vs

Side-by-side financial comparison of Investar Holding Corp (ISTR) and Maison Solutions Inc. (MSS). Click either name above to swap in a different company.

Maison Solutions Inc. is the larger business by last-quarter revenue ($27.6M vs $23.5M, roughly 1.2× Investar Holding Corp). On growth, Investar Holding Corp posted the faster year-over-year revenue change (0.9% vs -10.9%). Over the past eight quarters, Maison Solutions Inc.'s revenue compounded faster (42.5% CAGR vs 4.9%).

Investar Holding Corp is a U.S.-headquartered bank holding company that primarily operates across the Gulf Coast region. It delivers a full range of commercial and retail banking services, including deposit products, consumer and business loans, mortgage services, and wealth management solutions for individual clients, small and medium-sized enterprises, and commercial entities.

Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.

ISTR vs MSS — Head-to-Head

Bigger by revenue
MSS
MSS
1.2× larger
MSS
$27.6M
$23.5M
ISTR
Growing faster (revenue YoY)
ISTR
ISTR
+11.8% gap
ISTR
0.9%
-10.9%
MSS
Faster 2-yr revenue CAGR
MSS
MSS
Annualised
MSS
42.5%
4.9%
ISTR

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
ISTR
ISTR
MSS
MSS
Revenue
$23.5M
$27.6M
Net Profit
$-5.0M
Gross Margin
23.4%
Operating Margin
30.9%
-4.9%
Net Margin
-18.0%
Revenue YoY
0.9%
-10.9%
Net Profit YoY
-1840.5%
EPS (diluted)
$0.50
$-0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ISTR
ISTR
MSS
MSS
Q4 25
$23.5M
$27.6M
Q3 25
$24.1M
$27.2M
Q2 25
$22.3M
$34.4M
Q1 25
$24.0M
$32.3M
Q4 24
$23.3M
$29.4M
Q3 24
$22.3M
$28.2M
Q2 24
$20.4M
$16.9M
Q1 24
$21.4M
$13.6M
Net Profit
ISTR
ISTR
MSS
MSS
Q4 25
$-5.0M
Q3 25
$6.2M
$-1.5M
Q2 25
$4.5M
$-287.4K
Q1 25
$6.3M
$1.0M
Q4 24
$-256.0K
Q3 24
$5.4M
$700.9K
Q2 24
$4.1M
$-2.8M
Q1 24
$4.7M
$-549.0K
Gross Margin
ISTR
ISTR
MSS
MSS
Q4 25
23.4%
Q3 25
24.1%
Q2 25
9.5%
Q1 25
21.8%
Q4 24
26.9%
Q3 24
28.9%
Q2 24
13.0%
Q1 24
23.4%
Operating Margin
ISTR
ISTR
MSS
MSS
Q4 25
30.9%
-4.9%
Q3 25
31.0%
0.7%
Q2 25
24.4%
-15.9%
Q1 25
32.2%
3.7%
Q4 24
31.1%
3.2%
Q3 24
27.6%
7.3%
Q2 24
24.0%
-14.4%
Q1 24
28.5%
-2.3%
Net Margin
ISTR
ISTR
MSS
MSS
Q4 25
-18.0%
Q3 25
25.6%
-5.7%
Q2 25
20.2%
-0.8%
Q1 25
26.3%
3.1%
Q4 24
-0.9%
Q3 24
24.1%
2.5%
Q2 24
19.9%
-16.4%
Q1 24
22.0%
-4.0%
EPS (diluted)
ISTR
ISTR
MSS
MSS
Q4 25
$0.50
$-0.23
Q3 25
$0.54
$-0.08
Q2 25
$0.46
$-0.02
Q1 25
$0.63
$0.06
Q4 24
$0.61
$-0.01
Q3 24
$0.54
$0.04
Q2 24
$0.41
$-0.16
Q1 24
$0.48
$-0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ISTR
ISTR
MSS
MSS
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$9.8M
$2.6M
Stockholders' EquityBook value
$301.1M
$11.6M
Total Assets
$2.8B
$75.4M
Debt / EquityLower = less leverage
0.03×
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ISTR
ISTR
MSS
MSS
Q4 25
Q3 25
$1.1M
Q2 25
$775.4K
Q1 25
$445.4K
Q4 24
$355.7K
Q3 24
$588.9K
Q2 24
$2.1M
Q1 24
$9.4M
Total Debt
ISTR
ISTR
MSS
MSS
Q4 25
$9.8M
$2.6M
Q3 25
$2.6M
Q2 25
$2.6M
Q1 25
Q4 24
$9.8M
Q3 24
$2.5M
Q2 24
$2.6M
Q1 24
$2.6M
Stockholders' Equity
ISTR
ISTR
MSS
MSS
Q4 25
$301.1M
$11.6M
Q3 25
$295.3M
$10.1M
Q2 25
$255.9M
$11.7M
Q1 25
$251.7M
$12.0M
Q4 24
$241.3M
$10.9M
Q3 24
$245.5M
$11.2M
Q2 24
$230.2M
$10.5M
Q1 24
$227.0M
$13.3M
Total Assets
ISTR
ISTR
MSS
MSS
Q4 25
$2.8B
$75.4M
Q3 25
$2.8B
$73.3M
Q2 25
$2.7B
$77.4M
Q1 25
$2.7B
$82.7M
Q4 24
$2.7B
$82.7M
Q3 24
$2.8B
$82.1M
Q2 24
$2.8B
$82.4M
Q1 24
$2.8B
$44.2M
Debt / Equity
ISTR
ISTR
MSS
MSS
Q4 25
0.03×
0.22×
Q3 25
0.26×
Q2 25
0.22×
Q1 25
Q4 24
0.04×
Q3 24
0.23×
Q2 24
0.24×
Q1 24
0.19×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ISTR
ISTR
MSS
MSS
Operating Cash FlowLast quarter
$18.2M
$-1.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ISTR
ISTR
MSS
MSS
Q4 25
$18.2M
$-1.7M
Q3 25
$6.9M
$1.1M
Q2 25
$3.2M
$-1.6M
Q1 25
$4.5M
$1.7M
Q4 24
$15.9M
$1.1M
Q3 24
$5.6M
$3.6M
Q2 24
$2.8M
$-2.6M
Q1 24
$7.8M
$-1.4M
Cash Conversion
ISTR
ISTR
MSS
MSS
Q4 25
Q3 25
1.12×
Q2 25
0.71×
Q1 25
0.71×
1.66×
Q4 24
Q3 24
1.03×
5.12×
Q2 24
0.70×
Q1 24
1.66×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ISTR
ISTR

Segment breakdown not available.

MSS
MSS

Perishables$14.4M52%
Nonperishables$13.2M48%

Related Comparisons