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Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and Rimini Street, Inc. (RMNI). Click either name above to swap in a different company.
Rimini Street, Inc. is the larger business by last-quarter revenue ($105.5M vs $56.4M, roughly 1.9× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs 1.3%, a 24.9% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs 1.2%). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs 1.1%).
Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...
Rimini Street, Inc. is a global provider of independent third-party support services for enterprise software products including Oracle and SAP platforms. It serves clients across multiple industries worldwide, delivering cost-effective support, maintenance, and consulting solutions that help businesses cut operational expenses while ensuring software performance and security.
KINS vs RMNI — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $56.4M | $105.5M |
| Net Profit | $14.8M | $1.4M |
| Gross Margin | — | 59.0% |
| Operating Margin | 32.7% | 4.6% |
| Net Margin | 26.2% | 1.3% |
| Revenue YoY | 34.0% | 1.2% |
| Net Profit YoY | 171.4% | -59.4% |
| EPS (diluted) | $1.09 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $105.5M | ||
| Q4 25 | $56.4M | $109.8M | ||
| Q3 25 | $55.7M | $103.4M | ||
| Q2 25 | $52.3M | $104.1M | ||
| Q1 25 | $50.5M | $104.2M | ||
| Q4 24 | $42.1M | $114.2M | ||
| Q3 24 | $40.8M | $104.7M | ||
| Q2 24 | $36.5M | $103.1M |
| Q1 26 | — | $1.4M | ||
| Q4 25 | $14.8M | $724.0K | ||
| Q3 25 | $10.9M | $2.8M | ||
| Q2 25 | $11.3M | $30.3M | ||
| Q1 25 | $3.9M | $3.4M | ||
| Q4 24 | $5.4M | $6.7M | ||
| Q3 24 | $7.0M | $-43.1M | ||
| Q2 24 | $4.5M | $-1.1M |
| Q1 26 | — | 59.0% | ||
| Q4 25 | — | 60.4% | ||
| Q3 25 | — | 59.9% | ||
| Q2 25 | — | 60.4% | ||
| Q1 25 | — | 61.0% | ||
| Q4 24 | — | 63.7% | ||
| Q3 24 | — | 60.7% | ||
| Q2 24 | — | 59.1% |
| Q1 26 | — | 4.6% | ||
| Q4 25 | 32.7% | 4.5% | ||
| Q3 25 | 24.6% | 4.2% | ||
| Q2 25 | 27.1% | 39.6% | ||
| Q1 25 | 9.3% | 9.0% | ||
| Q4 24 | 15.9% | 13.0% | ||
| Q3 24 | 22.3% | -47.4% | ||
| Q2 24 | 15.7% | -0.8% |
| Q1 26 | — | 1.3% | ||
| Q4 25 | 26.2% | 0.7% | ||
| Q3 25 | 19.5% | 2.7% | ||
| Q2 25 | 21.5% | 29.1% | ||
| Q1 25 | 7.7% | 3.2% | ||
| Q4 24 | 12.9% | 5.8% | ||
| Q3 24 | 17.1% | -41.2% | ||
| Q2 24 | 12.4% | -1.1% |
| Q1 26 | — | $0.01 | ||
| Q4 25 | $1.09 | $0.00 | ||
| Q3 25 | $0.74 | $0.03 | ||
| Q2 25 | $0.78 | $0.32 | ||
| Q1 25 | $0.27 | $0.04 | ||
| Q4 24 | $0.44 | $0.07 | ||
| Q3 24 | $0.55 | $-0.47 | ||
| Q2 24 | $0.37 | $-0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $132.2M |
| Total DebtLower is stronger | $4.4M | $56.4M |
