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Side-by-side financial comparison of HEALTHY CHOICE WELLNESS CORP. (HCWC) and John Marshall Bancorp, Inc. (JMSB). Click either name above to swap in a different company.
HEALTHY CHOICE WELLNESS CORP. is the larger business by last-quarter revenue ($18.7M vs $16.8M, roughly 1.1× John Marshall Bancorp, Inc.). John Marshall Bancorp, Inc. runs the higher net margin — 36.3% vs -8.9%, a 45.2% gap on every dollar of revenue.
John Marshall Bancorp, Inc. is a U.S.-based bank holding company that operates through its wholly owned subsidiary John Marshall Bank. It provides a full suite of commercial and consumer banking products including deposit accounts, commercial loans, residential mortgages, and personal financial services, primarily serving retail customers and small-to-mid-sized businesses across the U.S. Mid-Atlantic region.
HCWC vs JMSB — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $18.7M | $16.8M |
| Net Profit | $-1.7M | $6.1M |
| Gross Margin | 39.1% | — |
| Operating Margin | -7.6% | — |
| Net Margin | -8.9% | 36.3% |
| Revenue YoY | — | — |
| Net Profit YoY | — | 26.8% |
| EPS (diluted) | $-0.05 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $16.8M | ||
| Q4 25 | $18.7M | $16.4M | ||
| Q3 25 | $19.0M | $16.3M | ||
| Q2 25 | $20.2M | $15.4M | ||
| Q1 25 | $20.3M | $14.6M | ||
| Q4 24 | — | $14.3M | ||
| Q3 24 | $18.2M | $13.8M | ||
| Q2 24 | — | $12.6M |
| Q1 26 | — | $6.1M | ||
| Q4 25 | $-1.7M | $5.9M | ||
| Q3 25 | $-1.2M | $5.4M | ||
| Q2 25 | $-339.4K | $5.1M | ||
| Q1 25 | $-712.4K | $4.8M | ||
| Q4 24 | — | $4.8M | ||
| Q3 24 | $-2.7M | $4.2M | ||
| Q2 24 | — | $3.9M |
| Q1 26 | — | — | ||
| Q4 25 | 39.1% | — | ||
| Q3 25 | 38.8% | — | ||
| Q2 25 | 40.1% | — | ||
| Q1 25 | 38.8% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 38.4% | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | -7.6% | 47.4% | ||
| Q3 25 | -3.2% | 42.2% | ||
| Q2 25 | -0.2% | 42.7% | ||
| Q1 25 | -2.0% | 42.4% | ||
| Q4 24 | — | 42.5% | ||
| Q3 24 | -2.0% | 38.8% | ||
| Q2 24 | — | 39.7% |
| Q1 26 | — | 36.3% | ||
| Q4 25 | -8.9% | 36.2% | ||
| Q3 25 | -6.4% | 33.2% | ||
| Q2 25 | -1.7% | 33.1% | ||
| Q1 25 | -3.5% | 32.9% | ||
| Q4 24 | — | 33.3% | ||
| Q3 24 | -14.6% | 30.7% | ||
| Q2 24 | — | 30.9% |
| Q1 26 | — | $0.43 | ||
| Q4 25 | $-0.05 | $0.41 | ||
| Q3 25 | $-0.09 | $0.38 | ||
| Q2 25 | $-0.03 | $0.36 | ||
| Q1 25 | $-0.07 | $0.34 | ||
| Q4 24 | — | $0.33 | ||
| Q3 24 | $-0.29 | $0.30 | ||
| Q2 24 | — | $0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.0M | $150.2M |
| Total DebtLower is stronger | $7.3M | — |
| Stockholders' EquityBook value | $7.3M | $268.1M |
| Total Assets | $33.5M | $2.4B |
