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Side-by-side financial comparison of HEALTHY CHOICE WELLNESS CORP. (HCWC) and PLUMAS BANCORP (PLBC). Click either name above to swap in a different company.

PLUMAS BANCORP is the larger business by last-quarter revenue ($28.6M vs $18.7M, roughly 1.5× HEALTHY CHOICE WELLNESS CORP.). PLUMAS BANCORP produced more free cash flow last quarter ($20.3M vs $-927.1K).

Plumas Bancorp is a U.S.-based bank holding company operating through its subsidiary Plumas Bank. It provides full-spectrum retail and commercial banking services including deposit products, consumer and commercial loans, small business financing, and wealth management for individual customers, SMEs and local community groups across northern California and Nevada.

HCWC vs PLBC — Head-to-Head

Bigger by revenue
PLBC
PLBC
1.5× larger
PLBC
$28.6M
$18.7M
HCWC
More free cash flow
PLBC
PLBC
$21.2M more FCF
PLBC
$20.3M
$-927.1K
HCWC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HCWC
HCWC
PLBC
PLBC
Revenue
$18.7M
$28.6M
Net Profit
$-1.7M
Gross Margin
39.1%
Operating Margin
-7.6%
48.9%
Net Margin
-8.9%
Revenue YoY
35.1%
Net Profit YoY
EPS (diluted)
$-0.05
$1.56

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HCWC
HCWC
PLBC
PLBC
Q4 25
$18.7M
$28.6M
Q3 25
$19.0M
$27.4M
Q2 25
$20.2M
$20.5M
Q1 25
$20.3M
$21.8M
Q4 24
$21.2M
Q3 24
$18.2M
$21.1M
Q2 24
$20.6M
Q1 24
$19.6M
Net Profit
HCWC
HCWC
PLBC
PLBC
Q4 25
$-1.7M
Q3 25
$-1.2M
$5.1M
Q2 25
$-339.4K
$6.3M
Q1 25
$-712.4K
$7.2M
Q4 24
Q3 24
$-2.7M
$7.8M
Q2 24
$6.8M
Q1 24
$6.3M
Gross Margin
HCWC
HCWC
PLBC
PLBC
Q4 25
39.1%
Q3 25
38.8%
Q2 25
40.1%
Q1 25
38.8%
Q4 24
Q3 24
38.4%
Q2 24
Q1 24
Operating Margin
HCWC
HCWC
PLBC
PLBC
Q4 25
-7.6%
48.9%
Q3 25
-3.2%
25.2%
Q2 25
-0.2%
42.2%
Q1 25
-2.0%
46.1%
Q4 24
50.3%
Q3 24
-2.0%
50.6%
Q2 24
45.1%
Q1 24
42.8%
Net Margin
HCWC
HCWC
PLBC
PLBC
Q4 25
-8.9%
Q3 25
-6.4%
18.8%
Q2 25
-1.7%
30.8%
Q1 25
-3.5%
33.0%
Q4 24
Q3 24
-14.6%
37.1%
Q2 24
32.9%
Q1 24
31.9%
EPS (diluted)
HCWC
HCWC
PLBC
PLBC
Q4 25
$-0.05
$1.56
Q3 25
$-0.09
$0.73
Q2 25
$-0.03
$1.05
Q1 25
$-0.07
$1.20
Q4 24
$1.30
Q3 24
$-0.29
$1.31
Q2 24
$1.14
Q1 24
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HCWC
HCWC
PLBC
PLBC
Cash + ST InvestmentsLiquidity on hand
$3.0M
$80.6M
Total DebtLower is stronger
$7.3M
Stockholders' EquityBook value
$7.3M
$261.1M
Total Assets
$33.5M
$2.2B
Debt / EquityLower = less leverage
1.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HCWC
HCWC
PLBC
PLBC
Q4 25
$3.0M
$80.6M
Q3 25
$3.0M
$87.3M
Q2 25
$4.7M
$79.3M
Q1 25
$1.8M
$87.3M
Q4 24
$82.0M
Q3 24
$1.8M
$118.0M
Q2 24
$109.9M
Q1 24
$128.2M
Total Debt
HCWC
HCWC
PLBC
PLBC
Q4 25
$7.3M
Q3 25
$8.5M
Q2 25
$9.7M
Q1 25
$10.6M
Q4 24
Q3 24
$11.6M
Q2 24
Q1 24
Stockholders' Equity
HCWC
HCWC
PLBC
PLBC
Q4 25
$7.3M
$261.1M
Q3 25
$5.9M
$245.9M
Q2 25
$5.8M
$193.1M
Q1 25
$2.1M
$187.6M
Q4 24
$177.9M
Q3 24
$2.9M
$181.9M
Q2 24
$165.2M
Q1 24
$161.5M
Total Assets
HCWC
HCWC
PLBC
PLBC
Q4 25
$33.5M
$2.2B
Q3 25
$33.7M
$2.2B
Q2 25
$36.4M
$1.6B
Q1 25
$34.1M
$1.6B
Q4 24
$1.6B
Q3 24
$33.2M
$1.7B
Q2 24
$1.6B
Q1 24
$1.6B
Debt / Equity
HCWC
HCWC
PLBC
PLBC
Q4 25
1.00×
Q3 25
1.43×
Q2 25
1.69×
Q1 25
5.01×
Q4 24
Q3 24
3.95×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HCWC
HCWC
PLBC
PLBC
Operating Cash FlowLast quarter
$-855.1K
$21.6M
Free Cash FlowOCF − Capex
$-927.1K
$20.3M
FCF MarginFCF / Revenue
-5.0%
70.9%
Capex IntensityCapex / Revenue
0.4%
4.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$675.4K
$34.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HCWC
HCWC
PLBC
PLBC
Q4 25
$-855.1K
$21.6M
Q3 25
$-308.7K
$5.6M
Q2 25
$1.1M
$2.1M
Q1 25
$1.1M
$7.5M
Q4 24
$30.5M
Q3 24
$8.0M
Q2 24
$5.1M
Q1 24
$9.2M
Free Cash Flow
HCWC
HCWC
PLBC
PLBC
Q4 25
$-927.1K
$20.3M
Q3 25
$-351.3K
$4.8M
Q2 25
$988.6K
$2.0M
Q1 25
$965.3K
$7.3M
Q4 24
$29.8M
Q3 24
$7.8M
Q2 24
$4.8M
Q1 24
$9.0M
FCF Margin
HCWC
HCWC
PLBC
PLBC
Q4 25
-5.0%
70.9%
Q3 25
-1.8%
17.5%
Q2 25
4.9%
9.9%
Q1 25
4.8%
33.7%
Q4 24
141.0%
Q3 24
37.1%
Q2 24
23.5%
Q1 24
45.8%
Capex Intensity
HCWC
HCWC
PLBC
PLBC
Q4 25
0.4%
4.6%
Q3 25
0.2%
2.9%
Q2 25
0.4%
0.2%
Q1 25
0.6%
0.8%
Q4 24
3.2%
Q3 24
0.7%
Q2 24
1.1%
Q1 24
1.0%
Cash Conversion
HCWC
HCWC
PLBC
PLBC
Q4 25
Q3 25
1.09×
Q2 25
0.33×
Q1 25
1.04×
Q4 24
Q3 24
1.02×
Q2 24
0.75×
Q1 24
1.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HCWC
HCWC

Retail Grocery$17.1M91%
Food Service Restaurant$1.7M9%

PLBC
PLBC

Segment breakdown not available.

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