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Side-by-side financial comparison of HARTE HANKS INC (HHS) and ISABELLA BANK CORP (ISBA). Click either name above to swap in a different company.

HARTE HANKS INC is the larger business by last-quarter revenue ($39.9M vs $21.2M, roughly 1.9× ISABELLA BANK CORP). ISABELLA BANK CORP runs the higher net margin — 22.2% vs 5.5%, a 16.6% gap on every dollar of revenue. On growth, ISABELLA BANK CORP posted the faster year-over-year revenue change (14.3% vs -15.4%). ISABELLA BANK CORP produced more free cash flow last quarter ($23.3M vs $-686.0K). Over the past eight quarters, ISABELLA BANK CORP's revenue compounded faster (12.6% CAGR vs -6.4%).

Harte Hanks is a global marketing services company headquartered in Boston, Massachusetts. Harte Hanks services include analytics, strategy, marketing technology, creative services, digital marketing, customer care, direct mail, logistics, and fulfillment.

The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.

HHS vs ISBA — Head-to-Head

Bigger by revenue
HHS
HHS
1.9× larger
HHS
$39.9M
$21.2M
ISBA
Growing faster (revenue YoY)
ISBA
ISBA
+29.7% gap
ISBA
14.3%
-15.4%
HHS
Higher net margin
ISBA
ISBA
16.6% more per $
ISBA
22.2%
5.5%
HHS
More free cash flow
ISBA
ISBA
$24.0M more FCF
ISBA
$23.3M
$-686.0K
HHS
Faster 2-yr revenue CAGR
ISBA
ISBA
Annualised
ISBA
12.6%
-6.4%
HHS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HHS
HHS
ISBA
ISBA
Revenue
$39.9M
$21.2M
Net Profit
$2.2M
$4.7M
Gross Margin
Operating Margin
-0.3%
32.2%
Net Margin
5.5%
22.2%
Revenue YoY
-15.4%
14.3%
Net Profit YoY
17.4%
EPS (diluted)
$0.30
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HHS
HHS
ISBA
ISBA
Q4 25
$39.9M
$21.2M
Q3 25
$39.5M
$20.5M
Q2 25
$38.6M
$18.8M
Q1 25
$41.6M
$18.1M
Q4 24
$47.1M
$18.5M
Q3 24
$47.6M
$18.0M
Q2 24
$45.0M
$17.2M
Q1 24
$45.4M
$16.7M
Net Profit
HHS
HHS
ISBA
ISBA
Q4 25
$2.2M
$4.7M
Q3 25
$-2.3M
$5.2M
Q2 25
$-335.0K
$5.0M
Q1 25
$-392.0K
$3.9M
Q4 24
$4.0M
Q3 24
$142.0K
$3.3M
Q2 24
$-27.8M
$3.5M
Q1 24
$-171.0K
$3.1M
Operating Margin
HHS
HHS
ISBA
ISBA
Q4 25
-0.3%
32.2%
Q3 25
1.3%
30.7%
Q2 25
0.1%
32.8%
Q1 25
-0.1%
26.9%
Q4 24
-3.3%
26.0%
Q3 24
4.0%
21.3%
Q2 24
3.0%
23.9%
Q1 24
0.8%
21.8%
Net Margin
HHS
HHS
ISBA
ISBA
Q4 25
5.5%
22.2%
Q3 25
-5.8%
25.6%
Q2 25
-0.9%
26.7%
Q1 25
-0.9%
21.9%
Q4 24
21.6%
Q3 24
0.3%
18.2%
Q2 24
-61.8%
20.3%
Q1 24
-0.4%
18.7%
EPS (diluted)
HHS
HHS
ISBA
ISBA
Q4 25
$0.30
