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Side-by-side financial comparison of John Marshall Bancorp, Inc. (JMSB) and Maison Solutions Inc. (MSS). Click either name above to swap in a different company.

Maison Solutions Inc. is the larger business by last-quarter revenue ($27.6M vs $16.8M, roughly 1.6× John Marshall Bancorp, Inc.). John Marshall Bancorp, Inc. runs the higher net margin — 36.3% vs -18.0%, a 54.3% gap on every dollar of revenue. Over the past eight quarters, Maison Solutions Inc.'s revenue compounded faster (42.5% CAGR vs 15.3%).

John Marshall Bancorp, Inc. is a U.S.-based bank holding company that operates through its wholly owned subsidiary John Marshall Bank. It provides a full suite of commercial and consumer banking products including deposit accounts, commercial loans, residential mortgages, and personal financial services, primarily serving retail customers and small-to-mid-sized businesses across the U.S. Mid-Atlantic region.

Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.

JMSB vs MSS — Head-to-Head

Bigger by revenue
MSS
MSS
1.6× larger
MSS
$27.6M
$16.8M
JMSB
Higher net margin
JMSB
JMSB
54.3% more per $
JMSB
36.3%
-18.0%
MSS
Faster 2-yr revenue CAGR
MSS
MSS
Annualised
MSS
42.5%
15.3%
JMSB

