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Side-by-side financial comparison of Legacy Housing Corp (LEGH) and Northfield Bancorp, Inc. (NFBK). Click either name above to swap in a different company.
Northfield Bancorp, Inc. is the larger business by last-quarter revenue ($41.3M vs $25.5M, roughly 1.6× Legacy Housing Corp). Legacy Housing Corp runs the higher net margin — 32.2% vs -1545.5%, a 1577.7% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -30.6%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $15.7M). Over the past eight quarters, Northfield Bancorp, Inc.'s revenue compounded faster (15.0% CAGR vs -9.1%).
Legacy Housing Corp is a prominent U.S.-based manufacturer of affordable manufactured homes, tiny homes, and accessory dwelling units. It mainly caters to low- and middle-income consumers across North America, providing customizable residential solutions, supporting construction materials, and after-sales services for individual and community development clients.
Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.
LEGH vs NFBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $25.5M | $41.3M |
| Net Profit | $8.2M | $-27.4M |
| Gross Margin | 26.4% | — |
| Operating Margin | 40.4% | -1263.3% |
| Net Margin | 32.2% | -1545.5% |
| Revenue YoY | -30.6% | 12.7% |
| Net Profit YoY | -43.5% | -343.6% |
| EPS (diluted) | $0.38 | $-0.68 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $25.5M | $41.3M | ||
| Q3 25 | $28.8M | $39.2M | ||
| Q2 25 | $38.4M | $38.9M | ||
| Q1 25 | $24.3M | $34.8M | ||
| Q4 24 | $36.7M | $36.7M | ||
| Q3 24 | $30.2M | $31.8M | ||
| Q2 24 | $31.7M | $31.5M | ||
| Q1 24 | $30.8M | $31.3M |
| Q4 25 | $8.2M | $-27.4M | ||
| Q3 25 | $8.6M | $10.8M | ||
| Q2 25 | $14.7M | $9.6M | ||
| Q1 25 | $10.3M | $7.9M | ||
| Q4 24 | $14.5M | $11.3M | ||
| Q3 24 | $15.8M | $6.5M | ||
| Q2 24 | $16.2M | $6.0M | ||
| Q1 24 | $15.1M | $6.2M |
| Q4 25 | 26.4% | — | ||
| Q3 25 | 20.2% | — | ||
| Q2 25 | 32.4% | — | ||
| Q1 25 | 29.2% | — | ||
| Q4 24 | 27.3% | — | ||
| Q3 24 | 29.2% | — | ||
| Q2 24 | 31.9% | — | ||
| Q1 24 | 33.6% | — |
| Q4 25 | 40.4% | -1263.3% | ||
| Q3 25 | 33.7% | 37.7% | ||
| Q2 25 | 43.8% | 35.6% | ||
| Q1 25 | 47.7% | 31.0% | ||
| Q4 24 | 42.3% | 38.0% | ||
| Q3 24 | 50.8% | 27.9% | ||
| Q2 24 | 50.6% | 29.1% | ||
| Q1 24 | 54.3% | 27.2% |
| Q4 25 | 32.2% | -1545.5% | ||
| Q3 25 | 30.0% | 27.4% | ||
| Q2 25 | 38.3% | 24.6% | ||
| Q1 25 | 42.3% | 22.6% | ||
| Q4 24 | 39.5% | 30.7% | ||
| Q3 24 | 52.4% | 20.5% | ||
| Q2 24 | 51.1% | 18.9% | ||
| Q1 24 | 49.1% | 19.9% |
| Q4 25 | $0.38 | $-0.68 | ||
| Q3 25 | $0.35 | $0.27 | ||
| Q2 25 | $0.60 | $0.24 | ||
| Q1 25 | $0.41 | $0.19 | ||
| Q4 24 | $0.59 | $0.27 | ||
| Q3 24 | $0.64 | $0.16 | ||
| Q2 24 | $0.65 | $0.14 | ||
