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Side-by-side financial comparison of GoPro, Inc. (GPRO) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $201.7M, roughly 1.3× GoPro, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 0.4%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $15.0M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 13.9%).
GoPro, Inc. is an American technology company founded in 2002 by Nick Woodman. It manufactures action cameras and develops its own mobile apps and video-editing software. Founded as Woodman Labs, Inc, the company is based in San Mateo, California.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
GPRO vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $201.7M | $253.4M |
| Net Profit | — | — |
| Gross Margin | 31.8% | — |
| Operating Margin | -4.1% | 28.7% |
| Net Margin | — | — |
| Revenue YoY | 0.4% | 62.7% |
| Net Profit YoY | — | — |
| EPS (diluted) | $-0.06 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $201.7M | $253.4M | ||
| Q3 25 | $162.9M | $244.7M | ||
| Q2 25 | $152.6M | $203.3M | ||
| Q1 25 | $134.3M | $174.6M | ||
| Q4 24 | $200.9M | $155.8M | ||
| Q3 24 | $258.9M | $148.5M | ||
| Q2 24 | $186.2M | $131.1M | ||
| Q1 24 | $155.5M | $118.5M |
| Q4 25 | — | — | ||
| Q3 25 | $-21.3M | $51.5M | ||
| Q2 25 | $-16.4M | $46.5M | ||
| Q1 25 | $-46.7M | $42.9M | ||
| Q4 24 | — | — | ||
| Q3 24 | $-8.2M | $30.5M | ||
| Q2 24 | $-47.8M | $25.7M | ||
| Q1 24 | $-339.1M | $26.4M |
| Q4 25 | 31.8% | — | ||
| Q3 25 | 35.1% | — | ||
| Q2 25 | 35.8% | — | ||
| Q1 25 | 32.1% | — | ||
| Q4 24 | 34.7% | — | ||
| Q3 24 | 35.5% | — | ||
| Q2 24 | 30.5% | — | ||
| Q1 24 | 34.1% | — |
| Q4 25 | -4.1% | 28.7% | ||
| Q3 25 | -9.8% | 27.4% | ||
| Q2 25 | -9.2% | 29.5% | ||
| Q1 25 | -33.7% | 30.8% | ||
| Q4 24 | -19.5% | 28.9% | ||
| Q3 24 | -3.1% | 25.9% | ||
| Q2 24 | -25.0% | 25.5% | ||
| Q1 24 | -26.6% | 29.0% |
| Q4 25 | — | — | ||
| Q3 25 | -13.0% | 21.0% | ||
| Q2 25 | -10.8% | 22.9% | ||
| Q1 25 | -34.8% | 24.6% | ||
| Q4 24 | — | — | ||
| Q3 24 | -3.2% | 20.5% | ||
| Q2 24 | -25.7% | 19.6% | ||
| Q1 24 | -218.1% | 22.3% |
| Q4 25 | $-0.06 | $2.05 | ||
| Q3 25 | $-0.13 | $1.87 | ||
| Q2 25 | $-0.10 | $1.68 | ||
| Q1 25 | $-0.30 | $1.57 | ||
| Q4 24 | $-0.22 | $1.29 | ||
| Q3 24 | $-0.05 | $1.15 | ||
| Q2 24 | $-0.31 | $1.00 | ||
| Q1 24 | $-2.24 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $49.7M | $106.9M |
| Total DebtLower is stronger | $44.3M | — |
| Stockholders' EquityBook value | $76.5M | $942.7M |
| Total Assets | $428.0M | $3.1B |
| Debt / EquityLower = less leverage | 0.58× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $49.7M | $106.9M | ||
| Q3 25 | $152.8M | $111.7M | ||
| Q2 25 | $58.6M | $81.3M | ||
| Q1 25 | $69.6M | $119.3M | ||
| Q4 24 | $102.8M | $80.4M | ||
| Q3 24 | $130.2M | $86.5M | ||
| Q2 24 | $133.0M | $47.8M | ||
| Q1 24 | $133.7M | $61.4M |
| Q4 25 | $44.3M | — | ||
| Q3 25 | $43.9M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | $93.1M | — | ||
| Q2 24 | $92.9M | — | ||
| Q1 24 | $92.7M | — |
| Q4 25 | $76.5M | $942.7M | ||
| Q3 25 | $80.5M | $878.1M | ||
| Q2 25 | $97.9M | $847.2M | ||
| Q1 25 | $110.0M | $790.4M | ||
| Q4 24 | $151.7M | $729.0M | ||
| Q3 24 | $183.9M | $703.3M | ||
| Q2 24 | $184.7M | $532.6M | ||
| Q1 24 | $224.9M | $501.7M |
| Q4 25 | $428.0M | $3.1B | ||
| Q3 25 | $538.6M | $2.9B | ||
| Q2 25 | $439.0M | $2.8B | ||
| Q1 25 | $462.5M | $2.4B | ||
| Q4 24 | $543.7M | $2.3B | ||
| Q3 24 | $661.6M | $2.3B | ||
| Q2 24 | $556.8M | $2.0B | ||
| Q1 24 | $575.8M | $1.9B |
| Q4 25 | 0.58× | — | ||
| Q3 25 | 0.55× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.51× | — | ||
| Q2 24 | 0.50× | — | ||
| Q1 24 | 0.41× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $15.6M | $409.1M |
| Free Cash FlowOCF − Capex | $15.0M | $409.0M |
| FCF MarginFCF / Revenue | 7.4% | 161.4% |
| Capex IntensityCapex / Revenue | 0.3% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-24.0M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $15.6M | $409.1M | ||
| Q3 25 | $12.2M | $83.6M | ||
| Q2 25 | $8.8M | $120.9M | ||
| Q1 25 | $-57.2M | $87.2M | ||
| Q4 24 | $-25.1M | $261.2M | ||
| Q3 24 | $-2.2M | $100.3M | ||
| Q2 24 | $605.0K | $55.1M | ||
| Q1 24 | $-98.4M | $33.1M |
| Q4 25 | $15.0M | $409.0M | ||
| Q3 25 | $11.2M | $83.6M | ||
| Q2 25 | $8.3M | $120.8M | ||
| Q1 25 | $-58.5M | $87.1M | ||
| Q4 24 | $-25.5M | $260.9M | ||
| Q3 24 | $-4.2M | $100.1M | ||
| Q2 24 | $-111.0K | — | ||
| Q1 24 | $-99.4M | — |
| Q4 25 | 7.4% | 161.4% | ||
| Q3 25 | 6.9% | 34.2% | ||
| Q2 25 | 5.4% | 59.4% | ||
| Q1 25 | -43.5% | 49.9% | ||
| Q4 24 | -12.7% | 167.5% | ||
| Q3 24 | -1.6% | 67.4% | ||
| Q2 24 | -0.1% | — | ||
| Q1 24 | -63.9% | — |
| Q4 25 | 0.3% | 0.1% | ||
| Q3 25 | 0.6% | 0.0% | ||
| Q2 25 | 0.3% | 0.0% | ||
| Q1 25 | 1.0% | 0.0% | ||
| Q4 24 | 0.2% | 0.2% | ||
| Q3 24 | 0.8% | 0.1% | ||
| Q2 24 | 0.4% | 0.0% | ||
| Q1 24 | 0.6% | 0.0% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.63× | ||
| Q2 25 | — | 2.60× | ||
| Q1 25 | — | 2.03× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.29× | ||
| Q2 24 | — | 2.14× | ||
| Q1 24 | — | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
GPRO
| Subscription And Services | $106.3M | 53% |
| Other | $95.4M | 47% |
PLMR
Segment breakdown not available.
