vs

Side-by-side financial comparison of GREENE COUNTY BANCORP INC (GCBC) and EVERSPIN TECHNOLOGIES INC. (MRAM). Click either name above to swap in a different company.

GREENE COUNTY BANCORP INC is the larger business by last-quarter revenue ($22.2M vs $14.9M, roughly 1.5× EVERSPIN TECHNOLOGIES INC.). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -2.0%, a 48.3% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs 13.2%). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs 18.2%).

Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.

Everspin Technologies, Inc. is a publicly traded semiconductor company headquartered in Chandler, Arizona, United States. It develops and manufactures discrete magnetoresistive RAM or magnetoresistive random-access memory (MRAM) products, including Toggle MRAM and Spin-Transfer Torque MRAM (STT-MRAM) product families. It also licenses its technology for use in embedded MRAM (eMRAM) applications, magnetic sensor applications as well as performs backend foundry services for eMRAM.

GCBC vs MRAM — Head-to-Head

Bigger by revenue
GCBC
GCBC
1.5× larger
GCBC
$22.2M
$14.9M
MRAM
Growing faster (revenue YoY)
GCBC
GCBC
+10.6% gap
GCBC
23.8%
13.2%
MRAM
Higher net margin
GCBC
GCBC
48.3% more per $
GCBC
46.3%
-2.0%
MRAM
Faster 2-yr revenue CAGR
GCBC
GCBC
Annualised
GCBC
18.9%
18.2%
MRAM

