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Side-by-side financial comparison of KINGSTONE COMPANIES, INC. (KINS) and SHENANDOAH TELECOMMUNICATIONS CO (SHEN). Click either name above to swap in a different company.
SHENANDOAH TELECOMMUNICATIONS CO is the larger business by last-quarter revenue ($91.6M vs $56.4M, roughly 1.6× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs -5.9%, a 32.0% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs 7.2%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $-78.6M). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs 15.0%).
Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...
Shenandoah Telecommunications Co is a U.S. regional telecom provider offering broadband internet, wireless voice/data services, digital cable TV, and fiber-optic solutions. It serves residential, small business and enterprise clients across Mid-Atlantic states, focusing on underserved rural and suburban markets in Virginia, West Virginia, Maryland and Pennsylvania.
KINS vs SHEN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $56.4M | $91.6M |
| Net Profit | $14.8M | $-5.4M |
| Gross Margin | — | — |
| Operating Margin | 32.7% | -1.0% |
| Net Margin | 26.2% | -5.9% |
| Revenue YoY | 34.0% | 7.2% |
| Net Profit YoY | 171.4% | -95.8% |
| EPS (diluted) | $1.09 | $-0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $56.4M | $91.6M | ||
| Q3 25 | $55.7M | $89.8M | ||
| Q2 25 | $52.3M | $88.6M | ||
| Q1 25 | $50.5M | $87.9M | ||
| Q4 24 | $42.1M | $85.4M | ||
| Q3 24 | $40.8M | $87.6M | ||
| Q2 24 | $36.5M | $85.8M | ||
| Q1 24 | $35.8M | $69.2M |
| Q4 25 | $14.8M | $-5.4M | ||
| Q3 25 | $10.9M | $-9.4M | ||
| Q2 25 | $11.3M | $-9.0M | ||
| Q1 25 | $3.9M | $-9.1M | ||
| Q4 24 | $5.4M | $-2.7M | ||
| Q3 24 | $7.0M | $-5.3M | ||
| Q2 24 | $4.5M | $-12.9M | ||
| Q1 24 | $1.4M | $214.7M |
| Q4 25 | 32.7% | -1.0% | ||
| Q3 25 | 24.6% | -8.0% | ||
| Q2 25 | 27.1% | -10.3% | ||
| Q1 25 | 9.3% | -6.9% | ||
| Q4 24 | 15.9% | -6.7% | ||
| Q3 24 | 22.3% | -4.8% | ||
| Q2 24 | 15.7% | -18.5% | ||
| Q1 24 | 5.0% | -4.0% |
| Q4 25 | 26.2% | -5.9% | ||
| Q3 25 | 19.5% | -10.5% | ||
| Q2 25 | 21.5% | -10.2% | ||
| Q1 25 | 7.7% | -10.4% | ||
| Q4 24 | 12.9% | -3.2% | ||
| Q3 24 | 17.1% | -6.0% | ||
| Q2 24 | 12.4% | -15.0% | ||
| Q1 24 | 4.0% | 310.0% |
| Q4 25 | $1.09 | $-0.13 | ||
| Q3 25 | $0.74 | $-0.20 | ||
| Q2 25 | $0.78 | $-0.19 | ||
| Q1 25 | $0.27 | $-0.19 | ||
| Q4 24 | $0.44 | $-0.34 | ||
| Q3 24 | $0.55 | $-0.13 | ||
| Q2 24 | $0.37 | $-0.24 | ||
| Q1 24 | $0.12 | $4.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $27.3M |
| Total DebtLower is stronger | $4.4M | $642.4M |
| Stockholders' EquityBook value | $122.7M | $880.8M |
| Total Assets | $453.4M | $1.9B |
| Debt / EquityLower = less leverage | 0.04× | 0.73× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $27.3M | ||
| Q3 25 | — | $22.6M | ||
| Q2 25 | — | $29.1M | ||
