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Side-by-side financial comparison of loanDepot, Inc. (LDI) and OXFORD INDUSTRIES INC (OXM). Click either name above to swap in a different company.
loanDepot, Inc. is the larger business by last-quarter revenue ($310.3M vs $307.3M, roughly 1.0× OXFORD INDUSTRIES INC). loanDepot, Inc. runs the higher net margin — -7.2% vs -20.7%, a 13.5% gap on every dollar of revenue. On growth, loanDepot, Inc. posted the faster year-over-year revenue change (20.5% vs -0.2%). OXFORD INDUSTRIES INC produced more free cash flow last quarter ($-47.9M vs $-648.0M). Over the past eight quarters, loanDepot, Inc.'s revenue compounded faster (18.0% CAGR vs -3.0%).
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
Oxford Industries, Inc. is a publicly traded clothing company in the United States that specializes in high-end clothing and apparel. The company carries many major labels, including Tommy Bahama, Lilly Pulitzer, Johnny Was and Southern Tide.
LDI vs OXM — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $310.3M | $307.3M |
| Net Profit | $-22.5M | $-63.7M |
| Gross Margin | — | 60.3% |
| Operating Margin | -10.3% | -27.7% |
| Net Margin | -7.2% | -20.7% |
| Revenue YoY | 20.5% | -0.2% |
| Net Profit YoY | 32.4% | -1517.6% |
| EPS (diluted) | — | $-4.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $310.3M | $307.3M | ||
| Q3 25 | $323.3M | $403.1M | ||
| Q2 25 | $282.5M | $392.9M | ||
| Q1 25 | $273.6M | — | ||
| Q4 24 | $257.5M | $308.0M | ||
| Q3 24 | $314.6M | $419.9M | ||
| Q2 24 | $265.4M | $398.2M | ||
| Q1 24 | $222.8M | $404.4M |
| Q4 25 | $-22.5M | $-63.7M | ||
| Q3 25 | $-4.9M | $16.7M | ||
| Q2 25 | $-13.4M | $26.2M | ||
| Q1 25 | $-21.9M | — | ||
| Q4 24 | $-33.2M | $-3.9M | ||
| Q3 24 | $1.4M | $40.6M | ||
| Q2 24 | $-32.2M | $38.4M | ||
| Q1 24 | $-34.3M | $-60.1M |
| Q4 25 | — | 60.3% | ||
| Q3 25 | — | 61.4% | ||
| Q2 25 | — | 64.2% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 63.1% | ||
| Q3 24 | — | 63.1% | ||
| Q2 24 | — | 64.9% | ||
| Q1 24 | — | 60.9% |
| Q4 25 | -10.3% | -27.7% | ||
| Q3 25 | -3.2% | 6.3% | ||
| Q2 25 | -11.4% | 9.2% | ||
| Q1 25 | -16.8% | — | ||
| Q4 24 | -32.7% | -2.0% | ||
| Q3 24 | 1.1% | 12.5% | ||
| Q2 24 | -29.1% | 13.2% | ||
| Q1 24 | -38.2% | -20.1% |
| Q4 25 | -7.2% | -20.7% | ||
| Q3 25 | -1.5% | 4.1% | ||
| Q2 25 | -4.7% | 6.7% | ||
| Q1 25 | -8.0% | — | ||
| Q4 24 | -12.9% | -1.3% | ||
| Q3 24 | 0.4% | 9.7% | ||
| Q2 24 | -12.1% | 9.6% | ||
| Q1 24 | -15.4% | -14.9% |
| Q4 25 | — | $-4.28 | ||
| Q3 25 | — | $1.12 | ||
| Q2 25 | — | $1.70 | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $-0.25 | ||
| Q3 24 | $0.01 | $2.57 | ||
| Q2 24 | $-0.18 | $2.42 | ||
| Q1 24 | $-0.19 | $-3.72 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $337.2M | $8.0M |
| Total DebtLower is stronger | $2.1B | — |
| Stockholders' EquityBook value | $386.0M | $528.0M |
