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Side-by-side financial comparison of Kentucky First Federal Bancorp (KFFB) and Medalist Diversified REIT, Inc. (MDRR). Click either name above to swap in a different company.
Kentucky First Federal Bancorp is the larger business by last-quarter revenue ($2.8M vs $2.8M, roughly 1.0× Medalist Diversified REIT, Inc.). Kentucky First Federal Bancorp runs the higher net margin — 10.7% vs -18.8%, a 29.5% gap on every dollar of revenue. On growth, Kentucky First Federal Bancorp posted the faster year-over-year revenue change (28.3% vs 11.8%). Medalist Diversified REIT, Inc. produced more free cash flow last quarter ($77.0K vs $-367.0K). Over the past eight quarters, Kentucky First Federal Bancorp's revenue compounded faster (24.0% CAGR vs 4.8%).
Kentucky First Federal Bancorp is a U.S. regional bank holding company based in Kentucky. It offers retail and commercial banking services including deposits, mortgage loans, consumer lending and small business financing, serving local individual customers and small-to-medium enterprises across its Kentucky operating regions.
Medalist Diversified REIT, Inc. is a publicly traded real estate investment trust focused on owning, operating, and acquiring income-generating multi-family residential properties. Its portfolio is concentrated in high-growth US Southeast and Mid-Atlantic markets, targeting stable long-term returns for shareholders via rental income and property appreciation.
KFFB vs MDRR — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.8M | $2.8M |
| Net Profit | $304.0K | $-529.6K |
| Gross Margin | — | — |
| Operating Margin | 14.1% | 14.8% |
| Net Margin | 10.7% | -18.8% |
| Revenue YoY | 28.3% | 11.8% |
| Net Profit YoY | 2238.5% | -88.4% |
| EPS (diluted) | $0.04 | $-0.49 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.8M | $2.8M | ||
| Q3 25 | $2.7M | $2.8M | ||
| Q2 25 | $2.4M | $2.5M | ||
| Q1 25 | $2.2M | $2.3M | ||
| Q4 24 | $2.2M | $2.5M | ||
| Q3 24 | $2.0M | $2.3M | ||
| Q2 24 | $2.0M | $2.3M | ||
| Q1 24 | $1.8M | $2.6M |
| Q4 25 | $304.0K | $-529.6K | ||
| Q3 25 | $344.0K | $-395.9K | ||
| Q2 25 | $176.0K | $-456.4K | ||
| Q1 25 | $7.0K | $-1.0M | ||
| Q4 24 | $13.0K | $-281.2K | ||
| Q3 24 | $-15.0K | $-527.0K | ||
| Q2 24 | $-1.1M | $-521.7K | ||
| Q1 24 | $-107.0K | $1.4M |
| Q4 25 | 14.1% | 14.8% | ||
| Q3 25 | 17.0% | 15.8% | ||
| Q2 25 | 10.3% | 9.8% | ||
| Q1 25 | 0.7% | -23.8% | ||
| Q4 24 | 0.3% | 17.7% | ||
| Q3 24 | -1.0% | 13.0% | ||
| Q2 24 | -58.7% | 9.4% | ||
| Q1 24 | -7.9% | — |
| Q4 25 | 10.7% | -18.8% | ||
| Q3 25 | 12.9% | -14.2% | ||
| Q2 25 | 7.6% | -18.5% | ||
| Q1 25 | 0.3% | -43.4% | ||
| Q4 24 | 0.6% | -11.1% | ||
| Q3 24 | -0.7% | -22.6% | ||
| Q2 24 | -56.7% | -22.7% | ||
| Q1 24 | -5.8% | 52.8% |
| Q4 25 | $0.04 | $-0.49 | ||
| Q3 25 | $0.04 | $-0.33 | ||
| Q2 25 | $0.02 | $-0.34 | ||
| Q1 25 | $0.00 | $-0.74 | ||
| Q4 24 | $0.00 | $-0.24 | ||
| Q3 24 | $0.00 | $-0.47 | ||
