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Side-by-side financial comparison of GLOBAL INDUSTRIAL Co (GIC) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
GLOBAL INDUSTRIAL Co is the larger business by last-quarter revenue ($345.6M vs $253.4M, roughly 1.4× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 14.3%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $19.2M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 3.4%).
Global Industrial Company is a Port Washington, New York–based company providing industrial and MRO products through a system of branded e-Commerce websites and relationship marketers in North America. The primary brand is Global Industrial.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
GIC vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $345.6M | $253.4M |
| Net Profit | $14.6M | — |
| Gross Margin | 34.5% | — |
| Operating Margin | 5.7% | 28.7% |
| Net Margin | 4.2% | — |
| Revenue YoY | 14.3% | 62.7% |
| Net Profit YoY | 36.4% | — |
| EPS (diluted) | $0.37 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $345.6M | $253.4M | ||
| Q3 25 | $353.6M | $244.7M | ||
| Q2 25 | $358.9M | $203.3M | ||
| Q1 25 | $321.0M | $174.6M | ||
| Q4 24 | $302.3M | $155.8M | ||
| Q3 24 | $342.4M | $148.5M | ||
| Q2 24 | $347.8M | $131.1M | ||
| Q1 24 | $323.4M | $118.5M |
| Q4 25 | $14.6M | — | ||
| Q3 25 | $18.8M | $51.5M | ||
| Q2 25 | $25.1M | $46.5M | ||
| Q1 25 | $13.6M | $42.9M | ||
| Q4 24 | $10.7M | — | ||
| Q3 24 | $16.8M | $30.5M | ||
| Q2 24 | $20.3M | $25.7M | ||
| Q1 24 | $13.2M | $26.4M |
| Q4 25 | 34.5% | — | ||
| Q3 25 | 35.6% | — | ||
| Q2 25 | 37.1% | — | ||
| Q1 25 | 34.9% | — | ||
| Q4 24 | 33.8% | — | ||
| Q3 24 | 34.0% | — | ||
| Q2 24 | 35.2% | — | ||
| Q1 24 | 34.3% | — |
| Q4 25 | 5.7% | 28.7% | ||
| Q3 25 | 7.4% | 27.4% | ||
| Q2 25 | 9.3% | 29.5% | ||
| Q1 25 | 5.7% | 30.8% | ||
| Q4 24 | 4.8% | 28.9% | ||
| Q3 24 | 6.5% | 25.9% | ||
| Q2 24 | 7.6% | 25.5% | ||
| Q1 24 | 5.4% | 29.0% |
| Q4 25 | 4.2% | — | ||
| Q3 25 | 5.3% | 21.0% | ||
| Q2 25 | 7.0% | 22.9% | ||
| Q1 25 | 4.2% | 24.6% | ||
| Q4 24 | 3.5% | — | ||
| Q3 24 | 4.9% | 20.5% | ||
| Q2 24 | 5.8% | 19.6% | ||
| Q1 24 | 4.1% | 22.3% |
| Q4 25 | $0.37 | $2.05 | ||
| Q3 25 | $0.48 | $1.87 | ||
| Q2 25 | $0.65 | $1.68 | ||
| Q1 25 | $0.35 | $1.57 | ||
| Q4 24 | $0.28 | $1.29 | ||
| Q3 24 | $0.44 | $1.15 | ||
| Q2 24 | $0.52 | $1.00 | ||
| Q1 24 | $0.34 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $67.5M | $106.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $313.2M | $942.7M |
| Total Assets | $580.8M | $3.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $67.5M | $106.9M | ||
| Q3 25 | $67.2M | $111.7M | ||
| Q2 25 | $55.1M | $81.3M | ||
| Q1 25 | $39.0M | $119.3M | ||
| Q4 24 | $44.6M | $80.4M | ||
| Q3 24 | $38.9M | $86.5M | ||
| Q2 24 | $38.8M | $47.8M | ||
| Q1 24 | $29.9M | $61.4M |
| Q4 25 | $313.2M | $942.7M | ||
| Q3 25 | $316.0M | $878.1M | ||
| Q2 25 | $305.2M | $847.2M | ||
| Q1 25 | $287.9M | $790.4M | ||
| Q4 24 | $281.1M | $729.0M | ||
| Q3 24 | $279.2M | $703.3M | ||
| Q2 24 | $270.4M | $532.6M | ||
| Q1 24 | $260.2M | $501.7M |
| Q4 25 | $580.8M | $3.1B | ||
| Q3 25 | $602.5M | $2.9B | ||
| Q2 25 | $586.5M | $2.8B | ||
| Q1 25 | $536.7M | $2.4B | ||
| Q4 24 | $520.7M | $2.3B | ||
| Q3 24 | $531.6M | $2.3B | ||
| Q2 24 | $542.5M | $2.0B | ||
| Q1 24 | $517.4M | $1.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $20.0M | $409.1M |
| Free Cash FlowOCF − Capex | $19.2M | $409.0M |
| FCF MarginFCF / Revenue | 5.6% | 161.4% |
| Capex IntensityCapex / Revenue | 0.2% | 0.1% |
| Cash ConversionOCF / Net Profit | 1.37× | — |
| TTM Free Cash FlowTrailing 4 quarters | $74.7M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $20.0M | $409.1M | ||
| Q3 25 | $22.7M | $83.6M | ||
| Q2 25 | $31.7M | $120.9M | ||
| Q1 25 | $3.4M | $87.2M | ||
| Q4 24 | $15.9M | $261.2M | ||
| Q3 24 | $9.6M | $100.3M | ||
| Q2 24 | $18.8M | $55.1M | ||
| Q1 24 | $6.4M | $33.1M |
| Q4 25 | $19.2M | $409.0M | ||
| Q3 25 | $22.0M | $83.6M | ||
| Q2 25 | $30.3M | $120.8M | ||
| Q1 25 | $3.2M | $87.1M | ||
| Q4 24 | $15.2M | $260.9M | ||
| Q3 24 | $8.7M | $100.1M | ||
| Q2 24 | $17.9M | — | ||
| Q1 24 | $5.1M | — |
| Q4 25 | 5.6% | 161.4% | ||
| Q3 25 | 6.2% | 34.2% | ||
| Q2 25 | 8.4% | 59.4% | ||
| Q1 25 | 1.0% | 49.9% | ||
| Q4 24 | 5.0% | 167.5% | ||
| Q3 24 | 2.5% | 67.4% | ||
| Q2 24 | 5.1% | — | ||
| Q1 24 | 1.6% | — |
| Q4 25 | 0.2% | 0.1% | ||
| Q3 25 | 0.2% | 0.0% | ||
| Q2 25 | 0.4% | 0.0% | ||
| Q1 25 | 0.1% | 0.0% | ||
| Q4 24 | 0.2% | 0.2% | ||
| Q3 24 | 0.3% | 0.1% | ||
| Q2 24 | 0.3% | 0.0% | ||
| Q1 24 | 0.4% | 0.0% |
| Q4 25 | 1.37× | — | ||
| Q3 25 | 1.21× | 1.63× | ||
| Q2 25 | 1.26× | 2.60× | ||
| Q1 25 | 0.25× | 2.03× | ||
| Q4 24 | 1.49× | — | ||
| Q3 24 | 0.57× | 3.29× | ||
| Q2 24 | 0.93× | 2.14× | ||
| Q1 24 | 0.48× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
