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Side-by-side financial comparison of GENCOR INDUSTRIES INC (GENC) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $23.6M, roughly 1.3× GENCOR INDUSTRIES INC). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs 14.6%, a 21.7% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -25.0%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $10.1M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs -23.9%).
Gencor Industries Inc is a leading manufacturer of heavy construction and infrastructure equipment, specializing in asphalt production plants, thermal combustion systems, and supporting road-building machinery. It primarily serves North American and global construction markets, supplying products to both public sector infrastructure projects and private commercial construction operators.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
GENC vs PDLB — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $23.6M | $31.4M |
| Net Profit | $3.4M | $10.1M |
| Gross Margin | 28.7% | — |
| Operating Margin | 13.2% | 43.6% |
| Net Margin | 14.6% | 36.3% |
| Revenue YoY | -25.0% | 37.6% |
| Net Profit YoY | -9.8% | 245.6% |
| EPS (diluted) | $0.23 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $23.6M | $31.4M | ||
| Q3 25 | $18.8M | $26.7M | ||
| Q2 25 | $27.0M | $26.5M | ||
| Q1 25 | $38.2M | $24.6M | ||
| Q4 24 | $31.4M | $22.8M | ||
| Q3 24 | $20.9M | $20.2M | ||
| Q2 24 | $25.6M | $20.2M | ||
| Q1 24 | $40.7M | $20.5M |
| Q4 25 | $3.4M | $10.1M | ||
| Q3 25 | $1.9M | $6.5M | ||
| Q2 25 | $3.8M | $6.1M | ||
| Q1 25 | $6.1M | $6.0M | ||
| Q4 24 | $3.8M | $2.9M | ||
| Q3 24 | $1.5M | $2.4M | ||
| Q2 24 | $2.6M | $3.2M | ||
| Q1 24 | $6.2M | $2.4M |
| Q4 25 | 28.7% | — | ||
| Q3 25 | 24.2% | — | ||
| Q2 25 | 26.5% | — | ||
| Q1 25 | 29.7% | — | ||
| Q4 24 | 27.6% | — | ||
| Q3 24 | 25.6% | — | ||
| Q2 24 | 23.9% | — | ||
| Q1 24 | 30.3% | — |
| Q4 25 | 13.2% | 43.6% | ||
| Q3 25 | -1.2% | 32.8% | ||
| Q2 25 | 11.6% | 30.2% | ||
| Q1 25 | 17.0% | 32.5% | ||
| Q4 24 | 14.7% | 19.6% | ||
| Q3 24 | 5.9% | 15.2% | ||
| Q2 24 | 7.8% | 21.8% | ||
| Q1 24 | 17.4% | 18.3% |
| Q4 25 | 14.6% | 36.3% | ||
| Q3 25 | 10.2% | 24.3% | ||
| Q2 25 | 14.2% | 23.0% | ||
| Q1 25 | 16.0% | 24.2% | ||
| Q4 24 | 12.1% | 14.1% | ||
| Q3 24 | 6.9% | 12.1% | ||
| Q2 24 | 10.0% | 15.8% | ||
| Q1 24 | 15.3% | 11.8% |
| Q4 25 | $0.23 | $0.43 | ||
| Q3 25 | $0.13 | $0.27 | ||
| Q2 25 | $0.26 | $0.25 | ||
| Q1 25 | $0.42 | $0.25 | ||
| Q4 24 | $0.26 | $0.11 | ||
| Q3 24 | $0.10 | $0.10 | ||
| Q2 24 | $0.17 | $0.14 | ||
| Q1 24 | $0.42 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $147.7M | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $215.2M | $541.5M |
| Total Assets | $228.9M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $147.7M | $126.2M | ||
| Q3 25 | $136.3M | $146.6M | ||
| Q2 25 | $136.0M | $126.6M | ||
| Q1 25 | $143.7M | $129.9M | ||
| Q4 24 | $130.1M | $139.8M | ||
| Q3 24 | $115.4M | $155.8M | ||
| Q2 24 | $116.6M | $103.2M | ||
| Q1 24 | $117.1M | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | $0 | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | $0 | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $215.2M | $541.5M | ||
| Q3 25 | $211.8M | $529.8M | ||
| Q2 25 | $209.9M | $521.1M | ||
| Q1 25 | $206.1M | $513.9M | ||
| Q4 24 | $200.0M | $505.5M | ||
| Q3 24 | $196.1M | $504.6M | ||
| Q2 24 | $194.7M | $497.7M | ||
| Q1 24 | $192.1M | $493.7M |
| Q4 25 | $228.9M | $3.2B | ||
| Q3 25 | $222.6M | $3.2B | ||
| Q2 25 | $220.2M | $3.2B | ||
| Q1 25 | $223.9M | $3.1B | ||
| Q4 24 | $218.2M | $3.0B | ||
| Q3 24 | $208.1M | $3.0B | ||
| Q2 24 | $201.8M | $2.8B | ||
| Q1 24 | $206.0M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | 0.00× | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | 0.00× | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $11.1M | $55.6M |
| Free Cash FlowOCF − Capex | $10.1M | $54.6M |
| FCF MarginFCF / Revenue | 43.0% | 173.9% |
| Capex IntensityCapex / Revenue | 4.1% | 3.1% |
| Cash ConversionOCF / Net Profit | 3.23× | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $-3.2M | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $11.1M | $55.6M | ||
| Q3 25 | $-275.0K | $1.4M | ||
| Q2 25 | $-23.9M | $6.2M | ||
| Q1 25 | $12.4M | $13.1M | ||
| Q4 24 | $14.8M | $7.2M | ||
| Q3 24 | $-3.2M | $-14.6M | ||
| Q2 24 | $-1.0M | $-2.6M | ||
| Q1 24 | $11.7M | $1.5M |
| Q4 25 | $10.1M | $54.6M | ||
| Q3 25 | $-1.3M | $786.0K | ||
| Q2 25 | $-24.4M | $5.9M | ||
| Q1 25 | $12.3M | $12.9M | ||
| Q4 24 | $14.5M | $4.5M | ||
| Q3 24 | $-3.3M | $-15.0M | ||
| Q2 24 | $-1.4M | $-2.6M | ||
| Q1 24 | $11.7M | $-315.0K |
| Q4 25 | 43.0% | 173.9% | ||
| Q3 25 | -6.8% | 2.9% | ||
| Q2 25 | -90.4% | 22.4% | ||
| Q1 25 | 32.2% | 52.6% | ||
| Q4 24 | 46.1% | 19.7% | ||
| Q3 24 | -15.8% | -74.1% | ||
| Q2 24 | -5.6% | -13.0% | ||
| Q1 24 | 28.7% | -1.5% |
| Q4 25 | 4.1% | 3.1% | ||
| Q3 25 | 5.4% | 2.3% | ||
| Q2 25 | 1.8% | 1.0% | ||
| Q1 25 | 0.4% | 0.6% | ||
| Q4 24 | 1.0% | 11.9% | ||
| Q3 24 | 0.4% | 2.0% | ||
| Q2 24 | 1.5% | 0.3% | ||
| Q1 24 | 0.0% | 8.7% |
| Q4 25 | 3.23× | 5.48× | ||
| Q3 25 | -0.14× | 0.21× | ||
| Q2 25 | -6.24× | 1.01× | ||
| Q1 25 | 2.04× | 2.20× | ||
| Q4 24 | 3.88× | 2.46× | ||
| Q3 24 | -2.22× | -5.99× | ||
| Q2 24 | -0.41× | -0.80× | ||
| Q1 24 | 1.87× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