$0.64
Q3 25
$-0.31
$0.71
Q2 25
$-0.05
$0.68
Q1 25
$-0.05
$0.53
Q4 24
$-0.31
$0.54
Q3 24
$0.02
$0.44
Q2 24
$-3.84
$0.46
Q1 24
$-0.02
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HHS
HHS
ISBA
ISBA
Cash + ST InvestmentsLiquidity on hand
$5.6M
$26.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$20.5M
$231.4M
Total Assets
$91.8M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HHS
HHS
ISBA
ISBA
Q4 25
$5.6M
$26.0M
Q3 25
$6.5M
$161.3M
Q2 25
$4.8M
$108.6M
Q1 25
$9.0M
$69.2M
Q4 24
$9.8M
$24.5M
Q3 24
$5.9M
$27.4M
Q2 24
$11.0M
$23.6M
Q1 24
$11.5M
$25.2M
Stockholders' Equity
HHS
HHS
ISBA
ISBA
Q4 25
$20.5M
$231.4M
Q3 25
$19.9M
$227.4M
Q2 25
$22.2M
$220.5M
Q1 25
$21.4M
$215.6M
Q4 24
$21.7M
$210.3M
Q3 24
$21.0M
$213.0M
Q2 24
$20.6M
$202.2M
Q1 24
$20.0M
$200.7M
Total Assets
HHS
HHS
ISBA
ISBA
Q4 25
$91.8M
$2.2B
Q3 25
$92.7M
$2.3B
Q2 25
$95.0M
$2.2B
Q1 25
$100.6M
$2.1B
Q4 24
$101.8M
$2.1B
Q3 24
$108.1M
$2.1B
Q2 24
$109.7M
$2.1B
Q1 24
$113.4M
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HHS
HHS
ISBA
ISBA
Operating Cash FlowLast quarter
$737.0K
$26.8M
Free Cash FlowOCF − Capex
$-686.0K
$23.3M
FCF MarginFCF / Revenue
-1.7%
110.2%
Capex IntensityCapex / Revenue
3.6%
16.4%
Cash ConversionOCF / Net Profit
0.33×
5.72×
TTM Free Cash FlowTrailing 4 quarters
$-4.5M
$36.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HHS
HHS
ISBA
ISBA
Q4 25
$737.0K
$26.8M
Q3 25
$3.2M
$2.7M
Q2 25
$-4.8M
$7.8M
Q1 25
$-818.0K
$4.7M
Q4 24
$4.0M
$19.6M
Q3 24
$-2.9M
$3.6M
Q2 24
$1.6M
$5.5M
Q1 24
$-5.7M
$3.4M
Free Cash Flow
HHS
HHS
ISBA
ISBA
Q4 25
$-686.0K
$23.3M
Q3 25
$2.2M
$1.7M
Q2 25
$-5.1M
$7.2M
Q1 25
$-923.0K
$3.7M
Q4 24
$3.4M
$17.5M
Q3 24
$-4.9M
$3.2M
Q2 24
$926.0K
$5.1M
Q1 24
$-6.2M
$2.6M
FCF Margin
HHS
HHS
ISBA
ISBA
Q4 25
-1.7%
110.2%
Q3 25
5.5%
8.5%
Q2 25
-13.1%
38.5%
Q1 25
-2.2%
20.6%
Q4 24
7.3%
94.6%
Q3 24
-10.2%
17.7%
Q2 24
2.1%
29.8%
Q1 24
-13.7%
15.7%
Capex Intensity
HHS
HHS
ISBA
ISBA
Q4 25
3.6%
16.4%
Q3 25
2.5%
5.0%
Q2 25
0.6%
3.2%
Q1 25
0.3%
5.5%
Q4 24
1.3%
11.4%
Q3 24
4.0%
2.0%
Q2 24
1.5%
2.4%
Q1 24
1.2%
4.9%
Cash Conversion
HHS
HHS
ISBA
ISBA
Q4 25
0.33×
5.72×
Q3 25
0.52×
Q2 25
1.56×
Q1 25
1.19×
Q4 24
4.91×
Q3 24
-20.76×
1.08×
Q2 24
1.59×
Q1 24
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HHS
HHS

Fulfillment And Logistics Services$17.3M43%
Customer Care$13.7M34%
Other$8.9M22%

ISBA
ISBA

Segment breakdown not available.

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