| Q2 24 | $-0.13 | $-0.47 | ||
| Q1 24 | $-0.01 | $1.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $19.7M | $2.6M |
| Total DebtLower is stronger | — | $51.4M |
| Stockholders' EquityBook value | $49.1M | $9.4M |
| Total Assets | $375.3M | $77.7M |
| Debt / EquityLower = less leverage | — | 5.45× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $19.7M | $2.6M | ||
| Q3 25 | $14.6M | $1.9M | ||
| Q2 25 | $19.5M | $2.0M | ||
| Q1 25 | $27.8M | $2.7M | ||
| Q4 24 | $21.0M | $4.8M | ||
| Q3 24 | $17.3M | $3.1M | ||
| Q2 24 | $18.3M | $3.8M | ||
| Q1 24 | $15.4M | $3.6M |
| Q4 25 | — | $51.4M | ||
| Q3 25 | — | $63.6M | ||
| Q2 25 | — | $49.6M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $49.1M | $9.4M | ||
| Q3 25 | $48.8M | $10.4M | ||
| Q2 25 | $48.4M | $13.4M | ||
| Q1 25 | $48.2M | $14.0M | ||
| Q4 24 | $48.1M | $15.0M | ||
| Q3 24 | $48.2M | $12.6M | ||
| Q2 24 | $48.0M | $13.2M | ||
| Q1 24 | $49.0M | $13.7M |
| Q4 25 | $375.3M | $77.7M | ||
| Q3 25 | $366.5M | $92.1M | ||
| Q2 25 | $371.2M | $77.7M | ||
| Q1 25 | $380.7M | $78.2M | ||
| Q4 24 | $374.2M | $75.1M | ||
| Q3 24 | $375.6M | $74.6M | ||
| Q2 24 | $375.0M | $75.2M | ||
| Q1 24 | $369.1M | $76.0M |
| Q4 25 | — | 5.45× | ||
| Q3 25 | — | 6.13× | ||
| Q2 25 | — | 3.70× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-303.0K | $1.5M |
| Free Cash FlowOCF − Capex | $-367.0K | $77.0K |
| FCF MarginFCF / Revenue | -12.9% | 2.7% |
| Capex IntensityCapex / Revenue | 2.3% | 51.5% |
| Cash ConversionOCF / Net Profit | -1.00× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-377.0K | $1.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-303.0K | $1.5M | ||
| Q3 25 | $450.0K | $1.6M | ||
| Q2 25 | $-86.0K | $244.1K | ||
| Q1 25 | $-155.0K | $460.0K | ||
| Q4 24 | $1.4M | $1.8M | ||
| Q3 24 | $-1.4M | $139.9K | ||
| Q2 24 | $-1.5M | $778.6K | ||
| Q1 24 | $-176.0K | $492.4K |
| Q4 25 | $-367.0K | $77.0K | ||
| Q3 25 | $445.0K | $1000.0K | ||
| Q2 25 | $-235.0K | $-181.5K | ||
| Q1 25 | $-220.0K | $322.4K | ||
| Q4 24 | $1.4M | $893.7K | ||
| Q3 24 | $-1.4M | $-164.7K | ||
| Q2 24 | $-1.5M | $645.6K | ||
| Q1 24 | $-191.0K | $265.8K |
| Q4 25 | -12.9% | 2.7% | ||
| Q3 25 | 16.7% | 35.9% | ||
| Q2 25 | -9.7% | -7.4% | ||
| Q1 25 | -9.9% | 13.9% | ||
| Q4 24 | 61.8% | 35.4% | ||
| Q3 24 | -70.2% | -7.0% | ||
| Q2 24 | -77.7% | 28.1% | ||
| Q1 24 | -10.4% | 10.3% |
| Q4 25 | 2.3% | 51.5% | ||
| Q3 25 | 0.2% | 20.4% | ||
| Q2 25 | 6.2% | 17.3% | ||
| Q1 25 | 2.9% | 5.9% | ||
| Q4 24 | 3.7% | 35.7% | ||
| Q3 24 | 0.1% | 13.0% | ||
| Q2 24 | 3.4% | 5.8% | ||
| Q1 24 | 0.8% | 8.8% |
| Q4 25 | -1.00× | — | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | -0.49× | — | ||
| Q1 25 | -22.14× | — | ||
| Q4 24 | 111.31× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.36× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KFFB
Segment breakdown not available.
MDRR
| Retail Center Properties | $1.6M | 58% |
| Other | $1.2M | 42% |
