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Side-by-side financial comparison of LendingClub Corp (LC) and TOOTSIE ROLL INDUSTRIES INC (TR). Click either name above to swap in a different company.

LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $196.3M, roughly 1.3× TOOTSIE ROLL INDUSTRIES INC). LendingClub Corp runs the higher net margin — 20.5% vs 14.7%, a 5.8% gap on every dollar of revenue. On growth, LendingClub Corp posted the faster year-over-year revenue change (15.9% vs 1.5%). Over the past eight quarters, LendingClub Corp's revenue compounded faster (16.1% CAGR vs 13.2%).

LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.

Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.

LC vs TR — Head-to-Head

Bigger by revenue
LC
LC
1.3× larger
LC
$252.3M
$196.3M
TR
Growing faster (revenue YoY)
LC
LC
+14.4% gap
LC
15.9%
1.5%
TR
Higher net margin
LC
LC
5.8% more per $
LC
20.5%
14.7%
TR
Faster 2-yr revenue CAGR
LC
LC
Annualised
LC
16.1%
13.2%
TR

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
LC
LC
TR
TR
Revenue
$252.3M
$196.3M
Net Profit
$51.6M
$28.8M
Gross Margin
35.7%
Operating Margin
17.0%
Net Margin
20.5%
14.7%
Revenue YoY
15.9%
1.5%
Net Profit YoY
341.0%
27.9%
EPS (diluted)
$0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LC
LC
TR
TR
Q1 26
$252.3M
Q4 25
$266.5M
$196.3M
Q3 25
$266.2M
$232.7M
Q2 25
$248.4M
$155.1M
Q1 25
$217.7M
$148.5M
Q4 24
$217.2M
$193.4M
Q3 24
$201.9M
$225.9M
Q2 24
$187.2M
$150.7M
Net Profit
LC
LC
TR
TR
Q1 26
$51.6M
Q4 25
$28.8M
Q3 25
$44.3M
$35.7M
Q2 25
$38.2M
$17.5M
Q1 25
$11.7M
$18.1M
Q4 24
$22.5M
Q3 24
$14.5M
$32.8M
Q2 24
$14.9M
$15.6M
Gross Margin
LC
LC
TR
TR
Q1 26
Q4 25
35.7%
Q3 25
34.1%
Q2 25
36.4%
Q1 25
35.3%
Q4 24
39.1%
Q3 24
34.1%
Q2 24
33.5%
Operating Margin
LC
LC
TR
TR
Q1 26
Q4 25
18.8%
17.0%
Q3 25
21.5%
13.9%
Q2 25
21.7%
7.8%
Q1 25
7.2%
15.5%
Q4 24
5.1%
20.0%
Q3 24
8.9%
15.6%
Q2 24
10.4%
10.2%
Net Margin
LC
LC
TR
TR
Q1 26
20.5%
Q4 25
14.7%
Q3 25
16.6%
15.3%
Q2 25
15.4%
11.3%
Q1 25
5.4%
12.2%
Q4 24
11.6%
Q3 24
7.2%
14.5%
Q2 24
8.0%
10.4%
EPS (diluted)
LC
LC
TR
TR
Q1 26
$0.44
Q4 25
$0.36
Q3 25
$0.37
Q2 25
$0.33
Q1 25
$0.10
Q4 24
$0.08
Q3 24
$0.13
Q2 24
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LC
LC
TR
TR
Cash + ST InvestmentsLiquidity on hand
$176.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.5B
$941.0M
Total Assets
$11.9B
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LC
LC
TR
TR
Q1 26
Q4 25
$176.6M
Q3 25
$119.8M
Q2 25
$170.5M
Q1 25
$176.6M
Q4 24
$194.6M
Q3 24
$163.2M
Q2 24
$131.2M
Total Debt
LC
LC
TR
TR
Q1 26
Q4 25
$0
Q3 25
$0
Q2 25
$0
Q1 25
$0
Q4 24
$0
Q3 24
Q2 24
Stockholders' Equity
LC
LC
TR
TR
Q1 26
$1.5B
Q4 25
$1.5B
$941.0M
Q3 25
$1.5B
$918.9M
Q2 25
$1.4B
$893.1M
Q1 25
$1.4B
$879.4M
Q4 24
$1.3B
$870.7M
Q3 24
$1.3B
$870.2M
Q2 24
$1.3B
$841.4M
Total Assets
LC
LC
TR
TR
Q1 26
$11.9B
Q4 25
$11.6B
$1.3B
Q3 25
$11.1B
$1.2B
Q2 25
$10.8B
$1.2B
Q1 25
$10.5B
$1.1B
Q4 24
$10.6B
$1.1B
Q3 24
$11.0B
$1.1B
Q2 24
$9.6B
$1.1B
Debt / Equity
LC
LC
TR
TR
Q1 26
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LC
LC
TR
TR
Operating Cash FlowLast quarter
$73.3M
Free Cash FlowOCF − Capex
$61.0M
FCF MarginFCF / Revenue
31.1%
Capex IntensityCapex / Revenue
6.3%
Cash ConversionOCF / Net Profit
2.55×
TTM Free Cash FlowTrailing 4 quarters
$96.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LC
LC
TR
TR
Q1 26
Q4 25
$-2.7B
$73.3M
Q3 25
$-770.8M
$62.2M
Q2 25
$-713.1M
$-8.5M
Q1 25
$-339.3M
$3.6M
Q4 24
$-2.6B
$68.8M
Q3 24
$-669.8M
$61.3M
Q2 24
$-932.5M
$-12.6M
Free Cash Flow
LC
LC
TR
TR
Q1 26
Q4 25
$-2.9B
$61.0M
Q3 25
$-791.8M
$50.7M
Q2 25
$-803.8M
$-16.0M
Q1 25
$-352.3M
$750.0K
Q4 24
$-2.7B
$64.7M
Q3 24
$-682.3M
$55.8M
Q2 24
$-945.3M
$-16.6M
FCF Margin
LC
LC
TR
TR
Q1 26
Q4 25
-1076.0%
31.1%
Q3 25
-297.4%
21.8%
Q2 25
-323.5%
-10.3%
Q1 25
-161.8%
0.5%
Q4 24
-1237.8%
33.5%
Q3 24
-338.0%
24.7%
Q2 24
-504.9%
-11.0%
Capex Intensity
LC
LC
TR
TR
Q1 26
Q4 25
52.7%
6.3%
Q3 25
7.9%
5.0%
Q2 25
36.5%
4.8%
Q1 25
6.0%
1.9%
Q4 24
25.0%
2.1%
Q3 24
6.2%
2.4%
Q2 24
6.9%
2.6%
Cash Conversion
LC
LC
TR
TR
Q1 26
Q4 25
2.55×
Q3 25
-17.41×
1.74×
Q2 25
-18.68×
-0.49×
Q1 25
-29.07×
0.20×
Q4 24
3.06×
Q3 24
-46.33×
1.87×
Q2 24
-62.57×
-0.81×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LC
LC

Segment breakdown not available.

TR
TR

Products$194.3M99%
Rental And Royalty$1.9M1%

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