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Side-by-side financial comparison of LendingClub Corp (LC) and OXFORD INDUSTRIES INC (OXM). Click either name above to swap in a different company.
OXFORD INDUSTRIES INC is the larger business by last-quarter revenue ($307.3M vs $252.3M, roughly 1.2× LendingClub Corp). LendingClub Corp runs the higher net margin — 20.5% vs -20.7%, a 41.2% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs -0.2%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs -3.0%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Oxford Industries, Inc. is a publicly traded clothing company in the United States that specializes in high-end clothing and apparel. The company carries many major labels, including Tommy Bahama, Lilly Pulitzer, Johnny Was and Southern Tide.
LC vs OXM — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $307.3M |
| Net Profit | $51.6M | $-63.7M |
| Gross Margin | — | 60.3% |
| Operating Margin | — | -27.7% |
| Net Margin | 20.5% | -20.7% |
| Revenue YoY | 15.9% | -0.2% |
| Net Profit YoY | 341.0% | -1517.6% |
| EPS (diluted) | $0.44 | $-4.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $307.3M | ||
| Q3 25 | $266.2M | $403.1M | ||
| Q2 25 | $248.4M | $392.9M | ||
| Q1 25 | $217.7M | — | ||
| Q4 24 | $217.2M | $308.0M | ||
| Q3 24 | $201.9M | $419.9M | ||
| Q2 24 | $187.2M | $398.2M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $-63.7M | ||
| Q3 25 | $44.3M | $16.7M | ||
| Q2 25 | $38.2M | $26.2M | ||
| Q1 25 | $11.7M | — | ||
| Q4 24 | — | $-3.9M | ||
| Q3 24 | $14.5M | $40.6M | ||
| Q2 24 | $14.9M | $38.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 60.3% | ||
| Q3 25 | — | 61.4% | ||
| Q2 25 | — | 64.2% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 63.1% | ||
| Q3 24 | — | 63.1% | ||
| Q2 24 | — | 64.9% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | -27.7% | ||
| Q3 25 | 21.5% | 6.3% | ||
| Q2 25 | 21.7% | 9.2% | ||
| Q1 25 | 7.2% | — | ||
| Q4 24 | 5.1% | -2.0% | ||
| Q3 24 | 8.9% | 12.5% | ||
| Q2 24 | 10.4% | 13.2% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | -20.7% | ||
| Q3 25 | 16.6% | 4.1% | ||
| Q2 25 | 15.4% | 6.7% | ||
| Q1 25 | 5.4% | — | ||
| Q4 24 | — | -1.3% | ||
| Q3 24 | 7.2% | 9.7% | ||
| Q2 24 | 8.0% | 9.6% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $-4.28 | ||
| Q3 25 | $0.37 | $1.12 | ||
| Q2 25 | $0.33 | $1.70 | ||
| Q1 25 | $0.10 | — | ||
| Q4 24 | $0.08 | $-0.25 | ||
| Q3 24 | $0.13 | $2.57 | ||
| Q2 24 | $0.13 | $2.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $8.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $528.0M |
| Total Assets | $11.9B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $8.0M | ||
| Q3 25 | — | $6.9M | ||
| Q2 25 | — | $8.2M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $7.0M | ||
| Q3 24 | — | $18.4M | ||
| Q2 24 | — | $7.7M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $528.0M | ||
| Q3 25 | $1.5B | $597.1M | ||
| Q2 25 | $1.4B | $592.4M | ||
| Q1 25 | $1.4B | — | ||
| Q4 24 | $1.3B | $612.2M | ||
| Q3 24 | $1.3B | $621.6M | ||
| Q2 24 | $1.3B | $592.9M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $1.3B | ||
| Q3 25 | $11.1B | $1.3B | ||
| Q2 25 | $10.8B | $1.3B | ||
| Q1 25 | $10.5B | — | ||
| Q4 24 | $10.6B | $1.2B | ||
| Q3 24 | $11.0B | $1.2B | ||
| Q2 24 | $9.6B | $1.2B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-9.1M |
| Free Cash FlowOCF − Capex | — | $-47.9M |
| FCF MarginFCF / Revenue | — | -15.6% |
| Capex IntensityCapex / Revenue | — | 12.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-79.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $-9.1M | ||
| Q3 25 | $-770.8M | $83.5M | ||
| Q2 25 | $-713.1M | $-3.9M | ||
| Q1 25 | $-339.3M | — | ||
| Q4 24 | $-2.6B | $-18.2M | ||
| Q3 24 | $-669.8M | $88.8M | ||
| Q2 24 | $-932.5M | $32.9M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $-47.9M | ||
| Q3 25 | $-791.8M | $52.3M | ||
| Q2 25 | $-803.8M | $-27.4M | ||
| Q1 25 | $-352.3M | — | ||
| Q4 24 | $-2.7B | $-56.9M | ||
| Q3 24 | $-682.3M | $47.2M | ||
| Q2 24 | $-945.3M | $21.0M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | -15.6% | ||
| Q3 25 | -297.4% | 13.0% | ||
| Q2 25 | -323.5% | -7.0% | ||
| Q1 25 | -161.8% | — | ||
| Q4 24 | -1237.8% | -18.5% | ||
| Q3 24 | -338.0% | 11.2% | ||
| Q2 24 | -504.9% | 5.3% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 12.6% | ||
| Q3 25 | 7.9% | 7.7% | ||
| Q2 25 | 36.5% | 6.0% | ||
| Q1 25 | 6.0% | — | ||
| Q4 24 | 25.0% | 12.6% | ||
| Q3 24 | 6.2% | 9.9% | ||
| Q2 24 | 6.9% | 3.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -17.41× | 5.00× | ||
| Q2 25 | -18.68× | -0.15× | ||
| Q1 25 | -29.07× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -46.33× | 2.19× | ||
| Q2 24 | -62.57× | 0.86× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
OXM
| Sales Channel Retail | $162.9M | 53% |
| Sales Channel Wholesale | $61.3M | 20% |
| Johnny Was | $45.4M | 15% |
| Sales Channel Food And Beverage | $29.3M | 10% |
| Other Foreign Countries | $9.0M | 3% |
