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Side-by-side financial comparison of HEALTHY CHOICE WELLNESS CORP. (HCWC) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

HEALTHY CHOICE WELLNESS CORP. is the larger business by last-quarter revenue ($18.7M vs $14.0M, roughly 1.3× RIVERVIEW BANCORP INC). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs -8.9%, a 18.7% gap on every dollar of revenue. RIVERVIEW BANCORP INC produced more free cash flow last quarter ($-736.0K vs $-927.1K).

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

HCWC vs RVSB — Head-to-Head

Bigger by revenue
HCWC
HCWC
1.3× larger
HCWC
$18.7M
$14.0M
RVSB
Higher net margin
RVSB
RVSB
18.7% more per $
RVSB
9.8%
-8.9%
HCWC
More free cash flow
RVSB
RVSB
$191.1K more FCF
RVSB
$-736.0K
$-927.1K
HCWC

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
HCWC
HCWC
RVSB
RVSB
Revenue
$18.7M
$14.0M
Net Profit
$-1.7M
$1.4M
Gross Margin
39.1%
Operating Margin
-7.6%
12.4%
Net Margin
-8.9%
9.8%
Revenue YoY
10.4%
Net Profit YoY
11.8%
EPS (diluted)
$-0.05
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HCWC
HCWC
RVSB
RVSB
Q4 25
$18.7M
$14.0M
Q3 25
$19.0M
$13.6M
Q2 25
$20.2M
$13.3M
Q1 25
$20.3M
$12.9M
Q4 24
$12.7M
Q3 24
$18.2M
$12.8M
Q2 24
$12.2M
Q1 24
$9.0M
Net Profit
HCWC
HCWC
RVSB
RVSB
Q4 25
$-1.7M
$1.4M
Q3 25
$-1.2M
$1.1M
Q2 25
$-339.4K
$1.2M
Q1 25
$-712.4K
$1.1M
Q4 24
$1.2M
Q3 24
$-2.7M
$1.6M
Q2 24
$966.0K
Q1 24
$-3.0M
Gross Margin
HCWC
HCWC
RVSB
RVSB
Q4 25
39.1%
Q3 25
38.8%
Q2 25
40.1%
Q1 25
38.8%
Q4 24
Q3 24
38.4%
Q2 24
Q1 24
Operating Margin
HCWC
HCWC
RVSB
RVSB
Q4 25
-7.6%
12.4%
Q3 25
-3.2%
10.2%
Q2 25
-0.2%
11.7%
Q1 25
-2.0%
11.3%
Q4 24
12.4%
Q3 24
-2.0%
15.5%
Q2 24
10.0%
Q1 24
-47.5%
Net Margin
HCWC
HCWC
RVSB
RVSB
Q4 25
-8.9%
9.8%
Q3 25
-6.4%
8.1%
Q2 25
-1.7%
9.2%
Q1 25
-3.5%
8.9%
Q4 24
9.7%
Q3 24
-14.6%
12.2%
Q2 24
7.9%
Q1 24
-34.7%
EPS (diluted)
HCWC
HCWC
RVSB
RVSB
Q4 25
$-0.05
$0.07
Q3 25
$-0.09
$0.05
Q2 25
$-0.03
$0.06
Q1 25
$-0.07
$0.05
Q4 24
$0.06
Q3 24
$-0.29
$0.07
Q2 24
$0.05
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HCWC
HCWC
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$3.0M
$28.6M
Total DebtLower is stronger
$7.3M
Stockholders' EquityBook value
$7.3M
$164.2M
Total Assets
$33.5M
$1.5B
Debt / EquityLower = less leverage
1.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HCWC
HCWC
RVSB
RVSB
Q4 25
$3.0M
$28.6M
Q3 25
$3.0M
$32.8M
Q2 25
$4.7M
$34.2M
Q1 25
$1.8M
$29.4M
Q4 24
$25.3M
Q3 24
$1.8M
$31.0M
Q2 24
$27.8M
Q1 24
$23.6M
Total Debt
HCWC
HCWC
RVSB
RVSB
Q4 25
$7.3M
Q3 25
$8.5M
Q2 25
$9.7M
Q1 25
$10.6M
Q4 24
Q3 24
$11.6M
Q2 24
Q1 24
Stockholders' Equity
HCWC
HCWC
RVSB
RVSB
Q4 25
$7.3M
$164.2M
Q3 25
$5.9M
$163.5M
Q2 25
$5.8M
$162.0M
Q1 25
$2.1M
$160.0M
Q4 24
$158.3M
Q3 24
$2.9M
$160.8M
Q2 24
$155.9M
Q1 24
$155.6M
Total Assets
HCWC
HCWC
RVSB
RVSB
Q4 25
$33.5M
$1.5B
Q3 25
$33.7M
$1.5B
Q2 25
$36.4M
$1.5B
Q1 25
$34.1M
$1.5B
Q4 24
$1.5B
Q3 24
$33.2M
$1.5B
Q2 24
$1.5B
Q1 24
$1.5B
Debt / Equity
HCWC
HCWC
RVSB
RVSB
Q4 25
1.00×
Q3 25
1.43×
Q2 25
1.69×
Q1 25
5.01×
Q4 24
Q3 24
3.95×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HCWC
HCWC
RVSB
RVSB
Operating Cash FlowLast quarter
$-855.1K
$-506.0K
Free Cash FlowOCF − Capex
$-927.1K
$-736.0K
FCF MarginFCF / Revenue
-5.0%
-5.2%
Capex IntensityCapex / Revenue
0.4%
1.6%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$675.4K
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HCWC
HCWC
RVSB
RVSB
Q4 25
$-855.1K
$-506.0K
Q3 25
$-308.7K
$16.8M
Q2 25
$1.1M
$-697.0K
Q1 25
$1.1M
$8.3M
Q4 24
$2.2M
Q3 24
$764.0K
Q2 24
$5.4M
Q1 24
$12.8M
Free Cash Flow
HCWC
HCWC
RVSB
RVSB
Q4 25
$-927.1K
$-736.0K
Q3 25
$-351.3K
$16.4M
Q2 25
$988.6K
$-773.0K
Q1 25
$965.3K
$5.6M
Q4 24
$1.9M
Q3 24
$-1.4M
Q2 24
$5.3M
Q1 24
$7.1M
FCF Margin
HCWC
HCWC
RVSB
RVSB
Q4 25
-5.0%
-5.2%
Q3 25
-1.8%
120.1%
Q2 25
4.9%
-5.8%
Q1 25
4.8%
43.1%
Q4 24
15.0%
Q3 24
-11.3%
Q2 24
43.7%
Q1 24
79.0%
Capex Intensity
HCWC
HCWC
RVSB
RVSB
Q4 25
0.4%
1.6%
Q3 25
0.2%
2.9%
Q2 25
0.4%
0.6%
Q1 25
0.6%
21.0%
Q4 24
2.4%
Q3 24
17.3%
Q2 24
0.9%
Q1 24
62.0%
Cash Conversion
HCWC
HCWC
RVSB
RVSB
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
7.20×
Q4 24
1.79×
Q3 24
0.49×
Q2 24
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HCWC
HCWC

Retail Grocery$17.1M91%
Food Service Restaurant$1.7M9%

RVSB
RVSB

Segment breakdown not available.

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