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Side-by-side financial comparison of HANMI FINANCIAL CORP (HAFC) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.
HANMI FINANCIAL CORP is the larger business by last-quarter revenue ($71.2M vs $50.3M, roughly 1.4× READING INTERNATIONAL INC). HANMI FINANCIAL CORP runs the higher net margin — 29.8% vs -5.1%, a 34.9% gap on every dollar of revenue. On growth, HANMI FINANCIAL CORP posted the faster year-over-year revenue change (17.1% vs -14.2%). HANMI FINANCIAL CORP produced more free cash flow last quarter ($203.7M vs $4.1M). Over the past eight quarters, HANMI FINANCIAL CORP's revenue compounded faster (10.4% CAGR vs 5.6%).
Hanmi Bank Corporation is a community bank headquartered in Los Angeles, California, with 35 branches and eight loan production offices in California, Texas, Illinois, New York, New Jersey and Virginia.
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
HAFC vs RDI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $71.2M | $50.3M |
| Net Profit | $21.2M | $-2.6M |
| Gross Margin | — | — |
| Operating Margin | 29.8% | -1.9% |
| Net Margin | 29.8% | -5.1% |
| Revenue YoY | 17.1% | -14.2% |
| Net Profit YoY | 20.0% | -14.5% |
| EPS (diluted) | $0.70 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $71.2M | $50.3M | ||
| Q3 25 | $71.0M | $52.2M | ||
| Q2 25 | $65.2M | $60.4M | ||
| Q1 25 | $62.8M | $40.2M | ||
| Q4 24 | $60.8M | $58.6M | ||
| Q3 24 | $58.5M | $60.1M | ||
| Q2 24 | $56.7M | $46.8M | ||
| Q1 24 | $58.4M | $45.1M |
| Q4 25 | $21.2M | $-2.6M | ||
| Q3 25 | $22.1M | $-4.2M | ||
| Q2 25 | $15.1M | $-2.7M | ||
| Q1 25 | $17.7M | $-4.8M | ||
| Q4 24 | $17.7M | $-2.2M | ||
| Q3 24 | $14.9M | $-7.0M | ||
| Q2 24 | $14.5M | $-12.8M | ||
| Q1 24 | $15.2M | $-13.2M |
| Q4 25 | 29.8% | -1.9% | ||
| Q3 25 | 31.1% | -0.6% | ||
| Q2 25 | 23.2% | 4.8% | ||
| Q1 25 | 28.1% | -17.2% | ||
| Q4 24 | 29.1% | 2.6% | ||
| Q3 24 | 25.5% | -0.6% | ||
| Q2 24 | 25.5% | -16.4% | ||
| Q1 24 | 26.0% | -16.7% |
| Q4 25 | 29.8% | -5.1% | ||
| Q3 25 | 31.1% | -8.0% | ||
| Q2 25 | 23.2% | -4.4% | ||
| Q1 25 | 28.1% | -11.8% | ||
| Q4 24 | 29.1% | -3.8% | ||
| Q3 24 | 25.5% | -11.7% | ||
| Q2 24 | 25.5% | -27.4% | ||
| Q1 24 | 26.0% | -29.4% |
| Q4 25 | $0.70 | $-0.11 | ||
| Q3 25 | $0.73 | $-0.18 | ||
| Q2 25 | $0.50 | $-0.12 | ||
| Q1 25 | $0.58 | $-0.21 | ||
| Q4 24 | $0.58 | $-0.11 | ||
| Q3 24 | $0.49 | $-0.31 | ||
| Q2 24 | $0.48 | $-0.57 | ||
| Q1 24 | $0.50 | $-0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $10.5M |
| Total DebtLower is stronger | — | $185.1M |
| Stockholders' EquityBook value | $796.4M | $-18.2M |
| Total Assets | $7.9B | $434.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $796.4M | $-18.2M | ||
| Q3 25 | $779.5M | $-12.1M | ||
| Q2 25 | $762.8M | $-7.7M | ||
| Q1 25 | $751.5M | $-8.1M | ||
| Q4 24 | $732.2M | $-4.4M | ||
| Q3 24 | $736.7M | $1.6M | ||
| Q2 24 | $707.1M | $6.5M | ||
| Q1 24 | $703.1M | $18.0M |
| Q4 25 | $7.9B | $434.9M | ||
| Q3 25 | $7.9B | $435.2M | ||
| Q2 25 | $7.9B | $438.1M | ||
| Q1 25 | $7.7B | $441.0M | ||
| Q4 24 | $7.7B | $471.0M | ||
| Q3 24 | $7.7B | $495.7M | ||
| Q2 24 | $7.6B | $494.9M | ||
| Q1 24 | $7.5B | $494.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.0M | $4.3M |
| Free Cash FlowOCF − Capex | $203.7M | $4.1M |
| FCF MarginFCF / Revenue | 286.2% | 8.2% |
| Capex IntensityCapex / Revenue | 3.2% | 0.3% |
| Cash ConversionOCF / Net Profit | 9.70× | — |
| TTM Free Cash FlowTrailing 4 quarters | $356.1M | $-2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.0M | $4.3M | ||
| Q3 25 | $146.9M | $295.0K | ||
| Q2 25 | $-19.0M | $1.6M | ||
| Q1 25 | $25.8M | $-7.7M | ||
| Q4 24 | $52.6M | $8.0M | ||
| Q3 24 | $6.7M | $1.3M | ||
| Q2 24 | $2.1M | $-10.4M | ||
| Q1 24 | $30.0M | $-2.8M |
| Q4 25 | $203.7M | $4.1M | ||
| Q3 25 | $146.4M | $-246.0K | ||
| Q2 25 | $-19.6M | $1.2M | ||
| Q1 25 | $25.6M | $-8.0M | ||
| Q4 24 | $49.9M | $7.0M | ||
| Q3 24 | $6.5M | $-1.1M | ||
| Q2 24 | $1.3M | $-10.6M | ||
| Q1 24 | $29.2M | $-4.7M |
| Q4 25 | 286.2% | 8.2% | ||
| Q3 25 | 206.3% | -0.5% | ||
| Q2 25 | -30.0% | 1.9% | ||
| Q1 25 | 40.7% | -19.8% | ||
| Q4 24 | 82.1% | 12.0% | ||
| Q3 24 | 11.1% | -1.8% | ||
| Q2 24 | 2.3% | -22.7% | ||
| Q1 24 | 50.0% | -10.4% |
| Q4 25 | 3.2% | 0.3% | ||
| Q3 25 | 0.8% | 1.0% | ||
| Q2 25 | 0.9% | 0.6% | ||
| Q1 25 | 0.4% | 0.6% | ||
| Q4 24 | 4.3% | 1.7% | ||
| Q3 24 | 0.4% | 4.0% | ||
| Q2 24 | 1.4% | 0.5% | ||
| Q1 24 | 1.4% | 4.3% |
| Q4 25 | 9.70× | — | ||
| Q3 25 | 6.66× | — | ||
| Q2 25 | -1.26× | — | ||
| Q1 25 | 1.46× | — | ||
| Q4 24 | 2.97× | — | ||
| Q3 24 | 0.45× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 1.98× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HAFC
Segment breakdown not available.
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
