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Side-by-side financial comparison of GSI TECHNOLOGY INC (GSIT) and UNITED BANCORP INC (UBCP). Click either name above to swap in a different company.

UNITED BANCORP INC is the larger business by last-quarter revenue ($6.9M vs $6.1M, roughly 1.1× GSI TECHNOLOGY INC). UNITED BANCORP INC runs the higher net margin — 29.6% vs -49.7%, a 79.3% gap on every dollar of revenue. On growth, GSI TECHNOLOGY INC posted the faster year-over-year revenue change (12.2% vs 8.6%). UNITED BANCORP INC produced more free cash flow last quarter ($-1.3M vs $-8.2M). Over the past eight quarters, GSI TECHNOLOGY INC's revenue compounded faster (8.6% CAGR vs -0.7%).

Triad GSI is an American voting machine vendor based in Xenia, Ohio. Their main products are election-related computer hardware and software for counting ballots, as well as voter registration.

United Bank was an American bank headquartered in Hartford, Connecticut, and had locations throughout Connecticut, Massachusetts and Rhode Island. The bank was acquired in 2019 by People's United Financial and branches were rebranded or closed.

GSIT vs UBCP — Head-to-Head

Bigger by revenue
UBCP
UBCP
1.1× larger
UBCP
$6.9M
$6.1M
GSIT
Growing faster (revenue YoY)
GSIT
GSIT
+3.6% gap
GSIT
12.2%
8.6%
UBCP
Higher net margin
UBCP
UBCP
79.3% more per $
UBCP
29.6%
-49.7%
GSIT
More free cash flow
UBCP
UBCP
$6.8M more FCF
UBCP
$-1.3M
$-8.2M
GSIT
Faster 2-yr revenue CAGR
GSIT
GSIT
Annualised
GSIT
8.6%
-0.7%
UBCP