| Stockholders' EquityBook value | $122.7M | — |
| Total Assets | $453.4M | $397.1M |
| Debt / EquityLower = less leverage | 0.04× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $132.2M | ||
| Q4 25 | — | $120.0M | ||
| Q3 25 | — | $108.7M | ||
| Q2 25 | — | $101.3M | ||
| Q1 25 | — | $122.6M | ||
| Q4 24 | — | $88.8M | ||
| Q3 24 | — | $119.5M | ||
| Q2 24 | — | $134.2M |
| Q1 26 | — | $56.4M | ||
| Q4 25 | $4.4M | — | ||
| Q3 25 | $4.8M | — | ||
| Q2 25 | $5.1M | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $11.2M | — | ||
| Q3 24 | $17.3M | — | ||
| Q2 24 | $25.3M | — |
| Q1 26 | — | — | ||
| Q4 25 | $122.7M | $-27.0M | ||
| Q3 25 | $107.7M | $-27.3M | ||
| Q2 25 | $94.9M | $-29.0M | ||
| Q1 25 | $82.2M | $-63.7M | ||
| Q4 24 | $66.7M | $-69.4M | ||
| Q3 24 | $59.7M | $-76.8M | ||
| Q2 24 | $40.8M | $-36.1M |
| Q1 26 | — | $397.1M | ||
| Q4 25 | $453.4M | $423.1M | ||
| Q3 25 | $428.6M | $352.9M | ||
| Q2 25 | $393.4M | $397.5M | ||
| Q1 25 | $385.4M | $343.0M | ||
| Q4 24 | $374.9M | $369.1M | ||
| Q3 24 | $347.0M | $343.8M | ||
| Q2 24 | $319.8M | $367.4M |
| Q1 26 | — | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.05× | — | ||
| Q1 25 | 0.07× | — | ||
| Q4 24 | 0.17× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.62× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $75.9M | — |
| Free Cash FlowOCF − Capex | $73.1M | — |
| FCF MarginFCF / Revenue | 129.5% | — |
| Capex IntensityCapex / Revenue | 5.0% | — |
| Cash ConversionOCF / Net Profit | 5.14× | — |
| TTM Free Cash FlowTrailing 4 quarters | $124.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $75.9M | $19.6M | ||
| Q3 25 | $25.9M | $24.7M | ||
| Q2 25 | $9.3M | $-17.8M | ||
| Q1 25 | $17.9M | $33.7M | ||
| Q4 24 | $57.9M | $-37.7M | ||
| Q3 24 | $21.7M | $-18.5M | ||
| Q2 24 | $7.1M | $6.3M |
| Q1 26 | — | — | ||
| Q4 25 | $73.1M | $18.9M | ||
| Q3 25 | $25.3M | $23.5M | ||
| Q2 25 | $8.7M | $-19.5M | ||
| Q1 25 | $17.0M | $32.8M | ||
| Q4 24 | $55.6M | $-38.4M | ||
| Q3 24 | $21.0M | $-19.2M | ||
| Q2 24 | $6.6M | $5.4M |
| Q1 26 | — | — | ||
| Q4 25 | 129.5% | 17.2% | ||
| Q3 25 | 45.4% | 22.7% | ||
| Q2 25 | 16.6% | -18.8% | ||
| Q1 25 | 33.7% | 31.5% | ||
| Q4 24 | 132.1% | -33.6% | ||
| Q3 24 | 51.6% | -18.3% | ||
| Q2 24 | 18.1% | 5.2% |
| Q1 26 | — | — | ||
| Q4 25 | 5.0% | 0.6% | ||
| Q3 25 | 1.2% | 1.2% | ||
| Q2 25 | 1.1% | 1.7% | ||
| Q1 25 | 1.7% | 0.9% | ||
| Q4 24 | 5.6% | 0.6% | ||
| Q3 24 | 1.7% | 0.6% | ||
| Q2 24 | 1.4% | 0.8% |
| Q1 26 | — | — | ||
| Q4 25 | 5.14× | 27.02× | ||
| Q3 25 | 2.38× | 8.94× | ||
| Q2 25 | 0.82× | -0.59× | ||
| Q1 25 | 4.60× | 10.06× | ||
| Q4 24 | 10.65× | -5.66× | ||
| Q3 24 | 3.12× | — | ||
| Q2 24 | 1.58× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
