vs
Side-by-side financial comparison of LendingClub Corp (LC) and Vital Farms, Inc. (VITL). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $213.6M, roughly 1.2× Vital Farms, Inc.). LendingClub Corp runs the higher net margin — 20.5% vs 7.6%, a 12.8% gap on every dollar of revenue. On growth, Vital Farms, Inc. posted the faster year-over-year revenue change (28.7% vs 15.9%). Over the past eight quarters, Vital Farms, Inc.'s revenue compounded faster (20.2% CAGR vs 16.1%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
Vital Tomosi Dairy Limited is a dairy processing company in Uganda. The company is a joint venture between Vital Capital Fund, "an impact investing fund primarily focused on Sub-Saharan Africa", and "Tomosi Dairy Farms, a Ugandan producer of dairy products".
LC vs VITL — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $213.6M |
| Net Profit | $51.6M | $16.3M |
| Gross Margin | — | 35.8% |
| Operating Margin | — | 10.0% |
| Net Margin | 20.5% | 7.6% |
| Revenue YoY | 15.9% | 28.7% |
| Net Profit YoY | 341.0% | 54.3% |
| EPS (diluted) | $0.44 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $213.6M | ||
| Q3 25 | $266.2M | $198.9M | ||
| Q2 25 | $248.4M | $184.8M | ||
| Q1 25 | $217.7M | $162.2M | ||
| Q4 24 | $217.2M | $166.0M | ||
| Q3 24 | $201.9M | $145.0M | ||
| Q2 24 | $187.2M | $147.4M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $16.3M | ||
| Q3 25 | $44.3M | $16.4M | ||
| Q2 25 | $38.2M | $16.6M | ||
| Q1 25 | $11.7M | $16.9M | ||
| Q4 24 | — | $10.6M | ||
| Q3 24 | $14.5M | $7.4M | ||
| Q2 24 | $14.9M | $16.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 35.8% | ||
| Q3 25 | — | 37.7% | ||
| Q2 25 | — | 38.9% | ||
| Q1 25 | — | 38.5% | ||
| Q4 24 | — | 36.1% | ||
| Q3 24 | — | 36.9% | ||
| Q2 24 | — | 39.1% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 10.0% | ||
| Q3 25 | 21.5% | 10.8% | ||
| Q2 25 | 21.7% | 12.9% | ||
| Q1 25 | 7.2% | 13.4% | ||
| Q4 24 | 5.1% | 7.8% | ||
| Q3 24 | 8.9% | 6.4% | ||
| Q2 24 | 10.4% | 11.6% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 7.6% | ||
| Q3 25 | 16.6% | 8.3% | ||
| Q2 25 | 15.4% | 9.0% | ||
| Q1 25 | 5.4% | 10.4% | ||
| Q4 24 | — | 6.4% | ||
| Q3 24 | 7.2% | 5.1% | ||
| Q2 24 | 8.0% | 11.1% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $0.35 | ||
| Q3 25 | $0.37 | $0.36 | ||
| Q2 25 | $0.33 | $0.36 | ||
| Q1 25 | $0.10 | $0.37 | ||
| Q4 24 | $0.08 | $0.23 | ||
| Q3 24 | $0.13 | $0.16 | ||
| Q2 24 | $0.13 | $0.36 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $48.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.5B | $351.3M |
| Total Assets | $11.9B | $518.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $48.8M | ||
| Q3 25 | — | $93.8M | ||
| Q2 25 | — | $108.2M | ||
| Q1 25 | — | $156.3M | ||
| Q4 24 | — | $150.6M | ||
| Q3 24 | — | $149.5M | ||
| Q2 24 | — | $133.2M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $351.3M | ||
| Q3 25 | $1.5B | $331.2M | ||
| Q2 25 | $1.4B | $309.8M | ||
| Q1 25 | $1.4B | $288.9M | ||
| Q4 24 | $1.3B | $269.3M | ||
| Q3 24 | $1.3B | $253.4M | ||
| Q2 24 | $1.3B | $238.4M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $518.7M | ||
| Q3 25 | $11.1B | $481.5M | ||
| Q2 25 | $10.8B | $430.8M | ||
| Q1 25 | $10.5B | $376.9M | ||
| Q4 24 | $10.6B | $359.3M | ||
| Q3 24 | $11.0B | $344.7M | ||
| Q2 24 | $9.6B | $320.5M |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $5.8M |
| Free Cash FlowOCF − Capex | — | $-32.1M |
| FCF MarginFCF / Revenue | — | -15.1% |
| Capex IntensityCapex / Revenue | — | 17.8% |
| Cash ConversionOCF / Net Profit | — | 0.35× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-48.2M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $5.8M | ||
| Q3 25 | $-770.8M | $23.4M | ||
| Q2 25 | $-713.1M | $-761.0K | ||
| Q1 25 | $-339.3M | $5.3M | ||
| Q4 24 | $-2.6B | $14.8M | ||
| Q3 24 | $-669.8M | $10.0M | ||
| Q2 24 | $-932.5M | $16.1M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | $-32.1M | ||
| Q3 25 | $-791.8M | $-10.6M | ||
| Q2 25 | $-803.8M | $-7.6M | ||
| Q1 25 | $-352.3M | $2.1M | ||
| Q4 24 | $-2.7B | $-3.4M | ||
| Q3 24 | $-682.3M | $6.4M | ||
| Q2 24 | $-945.3M | $10.5M |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | -15.1% | ||
| Q3 25 | -297.4% | -5.3% | ||
| Q2 25 | -323.5% | -4.1% | ||
| Q1 25 | -161.8% | 1.3% | ||
| Q4 24 | -1237.8% | -2.0% | ||
| Q3 24 | -338.0% | 4.4% | ||
| Q2 24 | -504.9% | 7.2% |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | 17.8% | ||
| Q3 25 | 7.9% | 17.1% | ||
| Q2 25 | 36.5% | 3.7% | ||
| Q1 25 | 6.0% | 1.9% | ||
| Q4 24 | 25.0% | 10.9% | ||
| Q3 24 | 6.2% | 2.5% | ||
| Q2 24 | 6.9% | 3.8% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.35× | ||
| Q3 25 | -17.41× | 1.43× | ||
| Q2 25 | -18.68× | -0.05× | ||
| Q1 25 | -29.07× | 0.31× | ||
| Q4 24 | — | 1.40× | ||
| Q3 24 | -46.33× | 1.34× | ||
| Q2 24 | -62.57× | 0.99× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
VITL
| Eggs And Egg Related Products | $205.8M | 96% |
| Butter And Butter Related Products | $7.7M | 4% |