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
JMSB
JMSB
MSS
MSS
Revenue
$16.8M
$27.6M
Net Profit
$6.1M
$-5.0M
Gross Margin
23.4%
Operating Margin
-4.9%
Net Margin
36.3%
-18.0%
Revenue YoY
-10.9%
Net Profit YoY
26.8%
-1840.5%
EPS (diluted)
$0.43
$-0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JMSB
JMSB
MSS
MSS
Q1 26
$16.8M
Q4 25
$16.4M
$27.6M
Q3 25
$16.3M
$27.2M
Q2 25
$15.4M
$34.4M
Q1 25
$14.6M
$32.3M
Q4 24
$14.3M
$29.4M
Q3 24
$13.8M
$28.2M
Q2 24
$12.6M
$16.9M
Net Profit
JMSB
JMSB
MSS
MSS
Q1 26
$6.1M
Q4 25
$5.9M
$-5.0M
Q3 25
$5.4M
$-1.5M
Q2 25
$5.1M
$-287.4K
Q1 25
$4.8M
$1.0M
Q4 24
$4.8M
$-256.0K
Q3 24
$4.2M
$700.9K
Q2 24
$3.9M
$-2.8M
Gross Margin
JMSB
JMSB
MSS
MSS
Q1 26
Q4 25
23.4%
Q3 25
24.1%
Q2 25
9.5%
Q1 25
21.8%
Q4 24
26.9%
Q3 24
28.9%
Q2 24
13.0%
Operating Margin
JMSB
JMSB
MSS
MSS
Q1 26
Q4 25
47.4%
-4.9%
Q3 25
42.2%
0.7%
Q2 25
42.7%
-15.9%
Q1 25
42.4%
3.7%
Q4 24
42.5%
3.2%
Q3 24
38.8%
7.3%
Q2 24
39.7%
-14.4%
Net Margin
JMSB
JMSB
MSS
MSS
Q1 26
36.3%
Q4 25
36.2%
-18.0%
Q3 25
33.2%
-5.7%
Q2 25
33.1%
-0.8%
Q1 25
32.9%
3.1%
Q4 24
33.3%
-0.9%
Q3 24
30.7%
2.5%
Q2 24
30.9%
-16.4%
EPS (diluted)
JMSB
JMSB
MSS
MSS
Q1 26
$0.43
Q4 25
$0.41
$-0.23
Q3 25
$0.38
$-0.08
Q2 25
$0.36
$-0.02
Q1 25
$0.34
$0.06
Q4 24
$0.33
$-0.01
Q3 24
$0.30
$0.04
Q2 24
$0.27
$-0.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JMSB
JMSB
MSS
MSS
Cash + ST InvestmentsLiquidity on hand
$150.2M
Total DebtLower is stronger
$2.6M
Stockholders' EquityBook value
$268.1M
$11.6M
Total Assets
$2.4B
$75.4M
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JMSB
JMSB
MSS
MSS
Q1 26
$150.2M
Q4 25
$130.0M
Q3 25
$163.6M
$1.1M
Q2 25
$116.9M
$775.4K
Q1 25
$169.1M
$445.4K
Q4 24
$122.5M
$355.7K
Q3 24
$177.2M
$588.9K
Q2 24
$182.6M
$2.1M
Total Debt
JMSB
JMSB
MSS
MSS
Q1 26
Q4 25
$80.9M
$2.6M
Q3 25
$80.9M
$2.6M
Q2 25
$80.8M
$2.6M
Q1 25
$80.8M
Q4 24
$80.8M
Q3 24
$80.8M
$2.5M
Q2 24
$24.7M
$2.6M
Stockholders' Equity
JMSB
JMSB
MSS
MSS
Q1 26
$268.1M
Q4 25
$265.6M
$11.6M
Q3 25
$259.7M
$10.1M
Q2 25
$253.7M
$11.7M
Q1 25
$253.0M
$12.0M
Q4 24
$246.6M
$10.9M
Q3 24
$243.1M
$11.2M
Q2 24
$235.3M
$10.5M
Total Assets
JMSB
JMSB
MSS
MSS
Q1 26
$2.4B
Q4 25
$2.3B
$75.4M
Q3 25
$2.3B
$73.3M
Q2 25
$2.3B
$77.4M
Q1 25
$2.3B
$82.7M
Q4 24
$2.2B
$82.7M
Q3 24
$2.3B
$82.1M
Q2 24
$2.3B
$82.4M
Debt / Equity
JMSB
JMSB
MSS
MSS
Q1 26
Q4 25
0.30×
0.22×
Q3 25
0.31×
0.26×
Q2 25
0.32×
0.22×
Q1 25
0.32×
Q4 24
0.33×
Q3 24
0.33×
0.23×
Q2 24
0.11×
0.24×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JMSB
JMSB
MSS
MSS
Operating Cash FlowLast quarter
$-1.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JMSB
JMSB
MSS
MSS
Q1 26
Q4 25
$22.6M
$-1.7M
Q3 25
$1.2M
$1.1M
Q2 25
$7.5M
$-1.6M
Q1 25
$7.0M
$1.7M
Q4 24
$17.3M
$1.1M
Q3 24
$1.4M
$3.6M
Q2 24
$10.2M
$-2.6M
Free Cash Flow
JMSB
JMSB
MSS
MSS
Q1 26
Q4 25
$22.0M
Q3 25
$1.2M
Q2 25
$7.4M
Q1 25
$6.6M
Q4 24
$16.8M
Q3 24
$1.3M
Q2 24
$10.1M
FCF Margin
JMSB
JMSB
MSS
MSS
Q1 26
Q4 25
134.7%
Q3 25
7.3%
Q2 25
47.8%
Q1 25
45.3%
Q4 24
116.9%
Q3 24
9.5%
Q2 24
80.1%
Capex Intensity
JMSB
JMSB
MSS
MSS
Q1 26
Q4 25
3.4%
Q3 25
0.2%
Q2 25
1.0%
Q1 25
2.3%
Q4 24
3.4%
Q3 24
0.8%
Q2 24
0.4%
Cash Conversion
JMSB
JMSB
MSS
MSS
Q1 26
Q4 25
3.82×
Q3 25
0.23×
Q2 25
1.48×
Q1 25
1.45×
1.66×
Q4 24
3.61×
Q3 24
0.33×
5.12×
Q2 24
2.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

JMSB
JMSB

Net Interest Income$16.5M98%
Noninterest Income$284.0K2%

MSS
MSS

Perishables$14.4M52%
Nonperishables$13.2M48%

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