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Side-by-side financial comparison of FVCBankcorp, Inc. (FVCB) and Local Bounti Corporation (LOCL). Click either name above to swap in a different company.

FVCBankcorp, Inc. is the larger business by last-quarter revenue ($16.9M vs $12.5M, roughly 1.4× Local Bounti Corporation). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs 23.7%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $-3.6M). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs 21.9%).

FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.

Local Bounti Corporation is a U.S.-based sustainable indoor agriculture firm growing fresh, pesticide-free leafy greens, herbs and produce via advanced hydroponic and vertical farming tech. It serves North American retail and food service partners, focusing on low environmental impact and stable year-round supply.

FVCB vs LOCL — Head-to-Head

Bigger by revenue
FVCB
FVCB
1.4× larger
FVCB
$16.9M
$12.5M
LOCL
Growing faster (revenue YoY)
FVCB
FVCB
+4353.8% gap
FVCB
4377.5%
23.7%
LOCL
More free cash flow
FVCB
FVCB
$27.4M more FCF
FVCB
$23.8M
$-3.6M
LOCL
Faster 2-yr revenue CAGR
FVCB
FVCB
Annualised
FVCB
586.6%
21.9%
LOCL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FVCB
FVCB
LOCL
LOCL
Revenue
$16.9M
$12.5M
Net Profit
$-8.7M
Gross Margin
12.2%
Operating Margin
43.7%
-106.1%
Net Margin
-69.8%
Revenue YoY
4377.5%
23.7%
Net Profit YoY
76.0%
EPS (diluted)
$0.31
$1.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FVCB
FVCB
LOCL
LOCL
Q4 25
$16.9M
$12.5M
Q3 25
$416.0K
$12.2M
Q2 25
$15.8M
$12.1M
Q1 25
$382.0K
$11.6M
Q4 24
$378.0K
$10.1M
Q3 24
$412.0K
$10.2M
Q2 24
$415.0K
$9.4M
Q1 24
$359.0K
$8.4M
Net Profit
FVCB
FVCB
LOCL
LOCL
Q4 25
$-8.7M
Q3 25
$5.6M
$-26.4M
Q2 25
$5.7M
$-21.6M
Q1 25
$5.2M
$-37.7M
Q4 24
$-36.3M
Q3 24
$4.7M
$-34.3M
Q2 24
$4.2M
$-25.3M
Q1 24
$1.3M
$-24.1M
Gross Margin
FVCB
FVCB
LOCL
LOCL
Q4 25
12.2%
Q3 25
11.5%
Q2 25
12.2%
Q1 25
12.6%
Q4 24
5.4%
Q3 24
13.8%
Q2 24
14.3%
Q1 24
9.4%
Operating Margin
FVCB
FVCB
LOCL
LOCL
Q4 25
43.7%
-106.1%
Q3 25
-149.4%
Q2 25
45.9%
-127.7%
Q1 25
-135.6%
Q4 24
-166.6%
Q3 24
-176.0%
Q2 24
-146.8%
Q1 24
-122.9%
Net Margin
FVCB
FVCB
LOCL
LOCL
Q4 25
-69.8%
Q3 25
1341.1%
-216.6%
Q2 25
36.0%
-178.3%
Q1 25
1352.1%
-324.6%
Q4 24
-360.1%
Q3 24
1133.3%
-335.2%
Q2 24
1001.2%
-267.6%
Q1 24
373.3%
-286.9%
EPS (diluted)
FVCB
FVCB
LOCL
LOCL
Q4 25
$0.31
$1.52
Q3 25
$0.31
$-1.18
Q2 25
$0.31
$-1.63
Q1 25
$0.28
$-4.32
Q4 24
$0.27
$-4.24
Q3 24
$0.25
$-4.01
Q2 24
$0.23
$-3.00
Q1 24
$0.07
$-2.89

