3 25 | $58.0M | — | ||
| Q2 25 | $120.0M | — | ||
| Q1 25 | $117.0M | — | ||
| Q4 24 | $50.0M | — | ||
| Q3 24 | $16.0M | — | ||
| Q2 24 | $91.0M | — |
| Q1 26 | 21.7% | — | ||
| Q4 25 | 22.0% | — | ||
| Q3 25 | 9.4% | — | ||
| Q2 25 | 19.4% | — | ||
| Q1 25 | 27.5% | — | ||
| Q4 24 | 13.1% | — | ||
| Q3 24 | 3.0% | — | ||
| Q2 24 | 16.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | — | ||
| Q3 25 | 1.0% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 1.6% | — | ||
| Q4 24 | 2.1% | — | ||
| Q3 24 | 1.7% | — | ||
| Q2 24 | 2.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 101.00× | 121.45× | ||
| Q3 25 | 0.60× | 19.05× | ||
| Q2 25 | 1.14× | 15.20× | ||
| Q1 25 | 3.35× | 10.34× | ||
| Q4 24 | 6.44× | 45.04× | ||
| Q3 24 | 0.25× | — | ||
| Q2 24 | 1.12× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
