vs
Side-by-side financial comparison of GUESS INC (GES) and Primerica, Inc. (PRI). Click either name above to swap in a different company.
Primerica, Inc. is the larger business by last-quarter revenue ($853.7M vs $791.4M, roughly 1.1× GUESS INC). Primerica, Inc. runs the higher net margin — 23.1% vs 3.2%, a 19.8% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 7.2%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs -5.8%).
Guess?, Inc. is an American clothing company, notable for its black-and-white advertisements. It licenses its brand on other fashion accessories, such as watches, jewelry, perfumes, bags and shoes.
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
GES vs PRI — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $791.4M | $853.7M |
| Net Profit | $25.6M | $197.0M |
| Gross Margin | 42.5% | — |
| Operating Margin | 2.9% | 28.9% |
| Net Margin | 3.2% | 23.1% |
| Revenue YoY | 7.2% | 11.0% |
| Net Profit YoY | 209.6% | 17.9% |
| EPS (diluted) | $0.48 | $6.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $791.4M | $853.7M | ||
| Q3 25 | $772.9M | $839.9M | ||
| Q2 25 | $647.8M | $793.3M | ||
| Q1 25 | $932.3M | $804.8M | ||
| Q4 24 | $738.5M | $768.8M | ||
| Q3 24 | $732.6M | $774.1M | ||
| Q2 24 | $591.9M | $803.4M | ||
| Q1 24 | $891.0M | $742.8M |
| Q4 25 | $25.6M | $197.0M | ||
| Q3 25 | $6.2M | $206.8M | ||
| Q2 25 | $-32.9M | $178.3M | ||
| Q1 25 | $81.4M | $169.1M | ||
| Q4 24 | $-23.4M | $167.1M | ||
| Q3 24 | $-10.6M | $164.4M | ||
| Q2 24 | $13.0M | $1.2M | ||
| Q1 24 | $115.3M | $137.9M |
| Q4 25 | 42.5% | — | ||
| Q3 25 | 42.5% | — | ||
| Q2 25 | 39.9% | — | ||
| Q1 25 | 44.1% | — | ||
| Q4 24 | 43.6% | — | ||
| Q3 24 | 43.7% | — | ||
| Q2 24 | 41.9% | 98.0% | ||
| Q1 24 | 45.4% | 98.2% |
| Q4 25 | 2.9% | 28.9% | ||
| Q3 25 | 2.3% | 32.3% | ||
| Q2 25 | -5.1% | 29.6% | ||
| Q1 25 | 11.1% | 27.5% | ||
| Q4 24 | 5.7% | 64.7% | ||
| Q3 24 | 6.5% | 32.9% | ||
| Q2 24 | -3.4% | 1.0% | ||
| Q1 24 | 16.3% | 24.1% |
| Q4 25 | 3.2% | 23.1% | ||
| Q3 25 | 0.8% | 24.6% | ||
| Q2 25 | -5.1% | 22.5% | ||
| Q1 25 | 8.7% | 21.0% | ||
| Q4 24 | -3.2% | 21.7% | ||
| Q3 24 | -1.4% | 21.2% | ||
| Q2 24 | 2.2% | 0.1% | ||
| Q1 24 | 12.9% | 18.6% |
| Q4 25 | $0.48 | $6.11 | ||
| Q3 25 | $0.12 | $6.35 | ||
| Q2 25 | $-0.65 | $5.40 | ||
| Q1 25 | $1.29 | $5.05 | ||
| Q4 24 | $-0.47 | $4.92 | ||
| Q3 24 | $-0.28 | $4.83 | ||
| Q2 24 | $0.23 | $0.03 | ||
| Q1 24 | $1.90 | $3.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $154.2M | $756.2M |
| Total DebtLower is stronger | $299.5M | — |
| Stockholders' EquityBook value | $508.5M | $2.4B |
| Total Assets | $3.0B | $15.0B |
| Debt / EquityLower = less leverage | 0.59× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $154.2M | $756.2M | ||
