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Side-by-side financial comparison of IHS Holding Ltd (IHS) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
IHS Holding Ltd is the larger business by last-quarter revenue ($254.0M vs $247.7M, roughly 1.0× Oportun Financial Corp). On growth, IHS Holding Ltd posted the faster year-over-year revenue change (0.1% vs -1.3%). Over the past eight quarters, Oportun Financial Corp's revenue compounded faster (-0.5% CAGR vs -22.0%).
IHS Towers is one of the largest independent owners, operators and developers of shared communications infrastructure in the world, with operations across Africa and Latin America. It is the fifth-largest independent multinational tower company in the world.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
IHS vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $254.0M | $247.7M |
| Net Profit | — | $3.4M |
| Gross Margin | 83.6% | — |
| Operating Margin | — | 2.6% |
| Net Margin | — | 1.4% |
| Revenue YoY | 0.1% | -1.3% |
| Net Profit YoY | — | -61.0% |
| EPS (diluted) | — | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $254.0M | $247.7M | ||
| Q3 25 | $455.1M | $238.7M | ||
| Q2 25 | $433.3M | $234.3M | ||
| Q1 25 | $439.6M | $235.9M | ||
| Q4 24 | $253.8M | $250.9M | ||
| Q3 24 | $420.3M | $250.0M | ||
| Q2 24 | $435.4M | $250.4M | ||
| Q1 24 | $417.7M | $250.5M |
| Q4 25 | — | $3.4M | ||
| Q3 25 | $147.4M | $5.2M | ||
| Q2 25 | $32.3M | $6.9M | ||
| Q1 25 | $30.7M | $9.8M | ||
| Q4 24 | — | $8.7M | ||
| Q3 24 | $-205.7M | $-30.0M | ||
| Q2 24 | $-124.3M | $-31.0M | ||
| Q1 24 | $-1.6B | $-26.4M |
| Q4 25 | 83.6% | — | ||
| Q3 25 | 47.5% | — | ||
| Q2 25 | 51.3% | — | ||
| Q1 25 | 51.4% | — | ||
| Q4 24 | 72.1% | — | ||
| Q3 24 | 52.0% | — | ||
| Q2 24 | 52.5% | — | ||
| Q1 24 | 39.1% | — |
| Q4 25 | — | 2.6% | ||
| Q3 25 | 35.1% | 6.0% | ||
| Q2 25 | 33.8% | 4.3% | ||
| Q1 25 | 37.1% | 5.6% | ||
| Q4 24 | — | 89.6% | ||
| Q3 24 | 29.9% | -15.8% | ||
| Q2 24 | 34.0% | -19.6% | ||
| Q1 24 | -1.7% | -12.2% |
| Q4 25 | — | 1.4% | ||
| Q3 25 | 32.4% | 2.2% | ||
| Q2 25 | 7.5% | 2.9% | ||
| Q1 25 | 7.0% | 4.1% | ||
| Q4 24 | — | 200.1% | ||
| Q3 24 | -48.9% | -12.0% | ||
| Q2 24 | -28.5% | -12.4% | ||
| Q1 24 | -372.8% | -10.6% |
| Q4 25 | — | $0.07 | ||
| Q3 25 | $0.44 | $0.11 | ||
| Q2 25 | $0.10 | $0.14 | ||
| Q1 25 | $0.10 | $0.21 | ||
| Q4 24 | — | $0.26 | ||
| Q3 24 | $-0.61 | $-0.75 | ||
| Q2 24 | $-0.36 | $-0.78 | ||
| Q1 24 | $-4.67 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $825.7M | $105.5M |
| Total DebtLower is stronger | $3.1B | — |
| Stockholders' EquityBook value | $-89.8M | $390.1M |
| Total Assets | $4.5B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $825.7M | $105.5M | ||
| Q3 25 | $647.6M | $104.6M | ||
| Q2 25 | $531.8M | $96.8M | ||
| Q1 25 | $629.0M | $78.5M | ||
| Q4 24 | $578.0M | $60.0M | ||
| Q3 24 | $397.5M | $71.8M | ||
| Q2 24 | $445.7M | $72.9M | ||
| Q1 24 | $333.2M | $69.2M |
| Q4 25 | $3.1B | — | ||
| Q3 25 | $3.3B | — | ||
| Q2 25 | $3.2B | — | ||
| Q1 25 | $3.4B | — | ||
| Q4 24 | $3.3B | — | ||
| Q3 24 | $3.5B | — | ||
| Q2 24 | $3.6B | — | ||
| Q1 24 | $3.5B | — |
| Q4 25 | $-89.8M | $390.1M | ||
| Q3 25 | $38.1M | $383.9M | ||
| Q2 25 | $-98.4M | $376.0M | ||
| Q1 25 | $-184.4M | $366.1M | ||
| Q4 24 | $-314.4M | $353.8M | ||
| Q3 24 | $-284.7M | $327.6M | ||
| Q2 24 | $-308.3M | $354.1M | ||
| Q1 24 | $-163.2M | $382.0M |
| Q4 25 | $4.5B | $3.3B | ||
| Q3 25 | $4.7B | $3.2B | ||
| Q2 25 | $4.5B | $3.2B | ||
| Q1 25 | $4.4B | $3.2B | ||
| Q4 24 | $4.2B | $3.2B | ||
| Q3 24 | $4.6B | $3.3B | ||
| Q2 24 | $4.5B | $3.3B | ||
| Q1 24 | $4.6B | $3.3B |
| Q4 25 | — | — | ||
| Q3 25 | 85.85× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $246.9M | $413.4M |
| Free Cash FlowOCF − Capex | $178.6M | — |
| FCF MarginFCF / Revenue | 70.3% | — |
| Capex IntensityCapex / Revenue | 26.9% | — |
| Cash ConversionOCF / Net Profit | — | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $718.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $246.9M | $413.4M | ||
| Q3 25 | $251.3M | $99.0M | ||
| Q2 25 | $237.7M | $104.5M | ||
| Q1 25 | $200.3M | $101.0M | ||
| Q4 24 | $344.4M | $393.5M | ||
| Q3 24 | $174.5M | $108.5M | ||
| Q2 24 | $134.7M | $107.7M | ||
| Q1 24 | $75.8M | $85.9M |
| Q4 25 | $178.6M | — | ||
| Q3 25 | $189.2M | — | ||
| Q2 25 | $197.7M | — | ||
| Q1 25 | $153.2M | — | ||
| Q4 24 | $282.9M | — | ||
| Q3 24 | $122.3M | — | ||
| Q2 24 | $74.2M | — | ||
| Q1 24 | $14.8M | — |
| Q4 25 | 70.3% | — | ||
| Q3 25 | 41.6% | — | ||
| Q2 25 | 45.6% | — | ||
| Q1 25 | 34.8% | — | ||
| Q4 24 | 111.5% | — | ||
| Q3 24 | 29.1% | — | ||
| Q2 24 | 17.0% | — | ||
| Q1 24 | 3.5% | — |
| Q4 25 | 26.9% | — | ||
| Q3 25 | 13.6% | — | ||
| Q2 25 | 9.2% | — | ||
| Q1 25 | 10.7% | — | ||
| Q4 24 | 24.2% | — | ||
| Q3 24 | 12.4% | — | ||
| Q2 24 | 13.9% | — | ||
| Q1 24 | 14.6% | — |
| Q4 25 | — | 121.45× | ||
| Q3 25 | 1.70× | 19.05× | ||
| Q2 25 | 7.36× | 15.20× | ||
| Q1 25 | 6.52× | 10.34× | ||
| Q4 24 | — | 45.04× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
