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Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and INTERGROUP CORP (INTG). Click either name above to swap in a different company.
GREENE COUNTY BANCORP INC is the larger business by last-quarter revenue ($22.2M vs $17.3M, roughly 1.3× INTERGROUP CORP). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs 8.8%, a 37.6% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs 19.8%). GREENE COUNTY BANCORP INC produced more free cash flow last quarter ($6.2M vs $-481.0K). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs 7.8%).
Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.
Intergroup Corp is a diversified holding firm operating two core segments: real estate and hotel operations. It owns, manages and leases commercial and residential properties across the U.S., and runs limited-service hotels for leisure and business travelers.
GCBC vs INTG — Head-to-Head
Income Statement — Q2 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $22.2M | $17.3M |
| Net Profit | $10.3M | $1.5M |
| Gross Margin | — | — |
| Operating Margin | 52.0% | 11.6% |
| Net Margin | 46.3% | 8.8% |
| Revenue YoY | 23.8% | 19.8% |
| Net Profit YoY | 37.4% | 155.6% |
| EPS (diluted) | $0.60 | $0.71 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $22.2M | $17.3M | ||
| Q3 25 | $21.5M | $17.9M | ||
| Q2 25 | $20.5M | $16.2M | ||
| Q1 25 | $20.1M | $16.8M | ||
| Q4 24 | $17.9M | $14.4M | ||
| Q3 24 | $16.9M | $16.9M | ||
| Q2 24 | $16.6M | $13.4M | ||
| Q1 24 | $15.7M | $14.9M |
| Q4 25 | $10.3M | $1.5M | ||
| Q3 25 | $8.9M | $-535.0K | ||
| Q2 25 | $9.3M | $-2.2M | ||
| Q1 25 | $8.1M | $-578.0K | ||
| Q4 24 | $7.5M | $-2.7M | ||
| Q3 24 | $6.3M | $-398.0K | ||
| Q2 24 | $6.7M | $-4.9M | ||
| Q1 24 | $5.9M | $-3.2M |
| Q4 25 | 52.0% | 11.6% | ||
| Q3 25 | 47.4% | 15.3% | ||
| Q2 25 | 53.5% | 8.1% | ||
| Q1 25 | 44.6% | 14.0% | ||
| Q4 24 | 45.0% | 5.9% | ||
| Q3 24 | 39.6% | 18.5% | ||
| Q2 24 | 41.2% | 3.7% | ||
| Q1 24 | 39.4% | 4.8% |
| Q4 25 | 46.3% | 8.8% | ||
| Q3 25 | 41.2% | -3.0% | ||
| Q2 25 | 45.6% | -13.9% | ||
| Q1 25 | 40.1% | -3.4% | ||
| Q4 24 | 41.7% | -18.9% | ||
| Q3 24 | 37.1% | -2.4% | ||
| Q2 24 | 40.6% | -36.7% | ||
| Q1 24 | 37.3% | -21.3% |
| Q4 25 | $0.60 | $0.71 | ||
| Q3 25 | $0.52 | $-0.25 | ||
| Q2 25 | $0.55 | — | ||
| Q1 25 | $0.47 | $-0.27 | ||
| Q4 24 | $0.44 | $-1.26 | ||
| Q3 24 | $0.37 | $-0.18 | ||
| Q2 24 | $0.39 | — | ||
| Q1 24 | $0.34 | $-1.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $7.5M |
| Total DebtLower is stronger | — | $233.2M |
| Stockholders' EquityBook value | $258.3M | $-85.2M |
