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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and NATURES SUNSHINE PRODUCTS INC (NATR). Click either name above to swap in a different company.

NATURES SUNSHINE PRODUCTS INC is the larger business by last-quarter revenue ($123.8M vs $71.2M, roughly 1.7× HANMI FINANCIAL CORP). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs 3.3%, a 26.5% gap on every dollar of revenue. On growth, HANMI FINANCIAL CORP posted the faster year-over-year revenue change (17.1% vs 4.7%). HANMI FINANCIAL CORP produced more free cash flow last quarter ($203.7M vs $7.6M). Over the past eight quarters, HANMI FINANCIAL CORP's revenue compounded faster (10.4% CAGR vs 5.6%).

Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.

Nature's Sunshine Products, Inc. also known as "NSP", is a manufacturer of dietary supplements, including herbs, vitamins, minerals, and personal care products. It is based in Lehi, Utah, with a manufacturing facility in Spanish Fork, Utah.

HAFC vs NATR — Head-to-Head

Bigger by revenue
NATR
NATR
1.7× larger
NATR
$123.8M
$71.2M
HAFC
Growing faster (revenue YoY)
HAFC
HAFC
+12.3% gap
HAFC
17.1%
4.7%
NATR
Higher net margin
HAFC
HAFC
26.5% more per $
HAFC
29.8%
3.3%
NATR
More free cash flow
HAFC
HAFC
$196.1M more FCF
HAFC
$203.7M
$7.6M
NATR
Faster 2-yr revenue CAGR
HAFC
HAFC
Annualised
HAFC
10.4%
5.6%
NATR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HAFC
HAFC
NATR
NATR
Revenue
$71.2M
$123.8M
Net Profit
$21.2M
$4.1M
Gross Margin
72.5%
Operating Margin
29.8%
4.3%
Net Margin
29.8%
3.3%
Revenue YoY
17.1%
4.7%
Net Profit YoY
20.0%
1379.4%
EPS (diluted)
$0.70
$0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HAFC
HAFC
NATR
NATR
Q4 25
$71.2M
$123.8M
Q3 25
$71.0M
$128.3M
Q2 25
$65.2M
$114.8M
Q1 25
$62.8M
$113.2M
Q4 24
$60.8M
$118.2M
Q3 24
$58.5M
$114.6M
Q2 24
$56.7M
$110.6M
Q1 24
$58.4M
$111.0M
Net Profit
HAFC
HAFC
NATR
NATR
Q4 25
$21.2M
$4.1M
Q3 25
$22.1M
$5.3M
Q2 25
$15.1M
$5.3M
Q1 25
$17.7M
$4.7M
Q4 24
$17.7M
$-321.0K
Q3 24
$14.9M
$4.3M
Q2 24
$14.5M
$1.3M
Q1 24
$15.2M
$2.3M
Gross Margin
HAFC
HAFC
NATR
NATR
Q4 25
72.5%
Q3 25
73.3%
Q2 25
71.7%
Q1 25
72.1%
Q4 24
72.0%
Q3 24
71.3%
Q2 24
71.4%
Q1 24
71.2%
Operating Margin
HAFC
HAFC
NATR
NATR
Q4 25
29.8%
4.3%
Q3 25
31.1%
7.0%
Q2 25
23.2%
3.7%
Q1 25
28.1%
5.4%
Q4 24
29.1%
3.8%
Q3 24
25.5%
4.6%
Q2 24
25.5%
5.1%
Q1 24
26.0%
4.2%
Net Margin
HAFC
HAFC
NATR
NATR
Q4 25
29.8%
3.3%
Q3 25
31.1%
4.2%
Q2 25
23.2%
4.6%
Q1 25
28.1%
4.2%
Q4 24
29.1%
-0.3%
Q3 24
25.5%
3.8%
Q2 24
25.5%
1.2%
Q1 24
26.0%
2.1%
EPS (diluted)
HAFC
HAFC
NATR
NATR
Q4 25
$0.70
$0.23
Q3 25
$0.73
$0.30
Q2 25
$0.50
$0.28
Q1 25
$0.58
$0.25
Q4 24