| Total Assets | $6.9B | $1.3B |
| Debt / EquityLower = less leverage | 5.44× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $337.2M | $8.0M | ||
| Q3 25 | $459.2M | $6.9M | ||
| Q2 25 | $408.6M | $8.2M | ||
| Q1 25 | $371.5M | — | ||
| Q4 24 | $421.6M | $7.0M | ||
| Q3 24 | $483.0M | $18.4M | ||
| Q2 24 | $533.2M | $7.7M | ||
| Q1 24 | $603.7M | $7.6M |
| Q4 25 | $2.1B | — | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $2.3B | $29.0M |
| Q4 25 | $386.0M | $528.0M | ||
| Q3 25 | $433.3M | $597.1M | ||
| Q2 25 | $439.1M | $592.4M | ||
| Q1 25 | $469.3M | — | ||
| Q4 24 | $506.6M | $612.2M | ||
| Q3 24 | $592.0M | $621.6M | ||
| Q2 24 | $578.9M | $592.9M | ||
| Q1 24 | $637.3M | $560.9M |
| Q4 25 | $6.9B | $1.3B | ||
| Q3 25 | $6.2B | $1.3B | ||
| Q2 25 | $6.2B | $1.3B | ||
| Q1 25 | $6.4B | — | ||
| Q4 24 | $6.3B | $1.2B | ||
| Q3 24 | $6.4B | $1.2B | ||
| Q2 24 | $5.9B | $1.2B | ||
| Q1 24 | $6.2B | $1.1B |
| Q4 25 | 5.44× | — | ||
| Q3 25 | 4.83× | — | ||
| Q2 25 | 4.70× | — | ||
| Q1 25 | 4.30× | — | ||
| Q4 24 | 4.00× | — | ||
| Q3 24 | 3.31× | — | ||
| Q2 24 | 3.41× | — | ||
| Q1 24 | 3.63× | 0.05× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-638.7M | $-9.1M |
| Free Cash FlowOCF − Capex | $-648.0M | $-47.9M |
| FCF MarginFCF / Revenue | -208.9% | -15.6% |
| Capex IntensityCapex / Revenue | 3.0% | 12.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-734.6M | $-79.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-638.7M | $-9.1M | ||
| Q3 25 | $43.4M | $83.5M | ||
| Q2 25 | $67.6M | $-3.9M | ||
| Q1 25 | $-179.9M | — | ||
| Q4 24 | $47.7M | $-18.2M | ||
| Q3 24 | $-349.2M | $88.8M | ||
| Q2 24 | $-278.3M | $32.9M | ||
| Q1 24 | $-278.5M | $74.9M |
| Q4 25 | $-648.0M | $-47.9M | ||
| Q3 25 | $38.7M | $52.3M | ||
| Q2 25 | $61.4M | $-27.4M | ||
| Q1 25 | $-186.7M | — | ||
| Q4 24 | $40.8M | $-56.9M | ||
| Q3 24 | $-356.4M | $47.2M | ||
| Q2 24 | $-285.7M | $21.0M | ||
| Q1 24 | $-283.3M | $55.3M |
| Q4 25 | -208.9% | -15.6% | ||
| Q3 25 | 12.0% | 13.0% | ||
| Q2 25 | 21.7% | -7.0% | ||
| Q1 25 | -68.2% | — | ||
| Q4 24 | 15.8% | -18.5% | ||
| Q3 24 | -113.3% | 11.2% | ||
| Q2 24 | -107.7% | 5.3% | ||
| Q1 24 | -127.2% | 13.7% |
| Q4 25 | 3.0% | 12.6% | ||
| Q3 25 | 1.5% | 7.7% | ||
| Q2 25 | 2.2% | 6.0% | ||
| Q1 25 | 2.5% | — | ||
| Q4 24 | 2.7% | 12.6% | ||
| Q3 24 | 2.3% | 9.9% | ||
| Q2 24 | 2.8% | 3.0% | ||
| Q1 24 | 2.1% | 4.8% |
| Q4 25 | — | — | ||
| Q3 25 | — | 5.00× | ||
| Q2 25 | — | -0.15× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -255.05× | 2.19× | ||
| Q2 24 | — | 0.86× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LDI
Segment breakdown not available.
OXM
| Sales Channel Retail | $162.9M | 53% |
| Sales Channel Wholesale | $61.3M | 20% |
| Johnny Was | $45.4M | 15% |
| Sales Channel Food And Beverage | $29.3M | 10% |
| Other Foreign Countries | $9.0M | 3% |
