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Side-by-side financial comparison of loanDepot, Inc. (LDI) and INTERFACE INC (TILE). Click either name above to swap in a different company.
INTERFACE INC is the larger business by last-quarter revenue ($349.4M vs $310.3M, roughly 1.1× loanDepot, Inc.). INTERFACE INC runs the higher net margin — 7.0% vs -7.2%, a 14.2% gap on every dollar of revenue. On growth, loanDepot, Inc. posted the faster year-over-year revenue change (20.5% vs 4.3%). INTERFACE INC produced more free cash flow last quarter ($28.6M vs $-648.0M). Over the past eight quarters, loanDepot, Inc.'s revenue compounded faster (18.0% CAGR vs 9.8%).
LoanDepot, sometimes stylized as loanDepot, is an Irvine, California-based nonbank holding company which sells mortgage and non-mortgage lending products.
Interface, Inc., headquartered in Atlanta, Georgia, is a global manufacturer of commercial flooring. The company sells modular carpet tiles, luxury vinyl tile, and Nora brand rubber flooring.
LDI vs TILE — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $310.3M | $349.4M |
| Net Profit | $-22.5M | $24.4M |
| Gross Margin | — | 38.6% |
| Operating Margin | -10.3% | 10.1% |
| Net Margin | -7.2% | 7.0% |
| Revenue YoY | 20.5% | 4.3% |
| Net Profit YoY | 32.4% | 12.1% |
| EPS (diluted) | — | $0.41 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $310.3M | $349.4M | ||
| Q3 25 | $323.3M | $364.5M | ||
| Q2 25 | $282.5M | $375.5M | ||
| Q1 25 | $273.6M | $297.4M | ||
| Q4 24 | $257.5M | $335.0M | ||
| Q3 24 | $314.6M | $344.3M | ||
| Q2 24 | $265.4M | $346.6M | ||
| Q1 24 | $222.8M | $289.7M |
| Q4 25 | $-22.5M | $24.4M | ||
| Q3 25 | $-4.9M | $46.1M | ||
| Q2 25 | $-13.4M | $32.6M | ||
| Q1 25 | $-21.9M | $13.0M | ||
| Q4 24 | $-33.2M | $21.8M | ||
| Q3 24 | $1.4M | $28.4M | ||
| Q2 24 | $-32.2M | $22.6M | ||
| Q1 24 | $-34.3M | $14.2M |
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 39.4% | ||
| Q2 25 | — | 39.4% | ||
| Q1 25 | — | 37.3% | ||
| Q4 24 | — | 36.5% | ||
| Q3 24 | — | 37.1% | ||
| Q2 24 | — | 35.4% | ||
| Q1 24 | — | 38.1% |
| Q4 25 | -10.3% | 10.1% | ||
| Q3 25 | -3.2% | 14.6% | ||
| Q2 25 | -11.4% | 13.9% | ||
| Q1 25 | -16.8% | 7.8% | ||
| Q4 24 | -32.7% | 8.8% | ||
| Q3 24 | 1.1% | 12.3% | ||
| Q2 24 | -29.1% | 11.0% | ||
| Q1 24 | -38.2% | 8.4% |
| Q4 25 | -7.2% | 7.0% | ||
| Q3 25 | -1.5% | 12.7% | ||
| Q2 25 | -4.7% | 8.7% | ||
| Q1 25 | -8.0% | 4.4% | ||
| Q4 24 | -12.9% | 6.5% | ||
| Q3 24 | 0.4% | 8.3% | ||
| Q2 24 | -12.1% | 6.5% | ||
| Q1 24 | -15.4% | 4.9% |
| Q4 25 | — | $0.41 | ||
| Q3 25 | — | $0.78 | ||
| Q2 25 | — | $0.55 | ||
| Q1 25 | — | $0.22 | ||
| Q4 24 | — | $0.38 | ||
| Q3 24 | $0.01 | $0.48 | ||
| Q2 24 | $-0.18 | $0.38 | ||
| Q1 24 | $-0.19 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $337.2M | $71.3M |
| Total DebtLower is stronger | $2.1B | $181.6M |
| Stockholders' EquityBook value | $386.0M | $640.7M |
| Total Assets | $6.9B | $1.2B |
