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Side-by-side financial comparison of HEARTLAND EXPRESS INC (HTLD) and SEACOAST BANKING CORP OF FLORIDA (SBCF). Click either name above to swap in a different company.

SEACOAST BANKING CORP OF FLORIDA is the larger business by last-quarter revenue ($203.3M vs $179.4M, roughly 1.1× HEARTLAND EXPRESS INC). On growth, SEACOAST BANKING CORP OF FLORIDA posted the faster year-over-year revenue change (53.0% vs -26.1%). Over the past eight quarters, SEACOAST BANKING CORP OF FLORIDA's revenue compounded faster (27.2% CAGR vs -18.5%).

Heartland Express is an American trucking company headquartered in North Liberty, Iowa. The company offers truckload shipping services across the United States.

Seacoast Banking Corporation of Florida is a Florida-headquartered US financial holding company. It provides full consumer and commercial banking services including deposits, personal and business loans, wealth management and insurance, serving individuals, SMEs and local commercial entities mainly across Florida's regional markets.

HTLD vs SBCF — Head-to-Head

Bigger by revenue
SBCF
SBCF
1.1× larger
SBCF
$203.3M
$179.4M
HTLD
Growing faster (revenue YoY)
SBCF
SBCF
+79.0% gap
SBCF
53.0%
-26.1%
HTLD
Faster 2-yr revenue CAGR
SBCF
SBCF
Annualised
SBCF
27.2%
-18.5%
HTLD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HTLD
HTLD
SBCF
SBCF
Revenue
$179.4M
$203.3M
Net Profit
$-19.4M
Gross Margin
Operating Margin
-12.7%
21.4%
Net Margin
-10.8%
Revenue YoY
-26.1%
53.0%
Net Profit YoY
-949.2%
EPS (diluted)
$-0.24
$0.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTLD
HTLD
SBCF
SBCF
Q4 25
$179.4M
$203.3M
Q3 25
$196.5M
$157.3M
Q2 25
$210.4M
$151.4M
Q1 25
$219.4M
$140.7M
Q4 24
$242.6M
$132.9M
Q3 24
$259.9M
$130.3M
Q2 24
$274.8M
$126.6M
Q1 24
$270.3M
$125.6M
Net Profit
HTLD
HTLD
SBCF
SBCF
Q4 25
$-19.4M
Q3 25
$-8.3M
$36.5M
Q2 25
$-10.9M
$42.7M
Q1 25
$-13.9M
$31.5M
Q4 24
$-1.9M
Q3 24
$-9.3M
$30.7M
Q2 24
$-3.5M
$30.2M
Q1 24
$-15.1M
$26.0M
Operating Margin
HTLD
HTLD
SBCF
SBCF
Q4 25
-12.7%
21.4%
Q3 25
-3.7%
29.8%
Q2 25
-5.9%
36.5%
Q1 25
-6.8%
29.0%
Q4 24
0.4%
32.8%
Q3 24
-2.7%
30.1%
Q2 24
0.1%
30.9%
Q1 24
-5.3%
26.9%
Net Margin
HTLD
HTLD
SBCF
SBCF
Q4 25
-10.8%
Q3 25
-4.2%
23.2%
Q2 25
-5.2%
28.2%
Q1 25
-6.3%
22.4%
Q4 24
-0.8%
Q3 24
-3.6%
23.5%
Q2 24
-1.3%
23.9%
Q1 24
-5.6%
20.7%
EPS (diluted)
HTLD
HTLD
SBCF
SBCF
Q4 25
$-0.24
$0.28
Q3 25
$-0.11
$0.42
Q2 25
$-0.14