| Debt / EquityLower = less leverage | 1.00× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $150.2M | ||
| Q4 25 | $3.0M | $130.0M | ||
| Q3 25 | $3.0M | $163.6M | ||
| Q2 25 | $4.7M | $116.9M | ||
| Q1 25 | $1.8M | $169.1M | ||
| Q4 24 | — | $122.5M | ||
| Q3 24 | $1.8M | $177.2M | ||
| Q2 24 | — | $182.6M |
| Q1 26 | — | — | ||
| Q4 25 | $7.3M | $80.9M | ||
| Q3 25 | $8.5M | $80.9M | ||
| Q2 25 | $9.7M | $80.8M | ||
| Q1 25 | $10.6M | $80.8M | ||
| Q4 24 | — | $80.8M | ||
| Q3 24 | $11.6M | $80.8M | ||
| Q2 24 | — | $24.7M |
| Q1 26 | — | $268.1M | ||
| Q4 25 | $7.3M | $265.6M | ||
| Q3 25 | $5.9M | $259.7M | ||
| Q2 25 | $5.8M | $253.7M | ||
| Q1 25 | $2.1M | $253.0M | ||
| Q4 24 | — | $246.6M | ||
| Q3 24 | $2.9M | $243.1M | ||
| Q2 24 | — | $235.3M |
| Q1 26 | — | $2.4B | ||
| Q4 25 | $33.5M | $2.3B | ||
| Q3 25 | $33.7M | $2.3B | ||
| Q2 25 | $36.4M | $2.3B | ||
| Q1 25 | $34.1M | $2.3B | ||
| Q4 24 | — | $2.2B | ||
| Q3 24 | $33.2M | $2.3B | ||
| Q2 24 | — | $2.3B |
| Q1 26 | — | — | ||
| Q4 25 | 1.00× | 0.30× | ||
| Q3 25 | 1.43× | 0.31× | ||
| Q2 25 | 1.69× | 0.32× | ||
| Q1 25 | 5.01× | 0.32× | ||
| Q4 24 | — | 0.33× | ||
| Q3 24 | 3.95× | 0.33× | ||
| Q2 24 | — | 0.11× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-855.1K | — |
| Free Cash FlowOCF − Capex | $-927.1K | — |
| FCF MarginFCF / Revenue | -5.0% | — |
| Capex IntensityCapex / Revenue | 0.4% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $675.4K | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-855.1K | $22.6M | ||
| Q3 25 | $-308.7K | $1.2M | ||
| Q2 25 | $1.1M | $7.5M | ||
| Q1 25 | $1.1M | $7.0M | ||
| Q4 24 | — | $17.3M | ||
| Q3 24 | — | $1.4M | ||
| Q2 24 | — | $10.2M |
| Q1 26 | — | — | ||
| Q4 25 | $-927.1K | $22.0M | ||
| Q3 25 | $-351.3K | $1.2M | ||
| Q2 25 | $988.6K | $7.4M | ||
| Q1 25 | $965.3K | $6.6M | ||
| Q4 24 | — | $16.8M | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | — | $10.1M |
| Q1 26 | — | — | ||
| Q4 25 | -5.0% | 134.7% | ||
| Q3 25 | -1.8% | 7.3% | ||
| Q2 25 | 4.9% | 47.8% | ||
| Q1 25 | 4.8% | 45.3% | ||
| Q4 24 | — | 116.9% | ||
| Q3 24 | — | 9.5% | ||
| Q2 24 | — | 80.1% |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 3.4% | ||
| Q3 25 | 0.2% | 0.2% | ||
| Q2 25 | 0.4% | 1.0% | ||
| Q1 25 | 0.6% | 2.3% | ||
| Q4 24 | — | 3.4% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 0.4% |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.82× | ||
| Q3 25 | — | 0.23× | ||
| Q2 25 | — | 1.48× | ||
| Q1 25 | — | 1.45× | ||
| Q4 24 | — | 3.61× | ||
| Q3 24 | — | 0.33× | ||
| Q2 24 | — | 2.60× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HCWC
| Retail Grocery | $17.1M | 91% |
| Food Service Restaurant | $1.7M | 9% |
JMSB
| Net Interest Income | $16.5M | 98% |
| Noninterest Income | $284.0K | 2% |
