vs

Side-by-side financial comparison of LITHIA MOTORS INC (LAD) and Block, Inc. (XYZ). Click either name above to swap in a different company.

LITHIA MOTORS INC is the larger business by last-quarter revenue ($9.2B vs $6.3B, roughly 1.5× Block, Inc.). Block, Inc. runs the higher net margin — 1.9% vs 1.5%, a 0.4% gap on every dollar of revenue. On growth, Block, Inc. posted the faster year-over-year revenue change (3.6% vs 0.3%). Block, Inc. produced more free cash flow last quarter ($579.8M vs $30.5M). Over the past eight quarters, LITHIA MOTORS INC's revenue compounded faster (3.6% CAGR vs 2.4%).

Lithia Motors, Inc. is an American nationwide automotive dealership group headquartered in Medford, Oregon. As of 2025, Lithia is the largest automotive retailer in the United States by revenue, ahead of competitors such as AutoNation and Penske Automotive Group. As of December 31, 2024, Lithia operates 459 dealership locations across the United States, Canada, and the United Kingdom. The company employs approximately 30,000 people worldwide.

Block, Inc. is an American technology company and a financial services provider for consumers and merchants. Founded in 2009 by Jack Dorsey, it is the U.S. market leader in point-of-sale systems. As of 2024, Block serves 57 million users and 4 million sellers, processing $241 billion in payments annually.

LAD vs XYZ — Head-to-Head

Bigger by revenue
LAD
LAD
1.5× larger
LAD
$9.2B
$6.3B
XYZ
Growing faster (revenue YoY)
XYZ
XYZ
+3.4% gap
XYZ
3.6%
0.3%
LAD
Higher net margin
XYZ
XYZ
0.4% more per $
XYZ
1.9%
1.5%
LAD
More free cash flow
XYZ
XYZ
$549.3M more FCF
XYZ
$579.8M
$30.5M
LAD
Faster 2-yr revenue CAGR
LAD
LAD
Annualised
LAD
3.6%
2.4%
XYZ