$0.50
Q1 25
$-0.18
$0.37
Q4 24
$-0.03
$0.39
Q3 24
$-0.12
$0.36
Q2 24
$-0.04
$0.36
Q1 24
$-0.19
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTLD
HTLD
SBCF
SBCF
Cash + ST InvestmentsLiquidity on hand
$18.5M
$388.5M
Total DebtLower is stronger
$154.1M
$112.8M
Stockholders' EquityBook value
$755.3M
$2.7B
Total Assets
$1.2B
$20.8B
Debt / EquityLower = less leverage
0.20×
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTLD
HTLD
SBCF
SBCF
Q4 25
$18.5M
$388.5M
Q3 25
$32.7M
$306.0M
Q2 25
$22.9M
$332.4M
Q1 25
$23.9M
$500.6M
Q4 24
$12.8M
$476.6M
Q3 24
$30.7M
$637.1M
Q2 24
$23.9M
$749.5M
Q1 24
$23.8M
$682.7M
Total Debt
HTLD
HTLD
SBCF
SBCF
Q4 25
$154.1M
$112.8M
Q3 25
$107.5M
Q2 25
$107.3M
Q1 25
$107.1M
Q4 24
$187.9M
$107.0M
Q3 24
$106.8M
Q2 24
$106.6M
Q1 24
$106.5M
Stockholders' Equity
HTLD
HTLD
SBCF
SBCF
Q4 25
$755.3M
$2.7B
Q3 25
$775.6M
$2.4B
Q2 25
$786.7M
$2.3B
Q1 25
$807.7M
$2.2B
Q4 24
$822.6M
$2.2B
Q3 24
$825.7M
$2.2B
Q2 24
$836.8M
$2.1B
Q1 24
$848.8M
$2.1B
Total Assets
HTLD
HTLD
SBCF
SBCF
Q4 25
$1.2B
$20.8B
Q3 25
$1.3B
$16.7B
Q2 25
$1.3B
$15.9B
Q1 25
$1.3B
$15.7B
Q4 24
$1.3B
$15.2B
Q3 24
$1.4B
$15.2B
Q2 24
$1.4B
$15.0B
Q1 24
$1.5B
$14.8B
Debt / Equity
HTLD
HTLD
SBCF
SBCF
Q4 25
0.20×
0.04×
Q3 25
0.05×
Q2 25
0.05×
Q1 25
0.05×
Q4 24
0.23×
0.05×
Q3 24
0.05×
Q2 24
0.05×
Q1 24
0.05×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTLD
HTLD
SBCF
SBCF
Operating Cash FlowLast quarter
$14.9M
$188.1M
Free Cash FlowOCF − Capex
$-44.2M
FCF MarginFCF / Revenue
-24.6%
Capex IntensityCapex / Revenue
33.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-66.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTLD
HTLD
SBCF
SBCF
Q4 25
$14.9M
$188.1M
Q3 25
$27.5M
$30.2M
Q2 25
$21.0M
$72.3M
Q1 25
$25.8M
$31.0M
Q4 24
$37.8M
$179.9M
Q3 24
$35.6M
$53.4M
Q2 24
$40.0M
$56.9M
Q1 24
$31.0M
$24.7M
Free Cash Flow
HTLD
HTLD
SBCF
SBCF
Q4 25
$-44.2M
Q3 25
$-12.2M
Q2 25
$-12.8M
Q1 25
$2.3M
Q4 24
$-45.5M
Q3 24
$24.6M
Q2 24
$29.4M
Q1 24
$26.3M
FCF Margin
HTLD
HTLD
SBCF
SBCF
Q4 25
-24.6%
Q3 25
-6.2%
Q2 25
-6.1%
Q1 25
1.0%
Q4 24
-18.8%
Q3 24
9.5%
Q2 24
10.7%
Q1 24
9.7%
Capex Intensity
HTLD
HTLD
SBCF
SBCF
Q4 25
33.0%
Q3 25
20.2%
Q2 25
16.1%
Q1 25
10.7%
Q4 24
34.3%
Q3 24
4.2%
Q2 24
3.8%
Q1 24
1.7%
Cash Conversion
HTLD
HTLD
SBCF
SBCF
Q4 25
Q3 25
0.83×
Q2 25
1.69×
Q1 25
0.99×
Q4 24
Q3 24
1.74×
Q2 24
1.88×
Q1 24
0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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