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Side-by-side financial comparison of Opus Genetics, Inc. (IRD) and UNITED BANCORP INC (UBCP). Click either name above to swap in a different company.

UNITED BANCORP INC is the larger business by last-quarter revenue ($6.9M vs $3.9M, roughly 1.8× Opus Genetics, Inc.). On growth, UNITED BANCORP INC posted the faster year-over-year revenue change (8.6% vs -10.2%). Over the past eight quarters, Opus Genetics, Inc.'s revenue compounded faster (50.3% CAGR vs -0.7%).

Opus Genetics, Inc. is a clinical-stage biotechnology company specializing in the development of targeted gene therapies for inherited retinal diseases. It focuses on addressing unmet medical needs for patients living with rare, vision-threatening ocular conditions, with operations centered on advancing accessible therapeutic candidates for global rare disease patient populations.

United Bank was an American bank headquartered in Hartford, Connecticut, and had locations throughout Connecticut, Massachusetts and Rhode Island. The bank was acquired in 2019 by People's United Financial and branches were rebranded or closed.

IRD vs UBCP — Head-to-Head

Bigger by revenue
UBCP
UBCP
1.8× larger
UBCP
$6.9M
$3.9M
IRD
Growing faster (revenue YoY)
UBCP
UBCP
+18.7% gap
UBCP
8.6%
-10.2%
IRD
Faster 2-yr revenue CAGR
IRD
IRD
Annualised
IRD
50.3%
-0.7%
UBCP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
IRD
IRD
UBCP
UBCP
Revenue
$3.9M
$6.9M
Net Profit
$2.0M
Gross Margin
Operating Margin
28.7%
Net Margin
29.6%
Revenue YoY
-10.2%
8.6%
Net Profit YoY
53.0%
10.1%
EPS (diluted)
$0.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IRD
IRD
UBCP
UBCP
Q4 25
$3.9M
$6.9M
Q3 25
$3.1M
$8.1M
Q2 25
$2.9M
$8.0M
Q1 25
$4.4M
$7.5M
Q4 24
$4.3M
$6.3M
Q3 24
$3.9M
$7.4M
Q2 24
$1.1M
$7.4M
Q1 24
$1.7M
$7.0M
Net Profit
IRD
IRD
UBCP
UBCP
Q4 25
$2.0M
Q3 25
$-17.5M
$1.9M
Q2 25
$-7.4M
$1.9M
Q1 25
$-8.2M
$1.9M
Q4 24
$1.8M
Q3 24
$-7.5M
$1.8M
Q2 24
$-7.8M
$1.7M
Q1 24
$-7.1M
$2.0M
Operating Margin
IRD
IRD
UBCP
UBCP
Q4 25
28.7%
Q3 25
-269.9%
23.7%
Q2 25
-309.0%
24.2%
Q1 25
-227.2%
24.5%
Q4 24
28.1%
Q3 24
-207.1%
23.9%
Q2 24
-748.9%
21.8%
Q1 24
-450.5%
30.7%
Net Margin
IRD
IRD
UBCP
UBCP
Q4 25
29.6%
Q3 25
-566.9%
23.9%
Q2 25
-257.5%
24.0%
Q1 25
-187.5%
24.9%
Q4 24
29.1%
Q3 24
-194.6%
24.7%
Q2 24
-698.3%
23.6%
Q1 24
-415.3%
28.5%
EPS (diluted)
IRD
IRD
UBCP
UBCP
Q4 25
$0.35
Q3 25
$-0.25
$0.34
Q2 25
$-0.12
$0.33
Q1 25
$-0.24
$0.32
Q4 24
$0.31
Q3 24
$-0.29
$0.31
Q2 24
$-0.30
$0.30
Q1 24
$-0.29
$0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IRD
IRD
UBCP
UBCP
Cash + ST InvestmentsLiquidity on hand
$45.1M
$46.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$15.3M
$70.5M
Total Assets
$50.2M
$857.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IRD
IRD
UBCP
UBCP
Q4 25
$45.1M
$46.5M
Q3 25
$30.8M
$45.7M
Q2 25
$32.4M
$49.7M
Q1 25
$41.8M
$36.4M
Q4 24
$30.3M
$19.6M
Q3 24
$36.6M
$37.8M
Q2 24
$41.4M
$37.6M
Q1 24
$47.2M
$46.9M
Stockholders' Equity
IRD
IRD
UBCP
UBCP
Q4 25
$15.3M
$70.5M
Q3 25
$6.0M
$66.5M
Q2 25
$17.5M
$59.7M
Q1 25
$5.1M
$60.8M
Q4 24
$6.7M
$63.5M
Q3 24
$34.3M
$65.5M
Q2 24
$40.6M
$60.6M
Q1 24
$46.1M
$63.2M
Total Assets
IRD
IRD
UBCP
UBCP
Q4 25
$50.2M
$857.4M
Q3 25
$36.1M
$866.8M
Q2 25
$38.7M
$847.9M
Q1 25
$48.2M
$830.7M
Q4 24
$36.9M
$816.7M
Q3 24
$40.4M
$825.5M
Q2 24
$44.8M
$821.8M
Q1 24
$51.8M
$834.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IRD
IRD
UBCP
UBCP
Operating Cash FlowLast quarter
$-35.3M
$10.5M
Free Cash FlowOCF − Capex
$-1.3M
FCF MarginFCF / Revenue
-19.2%
Capex IntensityCapex / Revenue
171.0%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$-819.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IRD
IRD
UBCP
UBCP
Q4 25
$-35.3M
$10.5M
Q3 25
$-6.2M
$3.2M
Q2 25
$-10.3M
$3.8M
Q1 25
$-9.0M
$1.1M
Q4 24
$-25.6M
$8.4M
Q3 24
$-5.1M
$4.4M
Q2 24
$-7.3M
$-789.0K
Q1 24
$-5.7M
$3.6M
Free Cash Flow
IRD
IRD
UBCP
UBCP
Q4 25
$-1.3M
Q3 25
$-367.0K
Q2 25
$1.5M
Q1 25
$-594.0K
Q4 24
$-1.2M
Q3 24
$-1.7M
Q2 24
$-1.5M
Q1 24
$223.0K
FCF Margin
IRD
IRD
UBCP
UBCP
Q4 25
-19.2%
Q3 25
-4.5%
Q2 25
18.3%
Q1 25
-7.9%
Q4 24
-19.7%
Q3 24
-22.9%
Q2 24
-20.5%
Q1 24
3.2%
Capex Intensity
IRD
IRD
UBCP
UBCP
Q4 25
171.0%
Q3 25
43.7%
Q2 25
29.0%
Q1 25
22.0%
Q4 24
152.8%
Q3 24
82.8%
Q2 24
9.8%
Q1 24
48.6%
Cash Conversion
IRD
IRD
UBCP
UBCP
Q4 25
5.14×
Q3 25
1.64×
Q2 25
1.98×
Q1 25
0.57×
Q4 24
4.57×
Q3 24
2.42×
Q2 24
-0.45×
Q1 24
1.81×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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