| Q1 25 | — | $87.5M | ||
| Q4 24 | — | $46.3M | ||
| Q3 24 | — | $43.1M | ||
| Q2 24 | — | $43.8M | ||
| Q1 24 | — | $389.7M |
| Q4 25 | $4.4M | $642.4M | ||
| Q3 25 | $4.8M | $535.4M | ||
| Q2 25 | $5.1M | $513.1M | ||
| Q1 25 | $5.4M | $515.8M | ||
| Q4 24 | $11.2M | $418.0M | ||
| Q3 24 | $17.3M | $345.2M | ||
| Q2 24 | $25.3M | $297.4M | ||
| Q1 24 | $25.3M | $298.7M |
| Q4 25 | $122.7M | $880.8M | ||
| Q3 25 | $107.7M | $892.7M | ||
| Q2 25 | $94.9M | $902.0M | ||
| Q1 25 | $82.2M | $910.5M | ||
| Q4 24 | $66.7M | $918.6M | ||
| Q3 24 | $59.7M | $925.4M | ||
| Q2 24 | $40.8M | $933.1M | ||
| Q1 24 | $35.7M | $871.6M |
| Q4 25 | $453.4M | $1.9B | ||
| Q3 25 | $428.6M | $1.9B | ||
| Q2 25 | $393.4M | $1.8B | ||
| Q1 25 | $385.4M | $1.8B | ||
| Q4 24 | $374.9M | $1.7B | ||
| Q3 24 | $347.0M | $1.7B | ||
| Q2 24 | $319.8M | $1.7B | ||
| Q1 24 | $318.3M | $1.4B |
| Q4 25 | 0.04× | 0.73× | ||
| Q3 25 | 0.04× | 0.60× | ||
| Q2 25 | 0.05× | 0.57× | ||
| Q1 25 | 0.07× | 0.57× | ||
| Q4 24 | 0.17× | 0.46× | ||
| Q3 24 | 0.29× | 0.37× | ||
| Q2 24 | 0.62× | 0.32× | ||
| Q1 24 | 0.71× | 0.34× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $75.9M | $28.8M |
| Free Cash FlowOCF − Capex | $73.1M | $-78.6M |
| FCF MarginFCF / Revenue | 129.5% | -85.8% |
| Capex IntensityCapex / Revenue | 5.0% | 117.2% |
| Cash ConversionOCF / Net Profit | 5.14× | — |
| TTM Free Cash FlowTrailing 4 quarters | $124.0M | $-257.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $75.9M | $28.8M | ||
| Q3 25 | $25.9M | $30.7M | ||
| Q2 25 | $9.3M | $20.9M | ||
| Q1 25 | $17.9M | $20.5M | ||
| Q4 24 | $57.9M | $20.6M | ||
| Q3 24 | $21.7M | $24.3M | ||
| Q2 24 | $7.1M | $2.5M | ||
| Q1 24 | $6.1M | $15.2M |
| Q4 25 | $73.1M | $-78.6M | ||
| Q3 25 | $25.3M | $-51.4M | ||
| Q2 25 | $8.7M | $-65.3M | ||
| Q1 25 | $17.0M | $-62.7M | ||
| Q4 24 | $55.6M | $-72.0M | ||
| Q3 24 | $21.0M | $-51.3M | ||
| Q2 24 | $6.6M | $-78.3M | ||
| Q1 24 | $5.6M | $-54.9M |
| Q4 25 | 129.5% | -85.8% | ||
| Q3 25 | 45.4% | -57.2% | ||
| Q2 25 | 16.6% | -73.7% | ||
| Q1 25 | 33.7% | -71.3% | ||
| Q4 24 | 132.1% | -84.3% | ||
| Q3 24 | 51.6% | -58.5% | ||
| Q2 24 | 18.1% | -91.3% | ||
| Q1 24 | 15.5% | -79.3% |
| Q4 25 | 5.0% | 117.2% | ||
| Q3 25 | 1.2% | 91.4% | ||
| Q2 25 | 1.1% | 97.3% | ||
| Q1 25 | 1.7% | 94.7% | ||
| Q4 24 | 5.6% | 108.4% | ||
| Q3 24 | 1.7% | 86.2% | ||
| Q2 24 | 1.4% | 94.2% | ||
| Q1 24 | 1.5% | 101.2% |
| Q4 25 | 5.14× | — | ||
| Q3 25 | 2.38× | — | ||
| Q2 25 | 0.82× | — | ||
| Q1 25 | 4.60× | — | ||
| Q4 24 | 10.65× | — | ||
| Q3 24 | 3.12× | — | ||
| Q2 24 | 1.58× | — | ||
| Q1 24 | 4.27× | 0.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
KINS
Segment breakdown not available.
SHEN
| Residential And SMB Incumbent Broadband | $41.5M | 45% |
| Residential And SMB Glo Fiber Expansion Markets | $23.0M | 25% |
| Commercial Fiber | $20.3M | 22% |
| RLEC Other | $6.8M | 7% |
