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Side-by-side financial comparison of JBG SMITH Properties (JBGS) and NERDWALLET, INC. (NRDS). Click either name above to swap in a different company.
NERDWALLET, INC. is the larger business by last-quarter revenue ($225.4M vs $127.6M, roughly 1.8× JBG SMITH Properties). NERDWALLET, INC. runs the higher net margin — 6.2% vs -35.7%, a 41.9% gap on every dollar of revenue. On growth, NERDWALLET, INC. posted the faster year-over-year revenue change (22.6% vs -2.5%). Over the past eight quarters, NERDWALLET, INC.'s revenue compounded faster (18.0% CAGR vs -6.3%).
JBG SMITH PropertiesJBGSEarnings & Financial Report
JBG SMITH Properties is a publicly traded real estate investment trust based in Bethesda, Maryland.
NerdWallet is an American personal finance company, founded in 2009 by Tim Chen and Jacob Gibson. It has a website and app that earns money by promoting financial products to its users.
JBGS vs NRDS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $127.6M | $225.4M |
| Net Profit | $-45.5M | $14.0M |
| Gross Margin | — | 94.0% |
| Operating Margin | -47.5% | 8.6% |
| Net Margin | -35.7% | 6.2% |
| Revenue YoY | -2.5% | 22.6% |
| Net Profit YoY | 24.0% | -63.7% |
| EPS (diluted) | $-0.76 | $0.19 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $127.6M | $225.4M | ||
| Q3 25 | $123.9M | $215.1M | ||
| Q2 25 | $126.5M | $186.9M | ||
| Q1 25 | $120.7M | $209.2M | ||
| Q4 24 | $130.8M | $183.8M | ||
| Q3 24 | $136.0M | $191.3M | ||
| Q2 24 | $135.3M | $150.6M | ||
| Q1 24 | $145.2M | $161.9M |
| Q4 25 | $-45.5M | $14.0M | ||
| Q3 25 | $-28.6M | $26.3M | ||
| Q2 25 | $-19.2M | $8.2M | ||
| Q1 25 | $-45.7M | $200.0K | ||
| Q4 24 | $-59.9M | $38.6M | ||
| Q3 24 | $-27.0M | $100.0K | ||
| Q2 24 | $-24.4M | $-9.4M | ||
| Q1 24 | $-32.3M | $1.1M |
| Q4 25 | — | 94.0% | ||
| Q3 25 | — | 92.9% | ||
| Q2 25 | — | 91.1% | ||
| Q1 25 | — | 91.3% | ||
| Q4 24 | — | 90.9% | ||
| Q3 24 | — | 90.7% | ||
| Q2 24 | — | 90.1% | ||
| Q1 24 | — | 91.2% |
| Q4 25 | -47.5% | 8.6% | ||
| Q3 25 | -27.5% | 16.0% | ||
| Q2 25 | -18.4% | 5.7% | ||
| Q1 25 | -44.7% | 0.3% | ||
| Q4 24 | -53.6% | 4.7% | ||
| Q3 24 | -22.4% | 3.5% | ||
| Q2 24 | -24.3% | -6.4% | ||
| Q1 24 | -30.1% | 2.3% |
| Q4 25 | -35.7% | 6.2% | ||
| Q3 25 | -23.1% | 12.2% | ||
| Q2 25 | -15.2% | 4.4% | ||
| Q1 25 | -37.9% | 0.1% | ||
| Q4 24 | -45.8% | 21.0% | ||
| Q3 24 | -19.8% | 0.1% | ||
| Q2 24 | -18.0% | -6.2% | ||
| Q1 24 | -22.2% | 0.7% |
| Q4 25 | $-0.76 | $0.19 | ||
| Q3 25 | $-0.48 | $0.34 | ||
| Q2 25 | $-0.29 | $0.11 | ||
| Q1 25 | $-0.56 | $0.00 | ||
| Q4 24 | $-0.70 | $0.49 | ||
| Q3 24 | $-0.32 | $0.00 | ||
| Q2 24 | $-0.27 | $-0.12 | ||
| Q1 24 | $-0.36 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $75.3M | $98.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.2B | $374.5M |
| Total Assets | $4.4B | $461.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $75.3M | $98.3M | ||
| Q3 25 | $64.4M | $120.6M | ||
| Q2 25 | $61.4M | $105.3M | ||
| Q1 25 | $81.3M | $92.2M | ||
| Q4 24 | $145.8M | $66.3M | ||
| Q3 24 | $137.0M | $71.7M | ||
| Q2 24 | $163.5M | $113.8M | ||
| Q1 24 | $220.5M | $110.9M |
| Q4 25 | $1.2B | $374.5M | ||
| Q3 25 | $1.2B | $402.4M | ||
| Q2 25 | $1.3B | $390.0M | ||
| Q1 25 | $1.6B | $371.6M | ||
| Q4 24 | $1.8B | $364.2M | ||
| Q3 24 | $1.9B | $322.4M | ||
| Q2 24 | $2.0B | $379.4M | ||
| Q1 24 | $2.1B | $378.7M |
| Q4 25 | $4.4B | $461.1M | ||
| Q3 25 | $4.4B | $492.8M | ||
| Q2 25 | $4.5B | $476.0M | ||
| Q1 25 | $4.7B | $475.0M | ||
| Q4 24 | $5.0B | $437.6M | ||
| Q3 24 | $5.2B | $402.4M | ||
| Q2 24 | $5.3B | $446.2M | ||
| Q1 24 | $5.4B | $446.1M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $73.3M | $38.9M |
| Free Cash FlowOCF − Capex | — | $38.6M |
| FCF MarginFCF / Revenue | — | 17.1% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | — | 2.78× |
| TTM Free Cash FlowTrailing 4 quarters | — | $130.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $73.3M | $38.9M | ||
| Q3 25 | $8.9M | $48.5M | ||
| Q2 25 | $18.8M | $17.5M | ||
| Q1 25 | $12.9M | $26.7M | ||
| Q4 24 | $129.4M | $9.9M | ||
| Q3 24 | $26.4M | $29.0M | ||
| Q2 24 | $23.8M | $10.2M | ||
| Q1 24 | $37.0M | $22.7M |
| Q4 25 | — | $38.6M | ||
| Q3 25 | — | $48.4M | ||
| Q2 25 | — | $16.8M | ||
| Q1 25 | — | $26.5M | ||
| Q4 24 | — | $9.7M | ||
| Q3 24 | — | $28.9M | ||
| Q2 24 | — | $9.9M | ||
| Q1 24 | — | — |
| Q4 25 | — | 17.1% | ||
| Q3 25 | — | 22.5% | ||
| Q2 25 | — | 9.0% | ||
| Q1 25 | — | 12.7% | ||
| Q4 24 | — | 5.3% | ||
| Q3 24 | — | 15.1% | ||
| Q2 24 | — | 6.6% | ||
| Q1 24 | — | — |
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 0.0% |
| Q4 25 | — | 2.78× | ||
| Q3 25 | — | 1.84× | ||
| Q2 25 | — | 2.13× | ||
| Q1 25 | — | 133.50× | ||
| Q4 24 | — | 0.26× | ||
| Q3 24 | — | 290.00× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 20.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
JBGS
Segment breakdown not available.
NRDS
| Insurance | $81.2M | 36% |
| Emerging Verticals | $52.9M | 23% |
| Loans | $42.3M | 19% |
| Credit Card | $26.5M | 12% |
| SMB Products | $22.5M | 10% |