| Total Assets | $3.1B | $101.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $7.5M | ||
| Q3 25 | — | $6.0M | ||
| Q2 25 | — | $6.1M | ||
| Q1 25 | $155.5M | $4.8M | ||
| Q4 24 | $166.4M | $15.4M | ||
| Q3 24 | — | $12.2M | ||
| Q2 24 | $190.4M | $11.6M | ||
| Q1 24 | — | $19.5M |
| Q4 25 | — | $233.2M | ||
| Q3 25 | — | $237.8M | ||
| Q2 25 | — | $240.5M | ||
| Q1 25 | — | $241.5M | ||
| Q4 24 | — | $227.2M | ||
| Q3 24 | — | $218.1M | ||
| Q2 24 | — | $225.7M | ||
| Q1 24 | — | $225.0M |
| Q4 25 | $258.3M | $-85.2M | ||
| Q3 25 | $248.2M | $-86.7M | ||
| Q2 25 | $238.8M | $-86.1M | ||
| Q1 25 | $229.0M | $-84.5M | ||
| Q4 24 | $218.4M | $-83.9M | ||
| Q3 24 | $216.3M | $-80.9M | ||
| Q2 24 | $206.0M | $-80.3M | ||
| Q1 24 | $199.2M | $-76.4M |
| Q4 25 | $3.1B | $101.1M | ||
| Q3 25 | $3.1B | $102.5M | ||
| Q2 25 | $3.0B | $104.1M | ||
| Q1 25 | $3.0B | $103.2M | ||
| Q4 24 | $3.0B | $110.6M | ||
| Q3 24 | $2.9B | $109.3M | ||
| Q2 24 | $2.8B | $107.8M | ||
| Q1 24 | $2.9B | $119.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $6.4M | $-23.0K |
| Free Cash FlowOCF − Capex | $6.2M | $-481.0K |
| FCF MarginFCF / Revenue | 28.0% | -2.8% |
| Capex IntensityCapex / Revenue | 0.9% | 2.6% |
| Cash ConversionOCF / Net Profit | 0.62× | -0.02× |
| TTM Free Cash FlowTrailing 4 quarters | $47.3M | $739.0K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $6.4M | $-23.0K | ||
| Q3 25 | $7.0M | $-296.0K | ||
| Q2 25 | $28.0M | $5.9M | ||
| Q1 25 | $7.3M | $-854.0K | ||
| Q4 24 | $5.3M | $-781.0K | ||
| Q3 24 | $2.1M | $3.4M | ||
| Q2 24 | $24.9M | $6.8M | ||
| Q1 24 | $5.6M | $1.9M |
| Q4 25 | $6.2M | $-481.0K | ||
| Q3 25 | $6.5M | $-1.3M | ||
| Q2 25 | $27.3M | $3.6M | ||
| Q1 25 | $7.3M | $-1.2M | ||
| Q4 24 | $5.1M | $-1.1M | ||
| Q3 24 | $2.0M | $3.1M | ||
| Q2 24 | $23.4M | $2.7M | ||
| Q1 24 | $4.9M | $1.1M |
| Q4 25 | 28.0% | -2.8% | ||
| Q3 25 | 30.4% | -7.1% | ||
| Q2 25 | 133.3% | 22.5% | ||
| Q1 25 | 36.1% | -6.8% | ||
| Q4 24 | 28.6% | -7.8% | ||
| Q3 24 | 11.8% | 18.3% | ||
| Q2 24 | 141.2% | 20.4% | ||
| Q1 24 | 31.3% | 7.6% |
| Q4 25 | 0.9% | 2.6% | ||
| Q3 25 | 1.9% | 5.4% | ||
| Q2 25 | 3.4% | 13.9% | ||
| Q1 25 | 0.3% | 1.8% | ||
| Q4 24 | 1.0% | 2.4% | ||
| Q3 24 | 0.9% | 1.6% | ||
| Q2 24 | 9.1% | 30.4% | ||
| Q1 24 | 4.2% | 4.9% |
| Q4 25 | 0.62× | -0.02× | ||
| Q3 25 | 0.78× | — | ||
| Q2 25 | 3.00× | — | ||
| Q1 25 | 0.91× | — | ||
| Q4 24 | 0.71× | — | ||
| Q3 24 | 0.34× | — | ||
| Q2 24 | 3.70× | — | ||
| Q1 24 | 0.95× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GCBC
Segment breakdown not available.
INTG
| Hotel Operations | $12.7M | 73% |
| Real Estate Operation | $4.6M | 27% |
