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Side-by-side financial comparison of KB HOME (KBH) and Primerica, Inc. (PRI). Click either name above to swap in a different company.
KB HOME is the larger business by last-quarter revenue ($1.7B vs $853.7M, roughly 2.0× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs 6.0%, a 17.1% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs -15.3%). Over the past eight quarters, KB HOME's revenue compounded faster (7.4% CAGR vs 7.2%).
KB Home is an American homebuilding company founded in 1957 as Kaufman & Broad in Detroit, Michigan. It was the first company to be traded on the New York Stock Exchange as a home builder. Its headquarters are in Los Angeles, California.
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
KBH vs PRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.7B | $853.7M |
| Net Profit | $101.5M | $197.0M |
| Gross Margin | — | — |
| Operating Margin | — | 28.9% |
| Net Margin | 6.0% | 23.1% |
| Revenue YoY | -15.3% | 11.0% |
| Net Profit YoY | -46.7% | 17.9% |
| EPS (diluted) | $1.55 | $6.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.7B | $853.7M | ||
| Q3 25 | $1.6B | $839.9M | ||
| Q2 25 | $1.5B | $793.3M | ||
| Q1 25 | $1.4B | $804.8M | ||
| Q4 24 | $2.0B | $768.8M | ||
| Q3 24 | $1.8B | $774.1M | ||
| Q2 24 | $1.7B | $803.4M | ||
| Q1 24 | $1.5B | $742.8M |
| Q4 25 | $101.5M | $197.0M | ||
| Q3 25 | $109.8M | $206.8M | ||
| Q2 25 | $107.9M | $178.3M | ||
| Q1 25 | $109.6M | $169.1M | ||
| Q4 24 | $190.6M | $167.1M | ||
| Q3 24 | $157.3M | $164.4M | ||
| Q2 24 | $168.4M | $1.2M | ||
| Q1 24 | $138.7M | $137.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 98.0% | ||
| Q1 24 | — | 98.2% |
| Q4 25 | — | 28.9% | ||
| Q3 25 | — | 32.3% | ||
| Q2 25 | — | 29.6% | ||
| Q1 25 | — | 27.5% | ||
| Q4 24 | — | 64.7% | ||
| Q3 24 | — | 32.9% | ||
| Q2 24 | — | 1.0% | ||
| Q1 24 | — | 24.1% |
| Q4 25 | 6.0% | 23.1% | ||
| Q3 25 | 6.8% | 24.6% | ||
| Q2 25 | 7.1% | 22.5% | ||
| Q1 25 | 7.9% | 21.0% | ||
| Q4 24 | 9.5% | 21.7% | ||
| Q3 24 | 9.0% | 21.2% | ||
| Q2 24 | 9.9% | 0.1% | ||
| Q1 24 | 9.4% | 18.6% |
| Q4 25 | $1.55 | $6.11 | ||
| Q3 25 | $1.61 | $6.35 | ||
| Q2 25 | $1.50 | $5.40 | ||
| Q1 25 | $1.49 | $5.05 | ||
| Q4 24 | $2.50 | $4.92 | ||
| Q3 24 | $2.04 | $4.83 | ||
| Q2 24 | $2.15 | $0.03 | ||
| Q1 24 | $1.76 | $3.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $756.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $3.9B | $2.4B |
| Total Assets | $6.7B | $15.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $756.2M | ||
| Q3 25 | — | $644.9M | ||
| Q2 25 | — | $621.2M | ||
| Q1 25 | — | $625.1M | ||
| Q4 24 | — | $687.8M | ||
| Q3 24 | — | $550.1M | ||
| Q2 24 | — | $627.3M | ||
| Q1 24 | — | $593.4M |
| Q4 25 | $3.9B | $2.4B | ||
| Q3 25 | $3.9B | $2.3B | ||
| Q2 25 | $4.0B | $2.3B | ||
| Q1 25 | $4.1B | $2.3B | ||
| Q4 24 | $4.1B | $2.3B | ||
| Q3 24 | $4.0B | $1.9B | ||
| Q2 24 | $4.0B | $2.1B | ||
| Q1 24 | $3.9B | $2.2B |
| Q4 25 | $6.7B | $15.0B | ||
| Q3 25 | $7.0B | $14.8B | ||
| Q2 25 | $7.0B | $14.8B | ||
| Q1 25 | $7.0B | $14.6B | ||
| Q4 24 | $6.9B | $14.6B | ||
| Q3 24 | $6.8B | $14.8B | ||
| Q2 24 | $6.8B | $14.6B | ||
| Q1 24 | $6.7B | $14.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $303.8M | $338.2M |
| Free Cash FlowOCF − Capex | $290.1M | — |
| FCF MarginFCF / Revenue | 17.1% | — |
| Capex IntensityCapex / Revenue | 0.8% | — |
| Cash ConversionOCF / Net Profit | 2.99× | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | $287.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $303.8M | $338.2M | ||
| Q3 25 | $197.7M | $202.9M | ||
| Q2 25 | $168.4M | $162.6M | ||
| Q1 25 | $-334.3M | $197.5M | ||
| Q4 24 | $362.6M | $270.6M | ||
| Q3 24 | $-89.9M | $207.3M | ||
| Q2 24 | $61.5M | $173.3M | ||
| Q1 24 | $28.5M | $210.9M |
| Q4 25 | $290.1M | — | ||
| Q3 25 | $185.8M | — | ||
| Q2 25 | $156.9M | — | ||
| Q1 25 | $-345.5M | — | ||
| Q4 24 | $352.6M | — | ||
| Q3 24 | $-99.4M | — | ||
| Q2 24 | $51.2M | — | ||
| Q1 24 | $19.1M | — |
| Q4 25 | 17.1% | — | ||
| Q3 25 | 11.5% | — | ||
| Q2 25 | 10.3% | — | ||
| Q1 25 | -24.8% | — | ||
| Q4 24 | 17.6% | — | ||
| Q3 24 | -5.7% | — | ||
| Q2 24 | 3.0% | — | ||
| Q1 24 | 1.3% | — |
| Q4 25 | 0.8% | — | ||
| Q3 25 | 0.7% | — | ||
| Q2 25 | 0.8% | — | ||
| Q1 25 | 0.8% | — | ||
| Q4 24 | 0.5% | — | ||
| Q3 24 | 0.5% | — | ||
| Q2 24 | 0.6% | — | ||
| Q1 24 | 0.6% | — |
| Q4 25 | 2.99× | 1.72× | ||
| Q3 25 | 1.80× | 0.98× | ||
| Q2 25 | 1.56× | 0.91× | ||
| Q1 25 | -3.05× | 1.17× | ||
| Q4 24 | 1.90× | 1.62× | ||
| Q3 24 | -0.57× | 1.26× | ||
| Q2 24 | 0.37× | 147.98× | ||
| Q1 24 | 0.21× | 1.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KBH
| Home Building | $1.7B | 99% |
| Financial Service | $8.7M | 1% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