| Q3 25 | $189.6M | $644.9M | ||
| Q2 25 | $151.2M | $621.2M | ||
| Q1 25 | $187.7M | $625.1M | ||
| Q4 24 | $140.9M | $687.8M | ||
| Q3 24 | $218.9M | $550.1M | ||
| Q2 24 | $241.7M | $627.3M | ||
| Q1 24 | $360.3M | $593.4M |
| Q4 25 | $299.5M | — | ||
| Q3 25 | $258.4M | — | ||
| Q2 25 | $241.7M | — | ||
| Q1 25 | $150.7M | — | ||
| Q4 24 | $238.3M | — | ||
| Q3 24 | $187.8M | — | ||
| Q2 24 | $196.9M | — | ||
| Q1 24 | $28.2M | — |
| Q4 25 | $508.5M | $2.4B | ||
| Q3 25 | $487.6M | $2.3B | ||
| Q2 25 | $483.6M | $2.3B | ||
| Q1 25 | $505.0M | $2.3B | ||
| Q4 24 | $450.7M | $2.3B | ||
| Q3 24 | $491.2M | $1.9B | ||
| Q2 24 | $565.5M | $2.1B | ||
| Q1 24 | $684.9M | $2.2B |
| Q4 25 | $3.0B | $15.0B | ||
| Q3 25 | $3.0B | $14.8B | ||
| Q2 25 | $2.9B | $14.8B | ||
| Q1 25 | $2.8B | $14.6B | ||
| Q4 24 | $2.8B | $14.6B | ||
| Q3 24 | $2.8B | $14.8B | ||
| Q2 24 | $2.7B | $14.6B | ||
| Q1 24 | $2.6B | $14.9B |
| Q4 25 | 0.59× | — | ||
| Q3 25 | 0.53× | — | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | 0.53× | — | ||
| Q3 24 | 0.38× | — | ||
| Q2 24 | 0.35× | — | ||
| Q1 24 | 0.04× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-39.5M | $338.2M |
| Free Cash FlowOCF − Capex | $-56.3M | — |
| FCF MarginFCF / Revenue | -7.1% | — |
| Capex IntensityCapex / Revenue | 2.1% | — |
| Cash ConversionOCF / Net Profit | -1.54× | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | $62.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-39.5M | $338.2M | ||
| Q3 25 | $74.9M | $202.9M | ||
| Q2 25 | $-73.4M | $162.6M | ||
| Q1 25 | $183.2M | $197.5M | ||
| Q4 24 | $-83.3M | $270.6M | ||
| Q3 24 | $44.7M | $207.3M | ||
| Q2 24 | $-22.9M | $173.3M | ||
| Q1 24 | $289.5M | $210.9M |
| Q4 25 | $-56.3M | — | ||
| Q3 25 | $53.4M | — | ||
| Q2 25 | $-95.3M | — | ||
| Q1 25 | $160.7M | — | ||
| Q4 24 | $-105.4M | — | ||
| Q3 24 | $24.3M | — | ||
| Q2 24 | $-44.0M | — | ||
| Q1 24 | $267.8M | — |
| Q4 25 | -7.1% | — | ||
| Q3 25 | 6.9% | — | ||
| Q2 25 | -14.7% | — | ||
| Q1 25 | 17.2% | — | ||
| Q4 24 | -14.3% | — | ||
| Q3 24 | 3.3% | — | ||
| Q2 24 | -7.4% | — | ||
| Q1 24 | 30.1% | — |
| Q4 25 | 2.1% | — | ||
| Q3 25 | 2.8% | — | ||
| Q2 25 | 3.4% | — | ||
| Q1 25 | 2.4% | — | ||
| Q4 24 | 3.0% | — | ||
| Q3 24 | 2.8% | — | ||
| Q2 24 | 3.6% | — | ||
| Q1 24 | 2.4% | — |
| Q4 25 | -1.54× | 1.72× | ||
| Q3 25 | 12.00× | 0.98× | ||
| Q2 25 | — | 0.91× | ||
| Q1 25 | 2.25× | 1.17× | ||
| Q4 24 | — | 1.62× | ||
| Q3 24 | — | 1.26× | ||
| Q2 24 | -1.76× | 147.98× | ||
| Q1 24 | 2.51× | 1.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GES
| Products | $760.3M | 96% |
| Royalty | $31.1M | 4% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