| Debt / EquityLower = less leverage | 5.44× | 0.28× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $337.2M | $71.3M | ||
| Q3 25 | $459.2M | $187.4M | ||
| Q2 25 | $408.6M | $121.7M | ||
| Q1 25 | $371.5M | $97.8M | ||
| Q4 24 | $421.6M | $99.2M | ||
| Q3 24 | $483.0M | $115.6M | ||
| Q2 24 | $533.2M | $94.2M | ||
| Q1 24 | $603.7M | $89.8M |
| Q4 25 | $2.1B | $181.6M | ||
| Q3 25 | $2.1B | $307.8M | ||
| Q2 25 | $2.1B | $304.4M | ||
| Q1 25 | $2.0B | $302.9M | ||
| Q4 24 | $2.0B | $302.8M | ||
| Q3 24 | $2.0B | $337.9M | ||
| Q2 24 | $2.0B | $387.6M | ||
| Q1 24 | $2.3B | $391.8M |
| Q4 25 | $386.0M | $640.7M | ||
| Q3 25 | $433.3M | $621.0M | ||
| Q2 25 | $439.1M | $575.0M | ||
| Q1 25 | $469.3M | $513.1M | ||
| Q4 24 | $506.6M | $489.1M | ||
| Q3 24 | $592.0M | $501.6M | ||
| Q2 24 | $578.9M | $451.2M | ||
| Q1 24 | $637.3M | $428.5M |
| Q4 25 | $6.9B | $1.2B | ||
| Q3 25 | $6.2B | $1.3B | ||
| Q2 25 | $6.2B | $1.3B | ||
| Q1 25 | $6.4B | $1.2B | ||
| Q4 24 | $6.3B | $1.2B | ||
| Q3 24 | $6.4B | $1.2B | ||
| Q2 24 | $5.9B | $1.2B | ||
| Q1 24 | $6.2B | $1.2B |
| Q4 25 | 5.44× | 0.28× | ||
| Q3 25 | 4.83× | 0.50× | ||
| Q2 25 | 4.70× | 0.53× | ||
| Q1 25 | 4.30× | 0.59× | ||
| Q4 24 | 4.00× | 0.62× | ||
| Q3 24 | 3.31× | 0.67× | ||
| Q2 24 | 3.41× | 0.86× | ||
| Q1 24 | 3.63× | 0.91× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-638.7M | $49.3M |
| Free Cash FlowOCF − Capex | $-648.0M | $28.6M |
| FCF MarginFCF / Revenue | -208.9% | 8.2% |
| Capex IntensityCapex / Revenue | 3.0% | 5.9% |
| Cash ConversionOCF / Net Profit | — | 2.02× |
| TTM Free Cash FlowTrailing 4 quarters | $-734.6M | $121.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-638.7M | $49.3M | ||
| Q3 25 | $43.4M | $76.7M | ||
| Q2 25 | $67.6M | $30.1M | ||
| Q1 25 | $-179.9M | $11.7M | ||
| Q4 24 | $47.7M | $38.0M | ||
| Q3 24 | $-349.2M | $76.2M | ||
| Q2 24 | $-278.3M | $21.5M | ||
| Q1 24 | $-278.5M | $12.6M |
| Q4 25 | $-648.0M | $28.6M | ||
| Q3 25 | $38.7M | $66.1M | ||
| Q2 25 | $61.4M | $22.8M | ||
| Q1 25 | $-186.7M | $4.3M | ||
| Q4 24 | $40.8M | $24.4M | ||
| Q3 24 | $-356.4M | $69.7M | ||
| Q2 24 | $-285.7M | $12.0M | ||
| Q1 24 | $-283.3M | $8.6M |
| Q4 25 | -208.9% | 8.2% | ||
| Q3 25 | 12.0% | 18.1% | ||
| Q2 25 | 21.7% | 6.1% | ||
| Q1 25 | -68.2% | 1.4% | ||
| Q4 24 | 15.8% | 7.3% | ||
| Q3 24 | -113.3% | 20.3% | ||
| Q2 24 | -107.7% | 3.5% | ||
| Q1 24 | -127.2% | 3.0% |
| Q4 25 | 3.0% | 5.9% | ||
| Q3 25 | 1.5% | 2.9% | ||
| Q2 25 | 2.2% | 2.0% | ||
| Q1 25 | 2.5% | 2.5% | ||
| Q4 24 | 2.7% | 4.1% | ||
| Q3 24 | 2.3% | 1.9% | ||
| Q2 24 | 2.8% | 2.8% | ||
| Q1 24 | 2.1% | 1.4% |
| Q4 25 | — | 2.02× | ||
| Q3 25 | — | 1.66× | ||
| Q2 25 | — | 0.93× | ||
| Q1 25 | — | 0.90× | ||
| Q4 24 | — | 1.75× | ||
| Q3 24 | -255.05× | 2.68× | ||
| Q2 24 | — | 0.95× | ||
| Q1 24 | — | 0.89× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LDI
Segment breakdown not available.
TILE
| AMS | $205.9M | 59% |
| EAAA | $143.5M | 41% |