| Q1 24 | $0.60 | $0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $8.5M | $164.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $528.6M | $690.1M |
| Total Assets | $580.3M | $5.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.5M | $164.0M | ||
| Q3 25 | $13.6M | $131.7M | ||
| Q2 25 | $2.6M | $97.6M | ||
| Q1 25 | $3.4M | $101.7M | ||
| Q4 24 | $1.1M | $167.7M | ||
| Q3 24 | $570.0K | $232.9M | ||
| Q2 24 | $60.0K | $153.5M | ||
| Q1 24 | $621.0K | $238.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $666.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $528.6M | $690.1M | ||
| Q3 25 | $521.6M | $719.6M | ||
| Q2 25 | $512.8M | $710.3M | ||
| Q1 25 | $503.7M | $711.1M | ||
| Q4 24 | $494.0M | $704.7M | ||
| Q3 24 | $479.3M | $699.6M | ||
| Q2 24 | $463.2M | $693.0M | ||
| Q1 24 | $450.4M | $698.4M |
| Q4 25 | $580.3M | $5.8B | ||
| Q3 25 | $557.9M | $5.7B | ||
| Q2 25 | $552.0M | $5.7B | ||
| Q1 25 | $544.6M | $5.7B | ||
| Q4 24 | $534.2M | $5.7B | ||
| Q3 24 | $521.4M | $5.7B | ||
| Q2 24 | $514.9M | $5.7B | ||
| Q1 24 | $510.0M | $5.9B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.95× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $19.0M | $53.7M |
| Free Cash FlowOCF − Capex | $15.7M | $52.5M |
| FCF MarginFCF / Revenue | 61.6% | 127.1% |
| Capex IntensityCapex / Revenue | 13.1% | 2.8% |
| Cash ConversionOCF / Net Profit | 2.32× | — |
| TTM Free Cash FlowTrailing 4 quarters | $28.2M | $89.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $19.0M | $53.7M | ||
| Q3 25 | $7.2M | $13.9M | ||
| Q2 25 | $6.1M | $14.1M | ||
| Q1 25 | $4.9M | $9.4M | ||
| Q4 24 | $7.9M | $31.1M | ||
| Q3 24 | $13.8M | $14.0M | ||
| Q2 24 | $3.5M | $6.9M | ||
| Q1 24 | $10.8M | $4.2M |
| Q4 25 | $15.7M | $52.5M | ||
| Q3 25 | $5.1M | $13.6M | ||
| Q2 25 | $3.7M | $13.9M | ||
| Q1 25 | $3.6M | $9.2M | ||
| Q4 24 | $6.0M | $30.0M | ||
| Q3 24 | $9.1M | $13.7M | ||
| Q2 24 | $1.7M | $6.7M | ||
| Q1 24 | $9.9M | $3.8M |
| Q4 25 | 61.6% | 127.1% | ||
| Q3 25 | 17.8% | 34.6% | ||
| Q2 25 | 9.6% | 35.7% | ||
| Q1 25 | 15.0% | 26.3% | ||
| Q4 24 | 16.4% | 81.6% | ||
| Q3 24 | 30.2% | 43.2% | ||
| Q2 24 | 5.4% | 21.1% | ||
| Q1 24 | 32.2% | 12.1% |
| Q4 25 | 13.1% | 2.8% | ||
| Q3 25 | 7.1% | 0.8% | ||
| Q2 25 | 6.2% | 0.6% | ||
| Q1 25 | 5.2% | 0.7% | ||
| Q4 24 | 5.1% | 3.1% | ||
| Q3 24 | 15.6% | 0.7% | ||
| Q2 24 | 5.5% | 0.8% | ||
| Q1 24 | 2.8% | 1.4% |
| Q4 25 | 2.32× | — | ||
| Q3 25 | 0.83× | 1.29× | ||
| Q2 25 | 0.41× | 1.48× | ||
| Q1 25 | 0.48× | 1.20× | ||
| Q4 24 | 0.54× | 2.76× | ||
| Q3 24 | 0.88× | 2.14× | ||
| Q2 24 | 0.21× | 1.16× | ||
| Q1 24 | 0.71× | 0.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LEGH
| Commercial Sales | $8.6M | 34% |
| Retail Store Sales | $6.0M | 24% |
| Inventory Finance Sales | $5.0M | 20% |
| Direct Sales | $4.4M | 17% |
| Other | $1.5M | 6% |
NFBK
Segment breakdown not available.