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LAD
LAD
XYZ
XYZ
Revenue
$9.2B
$6.3B
Net Profit
$136.9M
$115.8M
Gross Margin
14.9%
45.9%
Operating Margin
3.7%
7.8%
Net Margin
1.5%
1.9%
Revenue YoY
0.3%
3.6%
Net Profit YoY
-36.6%
-94.1%
EPS (diluted)
$5.90
$0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LAD
LAD
XYZ
XYZ
Q4 25
$9.2B
$6.3B
Q3 25
$9.7B
$6.1B
Q2 25
$9.6B
$6.1B
Q1 25
$9.2B
$5.8B
Q4 24
$9.2B
$6.0B
Q3 24
$9.2B
$6.0B
Q2 24
$9.2B
$6.2B
Q1 24
$8.6B
$6.0B
Net Profit
LAD
LAD
XYZ
XYZ
Q4 25
$136.9M
$115.8M
Q3 25
$217.1M
$461.5M
Q2 25
$256.1M
$538.5M
Q1 25
$209.5M
$189.9M
Q4 24
$216.1M
$1.9B
Q3 24
$209.1M
$283.8M
Q2 24
$214.2M
$195.3M
Q1 24
$162.6M
$472.0M
Gross Margin
LAD
LAD
XYZ
XYZ
Q4 25
14.9%
45.9%
Q3 25
15.2%
43.5%
Q2 25
15.5%
41.9%
Q1 25
15.4%
39.7%
Q4 24
15.0%
38.3%
Q3 24
15.5%
37.6%
Q2 24
15.4%
36.3%
Q1 24
15.6%
35.2%
Operating Margin
LAD
LAD
XYZ
XYZ
Q4 25
3.7%
7.8%
Q3 25
4.4%
6.7%
Q2 25
4.4%
8.0%
Q1 25
4.4%
5.7%
Q4 24
4.5%
0.2%
Q3 24
4.6%
5.4%
Q2 24
4.3%
5.0%
Q1 24
4.0%
4.2%
Net Margin
LAD
LAD
XYZ
XYZ
Q4 25
1.5%
1.9%
Q3 25
2.2%
7.5%
Q2 25
2.7%
8.9%
Q1 25
2.3%
3.3%
Q4 24
2.4%
32.3%
Q3 24
2.3%
4.7%
Q2 24
2.3%
3.2%
Q1 24
1.9%
7.9%
EPS (diluted)
LAD
LAD
XYZ
XYZ
Q4 25
$5.90
$0.19
Q3 25
$8.61
$0.74
Q2 25
$9.87
$0.87
Q1 25
$7.94
$0.30
Q4 24
$8.09
$3.06
Q3 24
$7.80
$0.45
Q2 24
$7.87
$0.31
Q1 24
$5.89
$0.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LAD
LAD
XYZ
XYZ
Cash + ST InvestmentsLiquidity on hand
$6.6B
Total DebtLower is stronger
$9.7B
Stockholders' EquityBook value
$6.6B
$22.2B
Total Assets
$25.1B
$39.5B
Debt / EquityLower = less leverage
1.47×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LAD
LAD
XYZ
XYZ
Q4 25
$6.6B
Q3 25
$206.5M
$8.3B
Q2 25
$202.8M
$6.4B
Q1 25
$234.4M
$7.1B
Q4 24
$8.1B
Q3 24
$209.8M
$8.3B
Q2 24
$516.4M
$7.8B
Q1 24
$264.4M
$5.8B
Total Debt
LAD
LAD
XYZ
XYZ
Q4 25
$9.7B
Q3 25
$7.3B
Q2 25
$5.1B
Q1 25
$5.1B
Q4 24
$8.2B
$6.1B
Q3 24
$6.1B
Q2 24
$6.1B
Q1 24
$4.1B
Stockholders' Equity
LAD
LAD
XYZ
XYZ
Q4 25
$6.6B
$22.2B
Q3 25
$6.8B
$22.5B
Q2 25
$7.0B
$22.2B
Q1 25
$6.8B
$21.5B
Q4 24
$6.7B
$21.3B
Q3 24
$6.6B
$19.9B
Q2 24
$6.4B
$19.3B
Q1 24
$6.4B
$19.0B
Total Assets
LAD
LAD
XYZ
XYZ
Q4 25
$25.1B
$39.5B
Q3 25
$24.5B
$39.2B
Q2 25
$24.2B
$36.9B
Q1 25
$23.5B
$36.4B
Q4 24
$23.1B
$36.8B
Q3 24
$23.3B
$36.4B
Q2 24
$23.2B
$37.5B
Q1 24
$22.2B
$35.6B
Debt / Equity
LAD
LAD
XYZ
XYZ
Q4 25
1.47×
Q3 25
0.32×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
1.23×
0.29×
Q3 24
0.31×
Q2 24
0.32×
Q1 24
0.22×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LAD
LAD
XYZ
XYZ
Operating Cash FlowLast quarter
$123.7M
$621.0M
Free Cash FlowOCF − Capex
$30.5M
$579.8M
FCF MarginFCF / Revenue
0.3%
9.3%
Capex IntensityCapex / Revenue
1.0%
0.7%
Cash ConversionOCF / Net Profit
0.90×
5.36×
TTM Free Cash FlowTrailing 4 quarters
$5.8M
$2.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LAD
LAD
XYZ
XYZ
Q4 25
$123.7M
$621.0M
Q3 25
$-98.4M
$1.5B
Q2 25
$9.3M
$374.3M
Q1 25
$322.1M
$133.3M
Q4 24
$61.8M
$13.8M
Q3 24
$219.3M
$684.8M
Q2 24
$-148.4M
$519.4M
Q1 24
$292.4M
$489.4M
Free Cash Flow
LAD
LAD
XYZ
XYZ
Q4 25
$30.5M
$579.8M
Q3 25
$-207.3M
$1.4B
Q2 25
$-70.8M
$343.0M
Q1 25
$253.4M
$101.5M
Q4 24
$-17.7M
$-13.2M
Q3 24
$157.1M
$628.2M
Q2 24
$-278.5M
$481.0M
Q1 24
$212.8M
$457.4M
FCF Margin
LAD
LAD
XYZ
XYZ
Q4 25
0.3%
9.3%
Q3 25
-2.1%
22.9%
Q2 25
-0.7%
5.7%
Q1 25
2.8%
1.8%
Q4 24
-0.2%
-0.2%
Q3 24
1.7%
10.5%
Q2 24
-3.0%
7.8%
Q1 24
2.5%
7.7%
Capex Intensity
LAD
LAD
XYZ
XYZ
Q4 25
1.0%
0.7%
Q3 25
1.1%
0.8%
Q2 25
0.8%
0.5%
Q1 25
0.7%
0.6%
Q4 24
0.9%
0.4%
Q3 24
0.7%
0.9%
Q2 24
1.4%
0.6%
Q1 24
0.9%
0.5%
Cash Conversion
LAD
LAD
XYZ
XYZ
Q4 25
0.90×
5.36×
Q3 25
-0.45×
3.14×
Q2 25
0.04×
0.70×
Q1 25
1.54×
0.70×
Q4 24
0.29×
0.01×
Q3 24
1.05×
2.41×
Q2 24
-0.69×
2.66×
Q1 24
1.80×
1.04×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LAD
LAD

Segment breakdown not available.

XYZ
XYZ

US$5.7B91%
Non Us$560.9M9%

Related Comparisons