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Side-by-side financial comparison of LendingClub Corp (LC) and PROCORE TECHNOLOGIES, INC. (PCOR). Click either name above to swap in a different company.
PROCORE TECHNOLOGIES, INC. is the larger business by last-quarter revenue ($349.1M vs $252.3M, roughly 1.4× LendingClub Corp). LendingClub Corp runs the higher net margin — 20.5% vs -10.8%, a 31.2% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs 15.6%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 13.8%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Procore Technologies is an American construction management software as a service company founded in 2002, with headquarters in Carpinteria, California. Procore hosts a platform to connect those involved in the construction industry on a global platform. The software allows for the creation of simplified workflows and displays a consolidated view of construction products that includes the tracking of tasks, management of project workflows, and scheduling.
LC vs PCOR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $349.1M |
| Net Profit | $51.6M | $-37.6M |
| Gross Margin | — | 80.1% |
| Operating Margin | — | -12.3% |
| Net Margin | 20.5% | -10.8% |
| Revenue YoY | 15.9% | 15.6% |
| Net Profit YoY | 341.0% | 39.6% |
| EPS (diluted) | $0.44 | $-0.25 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $349.1M | ||
| Q3 25 | $266.2M | $338.9M | ||
| Q2 25 | $248.4M | $323.9M | ||
| Q1 25 | $217.7M | $310.6M | ||
| Q4 24 | $217.2M | $302.0M | ||
| Q3 24 | $201.9M | $295.9M | ||
| Q2 24 | $187.2M | $284.3M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $-37.6M | ||
| Q3 25 | $44.3M | $-9.1M | ||
| Q2 25 | $38.2M | $-21.1M | ||
| Q1 25 | $11.7M | $-33.0M | ||
| Q4 24 | — | $-62.3M | ||
| Q3 24 | $14.5M | $-26.4M | ||
| Q2 24 | $14.9M | $-6.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 80.1% | ||
| Q3 25 | — | 79.7% | ||
| Q2 25 | — | 79.1% | ||
| Q1 25 | — | 79.1% | ||
| Q4 24 | — | 81.2% | ||
| Q3 24 | — | 81.4% | ||
| Q2 24 | — | 83.1% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | -12.3% | ||
| Q3 25 | 21.5% | -4.4% | ||
| Q2 25 | 21.7% | -9.3% | ||
| Q1 25 | 7.2% | -11.7% | ||
| Q4 24 | 5.1% | -21.9% | ||
| Q3 24 | 8.9% | -12.3% | ||
| Q2 24 | 10.4% | -5.2% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | -10.8% | ||
| Q3 25 | 16.6% | -2.7% | ||
| Q2 25 | 15.4% | -6.5% | ||
| Q1 25 | 5.4% | -10.6% | ||
| Q4 24 | — | -20.6% | ||
| Q3 24 | 7.2% | -8.9% | ||
| Q2 24 | 8.0% | -2.2% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $-0.25 | ||
| Q3 25 | $0.37 | $-0.06 | ||
| Q2 25 | $0.33 | $-0.14 | ||
| Q1 25 | $0.10 | $-0.22 | ||
| Q4 24 | $0.08 | $-0.42 | ||
| Q3 24 | $0.13 | $-0.18 | ||
| Q2 24 | $0.13 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $768.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $1.3B |
| Total Assets | $11.9B | $2.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $768.5M | ||
| Q3 25 | — | $684.0M | ||
| Q2 25 | — | $620.9M | ||
| Q1 25 | — | $566.7M | ||
| Q4 24 | — | $775.4M | ||
| Q3 24 | — | $756.9M | ||
| Q2 24 | — | $735.4M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $1.3B | ||
| Q3 25 | $1.5B | $1.2B | ||
| Q2 25 | $1.4B | $1.2B | ||
| Q1 25 | $1.4B | $1.2B | ||
| Q4 24 | $1.3B | $1.3B | ||
| Q3 24 | $1.3B | $1.3B | ||
| Q2 24 | $1.3B | $1.3B |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $2.2B | ||
| Q3 25 | $11.1B | $2.1B | ||
| Q2 25 | $10.8B | $2.0B | ||
| Q1 25 | $10.5B | $1.9B | ||
| Q4 24 | $10.6B | $2.1B | ||
| Q3 24 | $11.0B | $2.0B | ||
| Q2 24 | $9.6B | $2.0B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $114.9M |
| Free Cash FlowOCF − Capex | — | $109.2M |
| FCF MarginFCF / Revenue | — | 31.3% |
| Capex IntensityCapex / Revenue | — | 1.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $282.2M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $114.9M | ||
| Q3 25 | $-770.8M | $88.5M | ||
| Q2 25 | $-713.1M | $30.8M | ||
| Q1 25 | $-339.3M | $66.0M | ||
| Q4 24 | $-2.6B | $29.1M | ||
| Q3 24 | $-669.8M | $39.3M | ||
| Q2 24 | $-932.5M | $58.7M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $109.2M | ||
| Q3 25 | $-791.8M | $83.1M | ||
| Q2 25 | $-803.8M | $27.9M | ||
| Q1 25 | $-352.3M | $62.0M | ||
| Q4 24 | $-2.7B | $17.4M | ||
| Q3 24 | $-682.3M | $35.7M | ||
| Q2 24 | $-945.3M | $56.8M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | 31.3% | ||
| Q3 25 | -297.4% | 24.5% | ||
| Q2 25 | -323.5% | 8.6% | ||
| Q1 25 | -161.8% | 20.0% | ||
| Q4 24 | -1237.8% | 5.8% | ||
| Q3 24 | -338.0% | 12.1% | ||
| Q2 24 | -504.9% | 20.0% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 1.6% | ||
| Q3 25 | 7.9% | 1.6% | ||
| Q2 25 | 36.5% | 0.9% | ||
| Q1 25 | 6.0% | 1.3% | ||
| Q4 24 | 25.0% | 3.9% | ||
| Q3 24 | 6.2% | 1.2% | ||
| Q2 24 | 6.9% | 0.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | -17.41× | — | ||
| Q2 25 | -18.68× | — | ||
| Q1 25 | -29.07× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -46.33× | — | ||
| Q2 24 | -62.57× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
PCOR
| US | $298.3M | 85% |
| Non Us | $50.9M | 15% |