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
GSIT
GSIT
UBCP
UBCP
Revenue
$6.1M
$6.9M
Net Profit
$-3.0M
$2.0M
Gross Margin
52.7%
Operating Margin
-113.7%
28.7%
Net Margin
-49.7%
29.6%
Revenue YoY
12.2%
8.6%
Net Profit YoY
25.0%
10.1%
EPS (diluted)
$-0.09
$0.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
GSIT
GSIT
UBCP
UBCP
Q4 25
$6.1M
$6.9M
Q3 25
$6.4M
$8.1M
Q2 25
$6.3M
$8.0M
Q1 25
$5.9M
$7.5M
Q4 24
$5.4M
$6.3M
Q3 24
$4.5M
$7.4M
Q2 24
$4.7M
$7.4M
Q1 24
$5.2M
$7.0M
Net Profit
GSIT
GSIT
UBCP
UBCP
Q4 25
$-3.0M
$2.0M
Q3 25
$-3.2M
$1.9M
Q2 25
$-2.2M
$1.9M
Q1 25
$-2.2M
$1.9M
Q4 24
$-4.0M
$1.8M
Q3 24
$-5.5M
$1.8M
Q2 24
$1.1M
$1.7M
Q1 24
$-4.3M
$2.0M
Gross Margin
GSIT
GSIT
UBCP
UBCP
Q4 25
52.7%
Q3 25
54.8%
Q2 25
58.1%
Q1 25
56.1%
Q4 24
54.0%
Q3 24
38.6%
Q2 24
46.3%
Q1 24
51.6%
Operating Margin
GSIT
GSIT
UBCP
UBCP
Q4 25
-113.7%
28.7%
Q3 25
-49.5%
23.7%
Q2 25
-34.6%
24.2%
Q1 25
-38.7%
24.5%
Q4 24
-74.9%
28.1%
Q3 24
-122.7%
23.9%
Q2 24
23.1%
21.8%
Q1 24
-87.6%
30.7%
Net Margin
GSIT
GSIT
UBCP
UBCP
Q4 25
-49.7%
29.6%
Q3 25
-49.4%
23.9%
Q2 25
-35.3%
24.0%
Q1 25
-37.9%
24.9%
Q4 24
-74.4%
29.1%
Q3 24
-120.0%
24.7%
Q2 24
23.1%
23.6%
Q1 24
-83.9%
28.5%
EPS (diluted)
GSIT
GSIT
UBCP
UBCP
Q4 25
$-0.09
$0.35
Q3 25
$-0.11
$0.34
Q2 25
$-0.08
$0.33
Q1 25
$-0.09
$0.32
Q4 24
$-0.16
$0.31
Q3 24
$-0.21
$0.31
Q2 24
$0.04
$0.30
Q1 24
$-0.17
$0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
GSIT
GSIT
UBCP
UBCP
Cash + ST InvestmentsLiquidity on hand
$70.7M
$46.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$83.6M
$70.5M
Total Assets
$98.5M
$857.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
GSIT
GSIT
UBCP
UBCP
Q4 25
$70.7M
$46.5M
Q3 25
$25.3M
$45.7M
Q2 25
$22.7M
$49.7M
Q1 25
$13.4M
$36.4M
Q4 24
$15.1M
$19.6M
Q3 24
$18.4M
$37.8M
Q2 24
$21.8M
$37.6M
Q1 24
$14.4M
$46.9M
Stockholders' Equity
GSIT
GSIT
UBCP
UBCP
Q4 25
$83.6M
$70.5M
Q3 25
$38.6M
$66.5M
Q2 25
$37.4M
$59.7M
Q1 25
$28.2M
$60.8M
Q4 24
$29.9M
$63.5M
Q3 24
$33.3M
$65.5M
Q2 24
$38.0M
$60.6M
Q1 24
$36.0M
$63.2M
Total Assets
GSIT
GSIT
UBCP
UBCP
Q4 25
$98.5M
$857.4M
Q3 25
$52.0M
$866.8M
Q2 25
$50.5M
$847.9M
Q1 25
$43.3M
$830.7M
Q4 24
$44.1M
$816.7M
Q3 24
$47.4M
$825.5M
Q2 24
$52.3M
$821.8M
Q1 24
$42.5M
$834.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
GSIT
GSIT
UBCP
UBCP
Operating Cash FlowLast quarter
$-7.9M
$10.5M
Free Cash FlowOCF − Capex
$-8.2M
$-1.3M
FCF MarginFCF / Revenue
-134.4%
-19.2%
Capex IntensityCapex / Revenue
4.9%
171.0%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$-12.5M
$-819.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
GSIT
GSIT
UBCP
UBCP
Q4 25
$-7.9M
$10.5M
Q3 25
$-887.0K
$3.2M
Q2 25
$-1.7M
$3.8M
Q1 25
$-1.7M
$1.1M
Q4 24
$-3.6M
$8.4M
Q3 24
$-3.5M
$4.4M
Q2 24
$-4.3M
$-789.0K
Q1 24
$-7.1M
$3.6M
Free Cash Flow
GSIT
GSIT
UBCP
UBCP
Q4 25
$-8.2M
$-1.3M
Q3 25
$-906.0K
$-367.0K
Q2 25
$-1.7M
$1.5M
Q1 25
$-1.7M
$-594.0K
Q4 24
$-3.6M
$-1.2M
Q3 24
$-3.5M
$-1.7M
Q2 24
$-4.3M
$-1.5M
Q1 24
$-7.2M
$223.0K
FCF Margin
GSIT
GSIT
UBCP
UBCP
Q4 25
-134.4%
-19.2%
Q3 25
-14.1%
-4.5%
Q2 25
-27.6%
18.3%
Q1 25
-28.3%
-7.9%
Q4 24
-66.1%
-19.7%
Q3 24
-76.6%
-22.9%
Q2 24
-92.0%
-20.5%
Q1 24
-139.0%
3.2%
Capex Intensity
GSIT
GSIT
UBCP
UBCP
Q4 25
4.9%
171.0%
Q3 25
0.3%
43.7%
Q2 25
0.3%
29.0%
Q1 25
0.1%
22.0%
Q4 24
0.1%
152.8%
Q3 24
0.1%
82.8%
Q2 24
0.7%
9.8%
Q1 24
0.2%
48.6%
Cash Conversion
GSIT
GSIT
UBCP
UBCP
Q4 25
5.14×
Q3 25
1.64×
Q2 25
1.98×
Q1 25
0.57×
Q4 24
4.57×
Q3 24
2.42×
Q2 24
-3.96×
-0.45×
Q1 24
1.81×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

GSIT
GSIT

Distribution$5.6M92%
Other$459.0K8%

UBCP
UBCP

Segment breakdown not available.

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