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FVCB
FVCB
LOCL
LOCL
Cash + ST InvestmentsLiquidity on hand
$4.2M
Total DebtLower is stronger
$483.1M
Stockholders' EquityBook value
$253.6M
$-166.2M
Total Assets
$2.3B
$410.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FVCB
FVCB
LOCL
LOCL
Q4 25
$4.2M
Q3 25
$6.2M
Q2 25
$5.3M
Q1 25
$18.0M
Q4 24
$937.0K
Q3 24
$317.0K
Q2 24
$9.7M
Q1 24
$8.2M
Total Debt
FVCB
FVCB
LOCL
LOCL
Q4 25
$483.1M
Q3 25
$484.9M
Q2 25
$478.3M
Q1 25
$480.0M
Q4 24
$436.8M
Q3 24
$398.4M
Q2 24
$374.0M
Q1 24
$329.8M
Stockholders' Equity
FVCB
FVCB
LOCL
LOCL
Q4 25
$253.6M
$-166.2M
Q3 25
$249.8M
$-158.1M
Q2 25
$243.2M
$-132.7M
Q1 25
$242.3M
$-134.5M
Q4 24
$235.4M
$-100.5M
Q3 24
$230.8M
$-65.6M
Q2 24
$226.5M
$-32.8M
Q1 24
$220.7M
$-9.4M
Total Assets
FVCB
FVCB
LOCL
LOCL
Q4 25
$2.3B
$410.5M
Q3 25
$2.3B
$417.8M
Q2 25
$2.2B
$426.8M
Q1 25
$2.2B
$447.2M
Q4 24
$2.2B
$428.0M
Q3 24
$2.3B
$430.8M
Q2 24
$2.3B
$438.1M
Q1 24
$2.2B
$413.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FVCB
FVCB
LOCL
LOCL
Operating Cash FlowLast quarter
$23.9M
$-3.1M
Free Cash FlowOCF − Capex
$23.8M
$-3.6M
FCF MarginFCF / Revenue
140.7%
-29.1%
Capex IntensityCapex / Revenue
0.3%
3.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$40.0M
$-42.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FVCB
FVCB
LOCL
LOCL
Q4 25
$23.9M
$-3.1M
Q3 25
$7.6M
$-8.9M
Q2 25
$3.3M
$-8.7M
Q1 25
$5.4M
$-9.6M
Q4 24
$18.2M
$1.2M
Q3 24
$4.7M
$-17.2M
Q2 24
$1.6M
$-4.0M
Q1 24
$7.2M
$-7.1M
Free Cash Flow
FVCB
FVCB
LOCL
LOCL
Q4 25
$23.8M
$-3.6M
Q3 25
$7.6M
$-10.1M
Q2 25
$3.3M
$-14.6M
Q1 25
$5.4M
$-14.5M
Q4 24
$18.1M
$-8.6M
Q3 24
$4.6M
$-30.0M
Q2 24
$1.5M
$-28.8M
Q1 24
$7.1M
$-42.1M
FCF Margin
FVCB
FVCB
LOCL
LOCL
Q4 25
140.7%
-29.1%
Q3 25
1818.0%
-82.8%
Q2 25
20.8%
-121.0%
Q1 25
1413.6%
-125.1%
Q4 24
4786.0%
-85.3%
Q3 24
1121.8%
-293.1%
Q2 24
361.2%
-305.4%
Q1 24
1988.3%
-501.8%
Capex Intensity
FVCB
FVCB
LOCL
LOCL
Q4 25
0.3%
3.9%
Q3 25
0.2%
9.7%
Q2 25
0.1%
48.9%
Q1 25
4.2%
42.8%
Q4 24
37.3%
97.6%
Q3 24
14.1%
125.0%
Q2 24
12.8%
263.0%
Q1 24
3.9%
417.3%
Cash Conversion
FVCB
FVCB
LOCL
LOCL
Q4 25
Q3 25
1.36×
Q2 25
0.58×
Q1 25
1.05×
Q4 24
Q3 24
1.00×
Q2 24
0.37×
Q1 24
5.34×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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