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Side-by-side financial comparison of HEALTHY CHOICE WELLNESS CORP. (HCWC) and UNION BANKSHARES INC (UNB). Click either name above to swap in a different company.

HEALTHY CHOICE WELLNESS CORP. is the larger business by last-quarter revenue ($18.7M vs $14.1M, roughly 1.3× UNION BANKSHARES INC). UNION BANKSHARES INC produced more free cash flow last quarter ($16.0M vs $-927.1K).

Atlantic Union Bankshares Corporation is a bank holding company based in Richmond, Virginia and is the parent company of Atlantic Union Bank, a regional bank. It operates 129 branches in Virginia, Maryland, and North Carolina and is the largest bank headquartered in Virginia. It is on the list of largest banks in the United States.

HCWC vs UNB — Head-to-Head

Bigger by revenue
HCWC
HCWC
1.3× larger
HCWC
$18.7M
$14.1M
UNB
More free cash flow
UNB
UNB
$16.9M more FCF
UNB
$16.0M
$-927.1K
HCWC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HCWC
HCWC
UNB
UNB
Revenue
$18.7M
$14.1M
Net Profit
$-1.7M
Gross Margin
39.1%
Operating Margin
-7.6%
Net Margin
-8.9%
Revenue YoY
6.3%
Net Profit YoY
EPS (diluted)
$-0.05
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HCWC
HCWC
UNB
UNB
Q4 25
$18.7M
$14.1M
Q3 25
$19.0M
$14.5M
Q2 25
$20.2M
$13.2M
Q1 25
$20.3M
$12.7M
Q4 24
$13.2M
Q3 24
$18.2M
$11.0M
Q2 24
$12.2M
Q1 24
$11.6M
Net Profit
HCWC
HCWC
UNB
UNB
Q4 25
$-1.7M
Q3 25
$-1.2M
$3.4M
Q2 25
$-339.4K
$2.4M
Q1 25
$-712.4K
$2.5M
Q4 24
Q3 24
$-2.7M
$1.3M
Q2 24
$2.0M
Q1 24
$2.4M
Gross Margin
HCWC
HCWC
UNB
UNB
Q4 25
39.1%
Q3 25
38.8%
Q2 25
40.1%
Q1 25
38.8%
Q4 24
Q3 24
38.4%
Q2 24
Q1 24
Operating Margin
HCWC
HCWC
UNB
UNB
Q4 25
-7.6%
Q3 25
-3.2%
Q2 25
-0.2%
Q1 25
-2.0%
Q4 24
Q3 24
-2.0%
Q2 24
Q1 24
Net Margin
HCWC
HCWC
UNB
UNB
Q4 25
-8.9%
Q3 25
-6.4%
23.7%
Q2 25
-1.7%
18.1%
Q1 25
-3.5%
19.7%
Q4 24
Q3 24
-14.6%
12.0%
Q2 24
16.5%
Q1 24
20.9%
EPS (diluted)
HCWC
HCWC
UNB
UNB
Q4 25
$-0.05
$0.59
Q3 25
$-0.09
$0.75
Q2 25
$-0.03
$0.52
Q1 25
$-0.07
$0.55
Q4 24
$0.65
Q3 24
$-0.29
$0.29
Q2 24
$0.45
Q1 24
$0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HCWC
HCWC
UNB
UNB
Cash + ST InvestmentsLiquidity on hand
$3.0M
Total DebtLower is stronger
$7.3M
Stockholders' EquityBook value
$7.3M
$80.9M
Total Assets
$33.5M
$1.6B
Debt / EquityLower = less leverage
1.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HCWC
HCWC
UNB
UNB
Q4 25
$3.0M
Q3 25
$3.0M
Q2 25
$4.7M
Q1 25
$1.8M
Q4 24
Q3 24
$1.8M
Q2 24
Q1 24
Total Debt
HCWC
HCWC
UNB
UNB
Q4 25
$7.3M
Q3 25
$8.5M
Q2 25
$9.7M
Q1 25
$10.6M
Q4 24
Q3 24
$11.6M
Q2 24
Q1 24
Stockholders' Equity
HCWC
HCWC
UNB
UNB
Q4 25
$7.3M
$80.9M
Q3 25
$5.9M
$77.7M
Q2 25
$5.8M
$71.3M
Q1 25
$2.1M
$70.1M
Q4 24
$66.5M
Q3 24
$2.9M
$72.3M
Q2 24
$64.0M
Q1 24
$63.8M
Total Assets
HCWC
HCWC
UNB
UNB
Q4 25
$33.5M
$1.6B
Q3 25
$33.7M
$1.6B
Q2 25
$36.4M
$1.5B
Q1 25
$34.1M
$1.5B
Q4 24
$1.5B
Q3 24
$33.2M
$1.5B
Q2 24
$1.4B
Q1 24
$1.4B
Debt / Equity
HCWC
HCWC
UNB
UNB
Q4 25
1.00×
Q3 25
1.43×
Q2 25
1.69×
Q1 25
5.01×
Q4 24
Q3 24
3.95×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HCWC
HCWC
UNB
UNB
Operating Cash FlowLast quarter
$-855.1K
$17.2M
Free Cash FlowOCF − Capex
$-927.1K
$16.0M
FCF MarginFCF / Revenue
-5.0%
113.6%
Capex IntensityCapex / Revenue
0.4%
8.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$675.4K
$29.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HCWC
HCWC
UNB
UNB
Q4 25
$-855.1K
$17.2M
Q3 25
$-308.7K
$9.7M
Q2 25
$1.1M
$288.0K
Q1 25
$1.1M
$4.1M
Q4 24
$12.2M
Q3 24
$1.3M
Q2 24
$3.3M
Q1 24
$1.9M
Free Cash Flow
HCWC
HCWC
UNB
UNB
Q4 25
$-927.1K
$16.0M
Q3 25
$-351.3K
$9.6M
Q2 25
$988.6K
$-381.0K
Q1 25
$965.3K
$3.9M
Q4 24
$11.1M
Q3 24
$1.1M
Q2 24
$2.9M
Q1 24
$1.5M
FCF Margin
HCWC
HCWC
UNB
UNB
Q4 25
-5.0%
113.6%
Q3 25
-1.8%
65.9%
Q2 25
4.9%
-2.9%
Q1 25
4.8%
30.8%
Q4 24
83.8%
Q3 24
9.7%
Q2 24
23.8%
Q1 24
12.8%
Capex Intensity
HCWC
HCWC
UNB
UNB
Q4 25
0.4%
8.9%
Q3 25
0.2%
1.1%
Q2 25
0.4%
5.1%
Q1 25
0.6%
1.1%
Q4 24
8.1%
Q3 24
1.9%
Q2 24
2.7%
Q1 24
3.3%
Cash Conversion
HCWC
HCWC
UNB
UNB
Q4 25
Q3 25
2.83×
Q2 25
0.12×
Q1 25
1.62×
Q4 24
Q3 24
0.97×
Q2 24
1.61×
Q1 24
0.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HCWC
HCWC

Retail Grocery$17.1M91%
Food Service Restaurant$1.7M9%

UNB
UNB

Segment breakdown not available.

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