Income Statement — Q2 FY2026 vs Q1 FY2026

Metric
GCBC
GCBC
MRAM
MRAM
Revenue
$22.2M
$14.9M
Net Profit
$10.3M
$-296.0K
Gross Margin
52.7%
Operating Margin
52.0%
29.0%
Net Margin
46.3%
-2.0%
Revenue YoY
23.8%
13.2%
Net Profit YoY
37.4%
EPS (diluted)
$0.60
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GCBC
GCBC
MRAM
MRAM
Q1 26
$14.9M
Q4 25
$22.2M
$14.8M
Q3 25
$21.5M
$14.1M
Q2 25
$20.5M
$13.2M
Q1 25
$20.1M
$13.1M
Q4 24
$17.9M
$13.2M
Q3 24
$16.9M
$12.1M
Q2 24
$16.6M
$10.6M
Net Profit
GCBC
GCBC
MRAM
MRAM
Q1 26
$-296.0K
Q4 25
$10.3M
$1.2M
Q3 25
$8.9M
$54.0K
Q2 25
$9.3M
$-670.0K
Q1 25
$8.1M
$-1.2M
Q4 24
$7.5M
$1.2M
Q3 24
$6.3M
$2.3M
Q2 24
$6.7M
$-2.5M
Gross Margin
GCBC
GCBC
MRAM
MRAM
Q1 26
52.7%
Q4 25
50.8%
Q3 25
51.3%
Q2 25
51.3%
Q1 25
51.4%
Q4 24
51.3%
Q3 24
49.2%
Q2 24
49.0%
Operating Margin
GCBC
GCBC
MRAM
MRAM
Q1 26
29.0%
Q4 25
52.0%
-7.2%
Q3 25
47.4%
-11.0%
Q2 25
53.5%
-14.9%
Q1 25
44.6%
-14.7%
Q4 24
45.0%
-11.8%
Q3 24
39.6%
-17.5%
Q2 24
41.2%
-26.5%
Net Margin
GCBC
GCBC
MRAM
MRAM
Q1 26
-2.0%
Q4 25
46.3%
8.1%
Q3 25
41.2%
0.4%
Q2 25
45.6%
-5.1%
Q1 25
40.1%
-8.9%
Q4 24
41.7%
9.2%
Q3 24
37.1%
18.8%
Q2 24
40.6%
-23.5%
EPS (diluted)
GCBC
GCBC
MRAM
MRAM
Q1 26
$-0.01
Q4 25
$0.60
$0.05
Q3 25
$0.52
$0.00
Q2 25
$0.55
$-0.03
Q1 25
$0.47
$-0.05
Q4 24
$0.44
$0.07
Q3 24
$0.37
$0.10
Q2 24
$0.39
$-0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GCBC
GCBC
MRAM
MRAM
Cash + ST InvestmentsLiquidity on hand
$40.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$258.3M
$70.2M
Total Assets
$3.1B
$83.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GCBC
GCBC
MRAM
MRAM
Q1 26
$40.5M
Q4 25
$44.5M
Q3 25
$45.3M
Q2 25
$45.0M
Q1 25
$155.5M
$42.2M
Q4 24
$166.4M
$42.1M
Q3 24
$39.6M
Q2 24
$190.4M
$36.8M
Stockholders' Equity
GCBC
GCBC
MRAM
MRAM
Q1 26
$70.2M
Q4 25
$258.3M
$68.9M
Q3 25
$248.2M
$65.8M
Q2 25
$238.8M
$64.1M
Q1 25
$229.0M
$63.0M
Q4 24
$218.4M
$62.6M
Q3 24
$216.3M
$59.3M
Q2 24
$206.0M
$55.4M
Total Assets
GCBC
GCBC
MRAM
MRAM
Q1 26
$83.2M
Q4 25
$3.1B
$84.6M
Q3 25
$3.1B
$80.3M
Q2 25
$3.0B
$78.9M
Q1 25
$3.0B
$80.2M
Q4 24
$3.0B
$77.8M
Q3 24
$2.9B
$72.6M
Q2 24
$2.8B
$64.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GCBC
GCBC
MRAM
MRAM
Operating Cash FlowLast quarter
$6.4M
$570.0K
Free Cash FlowOCF − Capex
$6.2M
FCF MarginFCF / Revenue
28.0%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
0.62×
TTM Free Cash FlowTrailing 4 quarters
$47.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GCBC
GCBC
MRAM
MRAM
Q1 26
$570.0K
Q4 25
$6.4M
$2.6M
Q3 25
$7.0M
$881.0K
Q2 25
$28.0M
$5.0M
Q1 25
$7.3M
$1.4M
Q4 24
$5.3M
$3.8M
Q3 24
$2.1M
$2.8M
Q2 24
$24.9M
$1.7M
Free Cash Flow
GCBC
GCBC
MRAM
MRAM
Q1 26
Q4 25
$6.2M
$-975.0K
Q3 25
$6.5M
$543.0K
Q2 25
$27.3M
$3.0M
Q1 25
$7.3M
$527.0K
Q4 24
$5.1M
$2.1M
Q3 24
$2.0M
$2.8M
Q2 24
$23.4M
$1.7M
FCF Margin
GCBC
GCBC
MRAM
MRAM
Q1 26
Q4 25
28.0%
-6.6%
Q3 25
30.4%
3.9%
Q2 25
133.3%
22.9%
Q1 25
36.1%
4.0%
Q4 24
28.6%
15.8%
Q3 24
11.8%
22.9%
Q2 24
141.2%
15.9%
Capex Intensity
GCBC
GCBC
MRAM
MRAM
Q1 26
Q4 25
0.9%
24.3%
Q3 25
1.9%
2.4%
Q2 25
3.4%
15.1%
Q1 25
0.3%
6.9%
Q4 24
1.0%
13.2%
Q3 24
0.9%
0.5%
Q2 24
9.1%
0.3%
Cash Conversion
GCBC
GCBC
MRAM
MRAM
Q1 26
Q4 25
0.62×
2.19×
Q3 25
0.78×
16.31×
Q2 25
3.00×
Q1 25
0.91×
Q4 24
0.71×
3.16×
Q3 24
0.34×
1.25×
Q2 24
3.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GCBC
GCBC

Segment breakdown not available.

MRAM
MRAM

Product sales$14.1M95%
Licensing, royalty, patent, engineering services and other revenue$772.0K5%

Related Comparisons