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Side-by-side financial comparison of HomeTrust Bancshares, Inc. (HTB) and Vitesse Energy, Inc. (VTS). Click either name above to swap in a different company.

Vitesse Energy, Inc. is the larger business by last-quarter revenue ($58.6M vs $53.6M, roughly 1.1× HomeTrust Bancshares, Inc.). On growth, Vitesse Energy, Inc. posted the faster year-over-year revenue change (4.8% vs 3.7%). Over the past eight quarters, HomeTrust Bancshares, Inc.'s revenue compounded faster (3.5% CAGR vs -2.1%).

HomeTrust Bancshares Inc. is an Asheville, North Carolina–based bank holding company with $4.3 billion in assets and 33 branches in North and South Carolina, Georgia and Tennessee. It is the parent of seven community banks—HomeTrust Bank, Tryon Federal Bank, Shelby Savings Bank, Home Savings Bank, Industrial Federal Bank, Cherryville Federal Bank and Rutherford County Bank.

Vitesse Energy, Inc. is a U.S.-headquartered independent energy company focused on exploration, development, and production of oil and natural gas assets. It operates primarily in high-potential onshore basins including North Dakota's Williston Basin, serving domestic and global upstream energy market demand.

HTB vs VTS — Head-to-Head

Bigger by revenue
VTS
VTS
1.1× larger
VTS
$58.6M
$53.6M
HTB
Growing faster (revenue YoY)
VTS
VTS
+1.1% gap
VTS
4.8%
3.7%
HTB
Faster 2-yr revenue CAGR
HTB
HTB
Annualised
HTB
3.5%
-2.1%
VTS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HTB
HTB
VTS
VTS
Revenue
$53.6M
$58.6M
Net Profit
$-739.0K
Gross Margin
Operating Margin
37.0%
-12.0%
Net Margin
-1.3%
Revenue YoY
3.7%
4.8%
Net Profit YoY
85.6%
EPS (diluted)
$0.93
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTB
HTB
VTS
VTS
Q4 25
$53.6M
$58.6M
Q3 25
$54.1M
$67.4M
Q2 25
$54.4M
$81.8M
Q1 25
$50.9M
$66.2M
Q4 24
$51.7M
$55.9M
Q3 24
$50.6M
$58.3M
Q2 24
$50.6M
$66.6M
Q1 24
$50.0M
$61.2M
Net Profit
HTB
HTB
VTS
VTS
Q4 25
$-739.0K
Q3 25
$16.5M
$-1.3M
Q2 25
$17.2M
$24.7M
Q1 25
$14.5M
$2.7M
Q4 24
$-5.1M
Q3 24
$13.1M
$17.4M
Q2 24
$12.4M
$10.9M
Q1 24
$15.1M
$-2.2M
Operating Margin
HTB
HTB
VTS
VTS
Q4 25
37.0%
-12.0%
Q3 25
38.5%
0.2%
Q2 25
40.1%
22.8%
Q1 25
36.2%
8.1%
Q4 24
35.4%
3.7%
Q3 24
33.2%
15.4%
Q2 24
31.3%
25.2%
Q1 24
38.0%
21.4%
Net Margin
HTB
HTB
VTS
VTS
Q4 25
-1.3%
Q3 25
30.5%
-1.9%
Q2 25
31.6%
30.2%
Q1 25
28.5%
4.0%
Q4 24
-9.2%
Q3 24
25.9%
29.9%
Q2 24
24.6%
16.4%
Q1 24
30.1%
-3.6%
EPS (diluted)
HTB
HTB
VTS
VTS
Q4 25
$0.93
$-0.01
Q3 25
$0.95
$-0.03
Q2 25
$1.00
$0.60
Q1 25
$0.84
$0.08
Q4 24
$0.83
$-0.15
Q3 24
$0.76
$0.53
Q2 24
$0.73
$0.33
Q1 24
$0.88
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTB
HTB
VTS
VTS
Cash + ST InvestmentsLiquidity on hand
$324.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$600.7M
$629.3M
Total Assets
$4.5B
$893.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTB
HTB
VTS
VTS
Q4 25
$324.7M
Q3 25
$315.8M
Q2 25
$297.2M
Q1 25
$299.8M
$4.5M
Q4 24
$279.2M
$3.0M
Q3 24
$293.5M
Q2 24
$294.2M
Q1 24
$380.5M
Stockholders' Equity
HTB
HTB
VTS
VTS
Q4 25
$600.7M
$629.3M
Q3 25
$595.8M
$650.3M
Q2 25
$579.3M
$671.9M
Q1 25
$565.4M
$667.7M
Q4 24
$551.8M
$500.3M
Q3 24
$540.0M
$520.4M
Q2 24
$523.6M
$518.5M
Q1 24
$513.2M
$522.7M
Total Assets
HTB
HTB
VTS
VTS
Q4 25
$4.5B
$893.4M
Q3 25
$4.6B
$932.9M
Q2 25
$4.6B
$951.5M
Q1 25
$4.6B
$975.2M
Q4 24
$4.6B
$810.9M
Q3 24
$4.6B
$791.2M
Q2 24
$4.7B
$778.4M
Q1 24
$4.7B
$749.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTB
HTB
VTS
VTS
Operating Cash FlowLast quarter
$49.5M
$37.4M
Free Cash FlowOCF − Capex
$45.3M
FCF MarginFCF / Revenue
84.5%
Capex IntensityCapex / Revenue
7.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$93.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTB
HTB
VTS
VTS
Q4 25
$49.5M
$37.4M
Q3 25
$-11.3M
$49.4M
Q2 25
$-8.8M
$66.0M
Q1 25
$71.7M
$17.5M
Q4 24
$45.4M
$34.7M
Q3 24
$43.8M
$45.7M
Q2 24
$5.9M
$35.2M
Q1 24
$-9.0M
$39.4M
Free Cash Flow
HTB
HTB
VTS
VTS
Q4 25
$45.3M
Q3 25
$-12.0M
Q2 25
$-10.2M
Q1 25
$70.7M
Q4 24
$42.4M
Q3 24
$43.1M
Q2 24
$5.7M
Q1 24
$-9.6M
FCF Margin
HTB
HTB
VTS
VTS
Q4 25
84.5%
Q3 25
-22.2%
Q2 25
-18.7%
Q1 25
138.7%
Q4 24
82.0%
Q3 24
85.1%
Q2 24
11.2%
Q1 24
-19.2%
Capex Intensity
HTB
HTB
VTS
VTS
Q4 25
7.8%
Q3 25
1.4%
Q2 25
2.5%
Q1 25
2.0%
Q4 24
5.9%
Q3 24
1.3%
Q2 24
0.5%
Q1 24
1.1%
Cash Conversion
HTB
HTB
VTS
VTS
Q4 25
Q3 25
-0.68×
Q2 25
-0.51×
2.68×
Q1 25
4.93×
6.56×
Q4 24
Q3 24
3.34×
2.62×
Q2 24
0.48×
3.22×
Q1 24
-0.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HTB
HTB

Segment breakdown not available.

VTS
VTS

Oil Reserves$54.5M93%
Natural Gas Reserves$4.2M7%

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