$0.58
$-0.02
Q3 24
$0.49
$0.23
Q2 24
$0.48
$0.07
Q1 24
$0.50
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HAFC
HAFC
NATR
NATR
Cash + ST InvestmentsLiquidity on hand
$93.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$796.4M
$161.6M
Total Assets
$7.9B
$261.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HAFC
HAFC
NATR
NATR
Q4 25
$93.9M
Q3 25
$95.6M
Q2 25
$81.3M
Q1 25
$86.5M
Q4 24
$84.7M
Q3 24
$78.7M
Q2 24
$68.7M
Q1 24
$77.8M
Total Debt
HAFC
HAFC
NATR
NATR
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$2.1M
Stockholders' Equity
HAFC
HAFC
NATR
NATR
Q4 25
$796.4M
$161.6M
Q3 25
$779.5M
$166.7M
Q2 25
$762.8M
$163.7M
Q1 25
$751.5M
$167.1M
Q4 24
$732.2M
$161.0M
Q3 24
$736.7M
$162.6M
Q2 24
$707.1M
$156.4M
Q1 24
$703.1M
$159.7M
Total Assets
HAFC
HAFC
NATR
NATR
Q4 25
$7.9B
$261.1M
Q3 25
$7.9B
$264.8M
Q2 25
$7.9B
$254.9M
Q1 25
$7.7B
$252.7M
Q4 24
$7.7B
$240.9M
Q3 24
$7.7B
$245.3M
Q2 24
$7.6B
$235.8M
Q1 24
$7.5B
$247.3M
Debt / Equity
HAFC
HAFC
NATR
NATR
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
0.01×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HAFC
HAFC
NATR
NATR
Operating Cash FlowLast quarter
$206.0M
$9.9M
Free Cash FlowOCF − Capex
$203.7M
$7.6M
FCF MarginFCF / Revenue
286.2%
6.1%
Capex IntensityCapex / Revenue
3.2%
1.9%
Cash ConversionOCF / Net Profit
9.70×
2.41×
TTM Free Cash FlowTrailing 4 quarters
$356.1M
$28.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HAFC
HAFC
NATR
NATR
Q4 25
$206.0M
$9.9M
Q3 25
$146.9M
$18.5M
Q2 25
$-19.0M
$4.3M
Q1 25
$25.8M
$2.6M
Q4 24
$52.6M
$12.2M
Q3 24
$6.7M
$9.6M
Q2 24
$2.1M
$1.3M
Q1 24
$30.0M
$2.2M
Free Cash Flow
HAFC
HAFC
NATR
NATR
Q4 25
$203.7M
$7.6M
Q3 25
$146.4M
$16.8M
Q2 25
$-19.6M
$3.0M
Q1 25
$25.6M
$1.5M
Q4 24
$49.9M
$10.0M
Q3 24
$6.5M
$7.9M
Q2 24
$1.3M
$-2.0M
Q1 24
$29.2M
$-1.5M
FCF Margin
HAFC
HAFC
NATR
NATR
Q4 25
286.2%
6.1%
Q3 25
206.3%
13.1%
Q2 25
-30.0%
2.6%
Q1 25
40.7%
1.3%
Q4 24
82.1%
8.5%
Q3 24
11.1%
6.9%
Q2 24
2.3%
-1.9%
Q1 24
50.0%
-1.4%
Capex Intensity
HAFC
HAFC
NATR
NATR
Q4 25
3.2%
1.9%
Q3 25
0.8%
1.3%
Q2 25
0.9%
1.2%
Q1 25
0.4%
1.0%
Q4 24
4.3%
1.9%
Q3 24
0.4%
1.5%
Q2 24
1.4%
3.0%
Q1 24
1.4%
3.3%
Cash Conversion
HAFC
HAFC
NATR
NATR
Q4 25
9.70×
2.41×
Q3 25
6.66×
3.46×
Q2 25
-1.26×
0.81×
Q1 25
1.46×
0.55×
Q4 24
2.97×
Q3 24
0.45×
2.21×
Q2 24
0.14×
0.97×
Q1 24
1.98×
0.94×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HAFC
HAFC

Segment breakdown not available.

NATR
NATR

Other$68.1M55%
General Health Products$20.2M16%
Digestive Products$13.8M11%
Cardiovascular Products$12.1M10%
Personal Care Products$4.4M4%
Immunity Products$3.1M3%
Weight Management Products$2.1M2%

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